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High-risk driver
Hi, As a new driver, my son got insurance with a telematics policy. However, they cancelled his policy - presumably because they weren't happy with his driving style. He admits he wasn't the slowest or smoothest driver around! He is now finding it really difficult to get a new policy, even though he has learned his lesson…
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Home Insurance
HI I'm struggling to find enough cover for the contents for my garage through my contents insurance. The highest limit is £5000 that I can find at the moment. The garage is attached to the house, has a security roller shutter door and one side entrance into the yard. Does anyone know of any company which will give more…
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Car written off - Insurance query
Hi, hoping for a bit of advice. I'll keep it as short as I can. Last week I was involved in a road traffic collision, driver in oncoming car (reason still unknown) came across into my lane and we collided head on. Car was confirmed written off a few days ago, however I have some questions. The car was only 6 months old,…
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No Primary Car Insurance - Can others Drive it?
I just got a new car and want to sell my old car. My old car now has no primary car insurance on it. With having no Primary Insurance, would someone else who has a full insurance policy be able to drive it, if their insurance covers them to drive other cars (under 3rd party fire and theft)?
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Swindon cash back
I tried to put my daughters name on my 7 month old car insurance policy. She is 27, full licence since she was 17, full 10 years NCB. No convictions, accidents ect. They wanted £84. I asked to cancel my policy ,and they stated , the £75 cash back I got, when I took out the policy will be taken off my refund. But it says on…
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Decent - as opposed (probably!) to cheapest - car insurance
It's renewal time again and John Lewis Partnership want £190.74, quite a lot up on last year. I've been looking around at what else might be possible, via comparison sites + also going direct to various sites (Aviva, Direct Line, Tesco's, Post Office ...), and the best I've come up with is Budget Insurance at £178.83.…
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Is pet insurance really worth it?
Mainly for dogs? A few people I know have pet insurance but every time they have a problem and try to claim there not covered. Do you other dog owners have insurance? Thanks
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Admiral - hopeless and giving me the run around
Hi all. Just wanted a bit of advice to see what others would do in this situation. Any input is appreciated, as always. I bought a new cheap car last week on Tuesday evening. The location was a bit remote and a good hour from home, so sitting in the car in the dark and pouring rain I taxed it over the phone and then called…
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Quote varies according to which cash back site you visit via ?
Has anybody else experienced their car insurance quote being different according to which cash back site they went via. E.g. I clicked on AA via topcashback and got one quote and then cleared my cache and clicked on AA via getpoundsback and got a cheaper quote (by about £11). I'm sure I filled in exactly the same details…
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Liability Insurance?
Hi, I’m looking for a bit of insurance advice please. We have an indoor swimming pool at our residential home and have a swimming instructor who is interested in conducting swimming lessons in our pool for some of her customers. She has her own public liability insurance which will cover her whilst conducting the lessons,…
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Gap insurance on leased car
I'm looking at leasing a car on a personal contract hire basis. I've been offered gap insurance but I'm assuming I don't need it for a leased vehicle? I'm guessing that gap insurance is only relevant for personal contract purchase to cover the remaining finance if the vehicle suffers a loss. Whereas with a hire/lease deal…
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Was involved in an accident (not my fault), don't want to claim personal injury?
Ok, so I was involved in a moderate T-Bone crash a woman pulled out infront of me she admitted it was her fault and took liability, her insurance have took my car for repairs etc.. But I kind of felt sorry for her, she was very shook up (weirdly, i wasn't and it was my first week of driving!). Now I have a tiny bit of…
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Damage claim - help please
can anyone help at moment sitting battered and bruised from being rear ended at red lights from staionay position and prpelled a minimum of 8 feet into car in front... Painfully spoke to insurance today, who wouldn't let me off phone. this % rule for repair.. I know my car is not worth very much financially as I have had…
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Travel Insurance
Hello I've currently got an annual travel insurance policy through Direct Travel. I took this out in Jan this year and it will expire in Jan 16. In October this year I booked a holiday abroad for July 2016. I knew I had to have a travel insurance policy in force at the time of booking in order to be fully covered. So, that…
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Car insurance claim and cancellation of policy
Evening all. I'm posting for my neighbour who doesn't speak English very well and has got into a right pickle! Sorry, it's long post but I'm trying to give all the details I have been given. She has lived in this country for three years (originally from Sri Lanka and then lived many years in Norway). Last December she took…
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WARNING Life Insurance is a waste of money
My Mother has recently passed away bless her heart since 1993 she paid in to a Insurance just to cover her Funeral costs she always said she did not want any of us (her children ) struggling to pay for her funeral costs. So she paid £41.63 every month since 1993 to Aviva never missed it was direct debit and got a…
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I only want 5 months car insurance.....
Hi Going abroad at end of April next year, selling car, so only need to insure my car for 5 months, what are the best options as I cant seem to find anyone who will do a 5 month term? Steve
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Bumped a car last night
I bumped a parked car last night, which was a stupid enough thing to do, but then I might have done something even worse, I didn't take the other driver's details. I really don't know what was going through my mind, but it wasn't until we both left the scene that I realised that I should have taken her details (she got…
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Best car insurance for a teenager, just passed test?
Hi, My 19 yr old son has just passed his driving test :j He saved up last year to buy a S-reg Micra, which to be honest is probably only worth £180. We're trying to find the best car insurance for him but virtually every quote we've found are stating monthly premiums of more than the actual car is worth! Does anyone have…
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Further insurance payments after insured item successfully claimed.
Suppose you have insurance on a mobile phone. The mobile phone is destroyed or stolen, and a successful claim registered, with a replacement phone. But the policy is for the old IMEI/phone , and direct debits continue to be taken. Is this legal? As it is now insurance for a phone which is no longer in existence. I wasn't…
