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Unable to locate Household Insurance Policy
I've had a bereavement in my family. I'm unable to find the household insurance policy as the deceased dealt with it. I was wondering if the ABI would be able to assist? If not please advise. I need to check the renewal date.
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Critical illness or serious illness cover
I am reviewing our life assurance. Our mortgage is paid and kids are financially independent. Currently we both have life cover and critical illness. This was to cover the mortgage. My question is this. Is Critical Illness cover any good? I have heard that often firms find ways to not pay out, leaving people high and dry…
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RAC First Assist
Hi, I am checking if anyone else has experienced payments being taken out of their bank account after their RAC insurance is cancelled. I have changed my car insurance but noticed payments were coming out to something called 'RAC BGL'. Enquiries to RAC have shown this is something that is initially offered for 'free' and…
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Taxi passenger opens door into my car.
Hi all, I was driving my girlfriends car yesterday down a one way street in town yesterday. There was a taxi pulled up on the right, parked on double yellows. I was driving past slowly, when the passenger opened her door into the front wing of the car I was driving. The damage to my car is not awful, a couple of dented…
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Car Insurance Loading premium
Hi Just wanted to understand if people know this? When you have a no fault accident, you keep your no claims bonus and are able to claim reasonable expenses back. That is a given, but how many people are aware, that insurance companies then load your premium for future years premiums (3-5 years) by up to 30% purely because…
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Car insurance problems - advice please
Can anyone offer advice please? I have been implicated in a possible accident claim by another driver that I was not aware of until I received a letter from their insurance company (they use the same insurance provider as me!!!) I have disputed this and replied to them and this is ongoing. I have received a letter…
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Insurance have made a mistake...what should we expect?
We have accidental damage on our contents policy. We made a claim on Monday and they called to pay out today. We have the item specified at £2200 on our policy and they called to pay out £489 less £200 excess so we'd get £289. When I queried this they said like for like. The item is 5 years old and this is a new model at…
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MSE News: Insurers could be forced to include last year's premiums in renewals
The FCA has today unveiled proposals requiring insurance firms to list last year's premiums on renewal notices... Read the full story: Insurers could soon be forced to tell you how much you paid for last year's cover in renewal letters Click reply below to discuss. If you haven’t already, join the forum to reply. If you…
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Collingwood Learner Driver's Insurance
I've posted a review about my personal experience with this company, and also want to share it here to make sure people avoid making the same mistakes I made when buying learner driver insurance with this company! While what they do is not breaking any laws, and they are legally allowed to do this I feel that I was…
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Life Assurance & CI & medical history
Hi all, I wonder if there are any brokers here who can give a basic opinion on the following: I'm currently in the application process for my Life Assurance and CI Cover with Friends Life. At the point of initial preliminary application last week I gave all my info correctly etc. and am due the final call on Monday to run…
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Home ins
Can I have two home insurance for different addresses ???? thank for any help
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Tescos Claim advice needed please!
Hello all MSE, I have a problem with Tescos and I have NO idea where to start, what area to ask this in etc, in September I was making a coffee with our trusty cafetiere we purchased from Tescos, long story short, it exploded on me, the cafetiere has a hole at the base, the boiling coffee spilt out and I got burnt quite…
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car insurance fees
I've just moved house and after informing the insurance company (hastings) they want £60 including a £25 fee. My policy has been running for only 3 months and cost £345 I said I wanted to cancel and they tell me the total refund after fees is £94? To make matters worse a new quote from hasting for the same cover is only…
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switched insurance companies now a claim
HI I had a leaking toilet called a plumber out .Said it would cost about 200 pounds to replace. Wasnt going to claim as excess is 100 pounds. when he came to do the job further damage was seen and is nowgoing to cost 800. But ive swiched insurance companies in the meantime. Is it worth putting a claim into either my old or…
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Accident at Work - Settlement Advice
Hi all, I was just after some general advice re an Accident at Work. The story so far… Accident at Work 2 years ago. Off for a few months. 2 Operations. Life long disability - not major, but life affecting. Instructed Solicitor. Employer Accepted liability. Solicitor now preparing damages. This is where I'm confused /…
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Is it better to sue landlord with CFA solicitor or through legal expenses cover
I am a private individual and claiming compensation for disrepair and illness with mould and sickness. Can I get legal expenses insurance and then use it within the first 2 weeks?
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Claim using legal cover or independent solicitor
Hi, I was involved in a car accident few days ago. When I took out the car insurance I've paid the extra for the legal cover. I was contacted by Silverbeck Rymer and Quindell who work with Endsleigh and they would be dealing with my claim as well as try to recover all costs associated with the accident. I wouldn't have to…
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Accident with insecure load from van. Should I claim injuries through my insurer?
Hi Guys, it's been a weekend for me. On Friday night I was rear-ended on the motorway. It was no contest, the other party admitted fault and I sustained only back and neck pain no other major injuries. On Saturday, on my way back from A&E with a courtesy car I had another crash. This time it was on a single carriage way at…
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seems like a big NCD drop for little reason, what do you think?
Hi we have a Kia Sorento and are insured with RIAS. My wife is the main driver and I am a named driver on the policy. I have full NCD protected on our second car and my wife had full NCD on the Kia a year ago but although I always organise all the insurance and am very thorough, somehow her NCD was not protected. I have my…
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Ryanair car hire
Can someone sort out my confusion please? Have hired a car via Ryanair. All the bumf I have says that collision damage waiver is included. I then get an email from saying "Don't forget your damage refund insurance. Text says: "We noticed that you didn’t purchase damage refund insurance with your car hire. When you pick-up…
