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Halifax Home Insurance - Lapse or Cancel
I have about 10 days remaining on my current annual policy for both Contents & Buildings with Halifax. They sent some renewal documents through to me and the cost has near doubled compared to what I pad last year (to be fair I knew I was on an 'introductory' discount so it wasn't a surprise it went up). Anyway, I always…
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Waste of time or valid use of service?
Just curious what other posters think. http://www.ombudsman-decisions.org.uk/viewPDF.aspx?FileID=41252 Basically, policyholder is overcharged by 4p, gets given £25 voucher as apology, then takes complaint to ombudsman looking for further compo. Is this a valid use of the ombudsman service?
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Accident just before car insurance renewal
Hi, My car insurance is up for renewal - but there is an ongoing claim with the old insurer. Obviously one of the questions is what the cost of the claim is/was - information I don't have. Any suggestions on what I should do? Thanks.
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alarm for home insurance
Hi, I want to install an alarm before to open an home insurance. I know there are quite cheap ones to buy, so what do you suggest me to install that is compliant with the standard home insurances? Thanks for helping.
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Car Insurance Supermarkets Commission payments
Hello all, Just wondered if anyone knows what commission is paid to Car insurance supermarkets such as gocompare, confused, comparethemarket ect Im asking as this could be a could negotiation tool when discussing renewal premiums! More specifically the commission paid to comparethemarket by hastings direct as that looks…
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Protocol after accident
A car reversed into me today and has done minor damage to my car and even less damage to his own. I was a bit shocked and according to my OH I have been stupid as I didn't get enough info from the other driver and he reckons all the insurance company will do is just fix my car and not bother with the other guys insurance…
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Temporary car insurance for non-UK citizen
We're trying to put my father in law onto either my car insurance policy or my husbands for a week as I've just had a caesarian and our baby is in the nicu, so he's kindly coming over to help out while I recover. However it looks like neither Swiftcover or M&S who we are with will cover an Irish citizen on the policies. Is…
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Need travel insurance but for belongings only
I have never had any insurance in my life but I'm going to Ukraine and will be traveling for a couple of months (more or less avoiding the problem areas). However I'd like to insure my camera, my laptop and my bicycle, which are all expensive and important tools for me. Now, as far as I can tell, travel insurance doesn't…
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Best contents insurance?
Hi there I am new here and need some advice. I'm a young lad (24) and currently living in a rented property and looking for contents insurance (just contents) but there are so many choices and I don't know where to turn to and was wondering if anyone had any recommendations as to which provider provides the most reliable…
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Subsidence query- not sure if to contact insurance co.
Hello Not sure if the right place or not but need to ask someone! A crack has appeared in the wooden door frame above my door. It's a long thin diagonal crack that 'steps' down. It's no more that 2-3mm wide at the very most. There's no sign of any cracks anywhere around the brick work in the immediate area or in the house…
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A heart attack abroad and Bupa travel insurance
I am highlighting this case for 2 reasons: i) for advice of how best to proceed; ii) to report my experience of the service of a well-respected health and insurance provider. I had a heart attack two weeks ago in Auckland. I am 50, a former international sportsman, of previous good health and remain active running 3 or 4…
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Insurance Charging me £400 late reporting fee?
I had an accident in february 2014. Reported it to insurance by post, didnt hear anything back so rang them in may and they redirected me to their claims department. Turns out they knew nothing about it so this time i reported it "again". Then few days later i received a letter asking me to send them a cheque of £400 as a…
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Building insurance / water leaks
Hi, I rent a property out and have a landlord insurance in place. My tenant has informed me that there is water leaks from the ceiling. This happens due to bad weather and also when they bath. Bathroom is on 1st floor. Can I make a claim to the insurance company for the above? Thanks MS
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Time limit for restrospective claim - flood damage to cavity wall
Hi All In short - massive flood event July 2007 to my house (18" inside) . Insurance company paid to rectify (4 year nightmare that went terribly pears-haped but not relevant to the question here). Cavity wall insulation was present at the time of the original flooding event but was NEVER assessed/addressed. Recently, a…
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Why won't L&G insure us?
We're about to buy our first home and are in the process of getting home insurance quotes, using the MSE method. Had some fairly cheap quotes (they actually come out cheaper than my last contents-only quotes), but when I tried L&G, a big green Sorry, we can't offer you cover on this occasion. came up next to property build…
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Wrong details on insurance.
Hi everyone, I know it's really stupid but when setting up my car insurance policy with tesco bank I've entered my shortened name (Josh) instead of Joshua. They are closed now for the evening, but should I be able to call them up tomorrow and change it quite easily or will there be complications ? Does anyone else have…
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personal possessions
Here's a good one. Are false teeth covered by personal possessions on a household policy. Lost, not damaged.
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Critical illness / life insurance ???????
Can anyone help me ? ???? , Back at the start of the year , jan 2014 , I had a stroke , so like most people out there I phoned my bank to inform them and claim on my critical illness cover which I had been paying for for over 10 years ( without it you cannot get a mortgage ) they said to me on the phone that they had…
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Insurers want to settle 50-50
So last year, I was involved in an accident. I was driving along a main road and a TP driver pulled out from a junction and hit me. He then pulled forwards (I thought he was gonna drive off) and parked up on the kerb. We exchanged details, he admitted liability, I took photos and went through insurers. I spoke to my…
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write off or not?
The repairers have quoted £5000 to my insurance. the vehicle is worth £8000 according to what car used car valuations. I take it there is no chance OF THE car being written off or am I wrong.
