Stoneguard 'All Risks' memorial insurance

childofbaahl

Morning,
I've just had a gorgeous slate headstone erected for my late mother and with the final bill, the stonemason included a leaflet for StoneGuard insurance. Insuring the headstone isn't something that I've spent much / any time thinking about to be honest. The premium is £174 for a 5 year policy and would cover accidental damage such as vandalism, storm damage and damage from falling trees and the like.


Does anyone have memorial insurance? Specifically with this company?


The cemetery has always seems a quiet place to us when we visit and is on a main road with houses overlooking. There has never been any graffiti or anything out of place that I can think of but the memorial took some effort to get as the slate was imported and it does look good.


I'm not sure where I sit on this one to be honest, £30 a year isn't a lot but £174 all in one go will be felt, of course having to replace the memorial would be worse.

martinthebandit

Have you looked online for other quotes?

A quick google suggest £175 might be a bit on the dear side.

childofbaahl

I just have and £174 is the highest but not by that much. I got a £156, £164 and a £168 so 10% either way.

dacouch

It seems a lot of money to me for the risk involved