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Citibank Closing € Account?
Hi All - first post so welcome! I've had a Citibank Euro Account for a number of years, used really to save on charges from ATM's and the like when going abroad :T.... until I received a letter in the post yesterday informing me that they had reviewed my account and have decided to close it as I'm not utilising their…
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Animal Friends insurance premium hike
I have just received an email to say my monthly premium will increase due to IPT increase last year. My insurance renewal was March this year. Is this legal or fair?
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HELP - Van insurance cancellation
My Van has broke down and is now in the scrap yard. I have contacted my insurance company to cancel the Commercial vehicle Integrated insurance policy and they are trying to charge me £174 to cancel. Please can anyone advise what I can do to stop this robbery. The policy is through Aviva who claim £25 cancellation charge,…
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HELP! Renters contents insurance
Hi, Apologies if this has been asked before. Myself and my partner are renting for the first time and have been asked by the letting agent to take out contents insurance cover that MUST include cover for accidental damage to contents/fixtures/fittings etc. that belong to the landlord and not us. This is fine, however, the…
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Income Protection Insurance??
Has anybody had any experience with Income protection insurance? I ride a motorbike and only get SSP at work so think getting it would be a good idea ( correct me if I'm wrong). What do I look out for (I've seen the waiting times, anything else)?Are there any recommended insurers? I wish all insurance was as simple as…
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Petplan insurance
My dog recently decided she was going to munch something which seriously did not agree with her (Bin raiding) I took her to the vets within 20 minutes of seeing symptoms (hasn't realised she's taken anything), I said that she was insured so they were happy to do what ever was needed. So I put fill in the claim form and so…
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Car insurance help after 'accident '
Hello! I had a bump last August with no damage however the 3rd party claims now for personal insuries ( his insurance closed the claim) which he can do for up to three years. Interestingly he had apparently 2 accidents on that day.. anyway, coming to the point: My insurance went up to 650£ from 300.. when I spoke to the…
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Pet Insurance
I've a new dog and I'm looking at Pet Insurance. Some companies cover kennel cost up to a set amount if the owner is in hospital Can anyone advise me what if the owner has a pre-existent condition will kennel cover apply. My guess would be no! Does anyone know for sure? Again thanks for your information Kevin
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Escape of water - claim question
5 weeks ago we have noticed a leak from upstairs shower after it got worse and started to leak to downstairs. I have immediately contacted local repairman who manager to stop the leak after pulling out the shower tray. I was told that it is best to get the insurance involved as the damage was quite intensive. Not only the…
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Diamond Ring: Insurance Valuation vs Sale Price
Hello We inherited a diamond solitaire ring from an Aunt about 30 years ago and are considering selling it perhaps on Ebay or at a Jewellery Auction. Recently the ring was valued by a well established Jeweller for Insurance purposes based on the second hand replacement value, which was £4950. It's quite a nice ring set in…
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Help! Tesco insurance c*ck up, costing me hundreds
I'm hoping some of the experts here can help me with some advice of what to do. Last September, a Royal Mail van hit my stationary car. First accident ever. They took full responsibility, it was very cut and dry and Tesco confirmed this to me in early October. They assured me that they'd accepted fault, everything was in…
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Switching life assurance regularly
Hello money savers I have a question on switching life assurance regularly and the pitfalls I took out life assurance over a year ago now (Had a child and bought a house) I have noticed on popular cash back websites, that there are large amounts of cashback for life assurance policies (£130 roughly for the premiums I would…
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Car insurance auto renewal
I normally insure each year as a one off payment. I then compare quotes after receiving renewal and call original insurer to cancel if necessary. (ie jut in case auto renewal is on) Until now all my prior insurers charge the renewal premium either on renewal date or maybe next day. However Endsleigh has charged the full…
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Care Home Fee's Insurance
Hello. I was looking on the net for anything that remotely resembles insurance for care home fees, but found nothing. Me and the Mrs have a life insurance that will pay out on the first death, and this runs for 30 yrs I think as long as we keep up the monthly premiums for both of us. We are both working, in relatively good…
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Phone insurance help
Hey All. I took out a vodafone contract last year and got a samsing Galaxy S7 Edge 32gig. I lost the phone this year and made an insurance claim through Aviva / carphone wearhouse. I now want to change insurance company's I've managed to find a deal and they will insure the phone as long as it's less than 18 months old. My…
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Please help! Rta / third party claim
Hi I would like any guidance help or advice please, in brief- My business was not insured for a very short period of 3 weeks whist the council and insurance company decided how to list it, as bed sit above shop or flats or other. As luck would have it, some one drove into it at night and with a car and basically destroyed…
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vitality life and income protection insurance
We have just bought our first house and are setting up life insurance and income protection. Our mortgage advisor gave us a quote for a policy from royal London £36 per month with £150k life insurance (Enough to pay off the mortgage it is also level cover so will stay at 150k for the full 28 year term) and £1000 and £1100…
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whiplash
A week before I was due to go on a 2 week cruise, sat at traffic lights I was hit from behind causing substantial damage to my van this was witnessed by a police officer anyway a couple of days later I was in agony from pain in my lower back while this didn't completely ruin the holiday it did put a dampener on it, anyway…
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Home Insurance while renovating
Hello all, My partner and I are close to exchange of contracts and need to sort out building insurance. The house is in desperate need of renovation and will be unoccupied, probably for a few months. Do I need to get specialist insurance or can I get the building insured and add contents insurance later once we have moved…
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compensation from Car accident??
Wasn't sure where to post About a year ago my daughter was hit by a drunk driver head on ,This was just before her A-level exams and had to miss various job/apprenticeship interviews.Shes back behind the wheel but very nervous now (hoping to see someone in the next few months) Her injury's were Head -concussion (4 weeks)…