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Life insurance
Hi all, I've been a frequent visitor of mse but have never had a need to register. I'm hoping somebody could give me some advice with life insurance. I currently have life insurance to cover the value of the mortgage for both me and my partner (£218000) with joint critical illness to the same value on one policy. I then…
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Accident in Company Car - Effect on Personal Car Insurance?
Hi, Fairly sure I know the answer, but I had an accident that was my fault in a company car last October. I've just got a new job with a car allowance and have declared the claim to the insurance company covering me. A colleague at work has told me I don't need to tell the insurer about claims when driving a company…
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AGE UK Amazon Voucher for Car Insurance Policy
Dear All, First time post but thought it would be of use to post on here my experience regarding a promotion advertised through the MSE email in January 2017 for an Amazon Voucher against an Age UK Car Insurance Policy. I clicked through via the MSE Cheap Car Insurance page in January this year, 2017, to take advantage of…
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Injury Suffered in Restaurant
Hi Looking for advice...I was in a carvery restaurant at weekend and went for one of the serving spoons in the vegetable dishes under the hotplate. Each vegetable dish contained it's own serving spoon but the one I grabbed bonded itself to my hand because it had started to melt under the heat. 3 days later and traces of…
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1st Central Car Insurance
Hi All, This company just gave me a quote for £385 when the closest to it was around £620. I can't find out much information on this company - is it one to avoid?
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(Accidental damage) hairline crack on screen - is it claimable
Hi, I have accidental damage covered by my phone insurance with love it cover it. The other day while getting out of my car, my phone dropped out of my pocket from merely a foot. This caused a hairline crack in the top-left corner of the screen. There's physical damage to the screen but the screen still operates. I am…
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Bought By Many Pet Insurance
Has anyone had dealings with Bought By Many pet insurance? I'm considering using them for my two cats but would like some feedback please. :)
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Contents insurance for rented garage?
I've just started renting a garage from a letting agency for personal storage, and I'd like to insure the contents. Does anyone know of / recommend anyone that offers policies on garages?
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Buildings/Contents Ins x 2
I need to insure 2 properties which I own (I have worked hard to do this and scrimped and saved!!) Can anybody tell me if there are any specific insurance companies that will do a discount for multi-ownership. I am sure there are but got to do it immediately, so if you could help me save time and money I would really…
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Car insurance for my for my French partner, non UK resident?
Hi I have searched various threads about similar issues but nothing very recent and I am worried that the upcoming Brexit has changed things in regard to this. My French partner has just moved in with me in the UK. I am insured with Hasting direct, and its very reasonable at about £230 a year fully comp. They would not add…
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Car insurance - can you haggle?
My insurance is up for renewal (with Admiral). Ive just done a search on confused.com and I can get the equivalent insurance for £100 cheaper than Admiral! Am I able to haggle with them or would I be wasting my time? (Im not very good at haggling. :( ) Thanks
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Insurer refusing to provide no claims.
Need some advice. Parents were insured with Dad as the policy holder and main driver, but they had over the years switched policy holder with the same no claims. Dad just preferred to do it that way. They have not had any issues swapping the policy holder and no claims. Dad passed away last year and the insurer initially…
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Taken to court for car insurance excess
In November I had a minor accident in my car between myself and my neighbour, It was my fault and I gave him my insurance details. Several weeks went by and I had heard nothing so I emailed my insurance company to ask what was going on. Shortly afterwards I received a accident form which I filled in and my insurers…
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Motorbike accident Injury Claim
My husband had an accident on his motorbike on Thursday - it wasn't his fault someone pulled out in front of him. He now has a broken collar bone. Now I have never had a motor accident so I don't know how this all works. However he has legal expenses cover. He rang up and told the insurers about the accident and I assume…
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Joint life insurance & trusts
How would a trust work if me and my wife set up a joint life cover and wanted the money to go to our children on first death and not having to pay taxes as much as possible please?
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Allianz stop insuring direct
For those insured directly with Allianz: I have had an email today from Allianz to the effect that they are ceasing direct selling of both home and car insurances in the UK. It should be noted that current policies are not affected they say, but they will not auto-renew at renewal time. Current insurance will continue as…
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Stoneguard 'All Risks' memorial insurance
Morning, I've just had a gorgeous slate headstone erected for my late mother and with the final bill, the stonemason included a leaflet for StoneGuard insurance. Insuring the headstone isn't something that I've spent much / any time thinking about to be honest. The premium is £174 for a 5 year policy and would cover…
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Life insurance depression/lied
I met with a life insurance agent the other day, first time really talking with anyone about life insurance, didn't know a lot about it but went ahead and did the whole process and signed the paperwork for a 50/50 temporary/life policy. I know, stupid, I should've done my homework. He rattled off a whole bunch of questions…
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Home Insurance for Parent Living in House
Hi, My wife owns a property (mortgaged) where her mum lives. Although she has insured previously, the renewal of her current policy seems somewhat excessive so I have been trying to get quotes form the comparison sites. However, the difficulty arises when entering the status as my wife doesn't live in the house so…
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Getting compensation for criminal injury
My option are * Do it myself through the CICA website * Go to a local solicitor (pay fee) * Call criminal injury line (they take a cut) I'm obviously interested in getting as much as possible since the injuries have put me in a lot of financial stress. Does anyone have experience with this and could advise me on which is…
