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Insurance & life assurance

Archives for February 2018

Admiral Car Insurance- Help?
Apologies in advance for the length of the post. I recently received a letter from Kindertons, a claims management company, asking for my insurance details about an accident I’d allegedly had on a Morrison’s car park. There was no accident and I wasn’t even there on the alleged date but unfortunately, can’t prove that. I…
Ms
I took out a life insurance policy back in 1996 when we got a morgage on a new build house it is to mature 2023 at a sum of £30.000 unfortunatly i ended the policy a week ago & have been told there is no surrender value!!! However on paper work it says if policy is cancelled all money owed will be paid & if money is owed…
looking at life insurance for my dad need advice
My dad is 79 and my mum is 69 they are currently looking for life insurance, he has seen this offer from the post office which is £7 per month, I was wondering if this is a good option for them? would this be £7 each per month and i'm a bit confused at the "critical illness part" are they still covered if they get one of…
water damage to flat below
It appears that water from the shower in my son's flat has been leaking through to the flat below. He tells me that he has been informed by his Insurance company that he is not covered by his policy. Perhaps somebody in the Insurance world can enlighten me or maybe one of you has knowledge of a similar incident. TIA.
Life insurance trustees - so confused!
Good afternoon! I've recently taken out a life insurance policy and want to put it in a trust but I'm so confused. It's a single policy and in the first instance if want my husband to be the beneficiary to receive the funds to take care of the children so I assume I assign him as a trustee. But my confusion is, do I need…
Problem getting car insurance
We've recently bought a car for our 18 year old son. Able to get car insurance from More Than with the obligatory black box. However when they came to fit it they wouldn't as they told us the car had the wrong wheels. As a consequence More Than have now withdrawn the insurance stsying that the car has been modified and…
Rejected Insurance Claim - Water Damage
Having never claimed on our insurance before, I have been somewhat disappointed to find out that our recent claim has been rejected. We are insured with Swinton, through Allianz. Whilst away in October last year, we returned to find that our conservator had rained in. This impact the inner wall of the house, where all the…
Car Insurance Help
Hi all So I recently added a new thread about my situation. Long story short, I'm a 17 year old male and a victim of a Ghost Broker. I've been left uninsured with a void policy on my record. I'm in dire need of my car, but until I'm insured I dare drive it (blatantly it's illegal and possibly extremely expensive). So I…
Rear ended accident, Car worth £400, what next?
Hi Yesterday I was rear ended by a van driver. His fault (I was stopped at a red light waiting for it to go green then BANG!) Took it to a repair shop and they said it's a write off. Car is only worth about £400, repairs much more.. (Boot floor bent, boot itself on the Peugot 206 dented with the handle and opening…
Insuring a car on PCP Legal Owner question
When insuring your car and its on PCP what do you put down as legal owner as I'm trying to get a few quotes for my daughters car which is on PCP. I know about registered keeper (in her name) but as this is on PCP she is not the legal owner (same as finance, not owner until fully paid) so when I put not the legal owner it…
HELP PLEASE - Travel Insurance Claim -Cancellation
Hi everyone, I was hoping that someone may be able to help me. I have recently had to cancel my holiday as my daughter was diagnosed with a serious illness. I have submitted all relevant documentation (incl medical form) and have just heard back from the insurers today. They have asked me why it took me so long to take out…
HomeServe Questions
Has anyone had dealings with HomeServe ? the water pipes and drains repair company ?.......our policy with them is coming up for renewal, and their price has risen dramatically.....doing some research on them, it would seem that they are probably not a good company to deal with......any advice appreciated......Jack.
Gadget Insurance
I am looking to travel abtoad next month and with my family will have a few expensive items with me, Laptop, tablets, phones etc. I have looked into insuraing them as part of the travel insurance but that hasnt worked out, its not easy to find insurance that will cover this high a value of items. The solution seems to be…
DVLA Accidentally Informed my Car was Written Off
HELP PLEASE. My previous insurance company accidentally informed the DVLA that my car was a CAT B write off. Hastings Direct is the guilty party. I have spent weeks on the phone to they to get them to rectify the issue and they claim they have. The DVLA inform me they have not been updated but I just keep going backwards…
gjgee38
Travel Insurance. I have pre-existing medical problems. Most insurance companies quote me in excess of £1000 for a Worldwide Annual policy. Boots travel insurance have quoted me £306. Why such a difference? Has anyone any experience of using Boots? Boots is not listed on MSE recommendations for pre-existing cover. Why?
Multiple life insurance Policys
With all the current offers floating around rather than take out 1 policy for an over 50 year old at around £20 a month would it make sense to take out 3-4 policies at £5 or £6 a month and take advantage of the new customer welcome gift which seems to be a £75 Argos, M&S or Amazon gift card/evoucher after you pay 3 months…
Cii diploma in insurance or regulated financial pl
Hi i have recently completed my Ro1 exam with CII. I have now got a job with an insurance company and was wondering would it be worth while changing my diploma and doing the diploma in insurance as i am working in an insurance company. Was mainly looking into the pros and cons and why people choose their routes in these…
Car insurance - No refund forthcoming
We sold a car and with just over 6 months left on the insurance (which cost a single payment of £236.80) I contacted the Brokers (Adrian Flux Insurance Services) to cancel. I was told that, with this Insurer 'Trinity Lane', there was no refund due to us (after the first 4 months) the broker 'graciously' said they would not…
In a pickle.......
Good Afternoon everyone I could really do with some help-i want to set up life insurance (simple right?) Not quite-im a mother and carer to my son and want to be able to save for both mine and his funeral and choose our funeral service etc and whatever is left he gets via a family member overseeing things........ I feel…
Living Abroad: UK Car Insurance
Hello, Since moving abroad with the family several years ago, my husband and I have been on my mother's car insurance as additional drivers, this has allowed us freedom for trips back home. For the latest renewal of my mum's insurance, the broker asked if we are still abroad and on hearing YES, said the premium would rise…

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Insurance & life assurance

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