High-risk driver

AndyL888

Hi,
As a new driver, my son got insurance with a telematics policy. However, they cancelled his policy - presumably because they weren't happy with his driving style. He admits he wasn't the slowest or smoothest driver around!
He is now finding it really difficult to get a new policy, even though he has learned his lesson and will drive more sensibly from now on. To be clear, he has no points and had no accidents. However, he must now declare he's been refused insurance.......
Can anyone advise where he may be able to get (reasonably priced) cover.
Many thanks.

rs65

AndyL888 wrote: »

However, they cancelled his policy - presumably because they weren't happy with his driving style.

He will need to find out why.

AndyL888

Thanks - I will try to find out. I will also look into Pass Plus lessons for him - that might help too, I guess.

forgotmyname

When i looked at the pass plus discounts the only ones that offered a discount were seriously expensive to start with.

Possibly different in your situation, always worth checking.

You say he will drive more sensibly from now on, Cynical me says he wont. I was young and put a car through a wall, I drove the replacement gently because i knew it would break and couldnt afford to replace it.

When i had the funds to replace it i went back to driving too fast and testing the brakes to their limits.

rudekid48

He will have had plenty of warnings before his policy was cancelled. Shame you didn't take more of an interest BEFORE he had his policy cancelled. You have to behave pretty badly to provoke cancellation, usually involving wreck less speeding and/or dangerous driving so not much sympathy, sorry.

magpiecottage

If he is unhappy with the way he has been treated by the insurer, he is within his rights to make a complaint to it and, if necessary, take it to the Financial Ombudsman Service.

I do not know what the outcome would be but it is free to the complainant.

MEM62

If they have assessed his driving and do not wish to insure him any longer at any price perhaps his driving is even worse than your son has admitted to you. In this case maybe a year or so off the road would be a good thing.