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Landlord Insurance - Will this cover our loss?
Evening all, I've just lost my wedding ring on holiday... gutted! I've literally no idea why I haven't had it insured - I realise I'm an idiot, so I'd appreciate you not pointing this out to me! I'm in the process of checking if our travel insurance will cover the loss (I doubt it) and wondered whether landlords in…
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MSE Hastings car insurance/Amazon voucher deal
Hi all, I'm getting very frustrated with the £25 Amazon voucher deal with Hastings car insurance - have any of you got advice for me? I've clicked through from the MSE weekly email link to register for this deal, then followed the quote process - very carefully filling in every single box and getting absolutely no error…
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Home insurance insisting 50-50 with loss of excess
This relates to a problem with property in Scotland. Briefly... ...a relative lives in a ground floor flat in a typical Scottish 'tenement' building. Since moving in 2 years ago, they have alerted the owner of the flat above to 2 leaks seemingly coming from his bathroom and which have penetrated their own bathroom ceiling.…
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advice re accident being recorded as "against you" when not at fault
I am not sure where I stand with my car insurance - I had an accident 6+ months back where other driver admitted liability and my insurance was then dealing with recovering the money they have paid out as a result. I have now checked my policy online and seen that the status of that claim now says - it has been registered…
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car accident - little damage
Hello I have a brand new car and yesterday somebody drove into the back of me at around 5mph. The damage is barely visible but there is a small indentation in the painted bumper and scuff mark. I don't know whether I should phone my insurance to tell them /make a claim. I feel the other parities will think im being…
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leaseholder building insurance
I need some quick advice around my freeholder's building insurance. my premium has to be paid via freeholder it has doubled this year from 227 to 437 due to "valuation" which I have been billed for? also I have found that the ground floor flat pays different annual cost over 150 cheaper? is this normal? and can I…
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I think we're paying too much for life insurance
We used a financial adviser (friend of my Dads) to help us get our mortgage a few years ago. Our mortgage payments since reduced by £100 a month, which I wanted to use to help pay off our credit cards, however he talked us into buying our life assurance/insurance via him as we'd just had a baby. We went along with it as we…
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Holiday insurance for disabled girl
My friends 24 year old daughter is looking for holiday insurance to cover a weeks holiday in Europe next week. Due to a car crash, she broke her L2 in her spine and now has rods in her back and is in a wheelchair. Can anyone please recommend an insurance company that will cover her. TIA.
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Am I paying too much for pet insurance?
My pet insurance renewal quote came through today and it's over 30% higher than last year. £320. I think year 1 was something like £16 per month. I'm currently in my second year paying £20pm and now it's being increased to ~£26pm. To me that seems like a steep increase. Am I paying too much? I'm with John Lewis and there's…
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Can I still claim on my policy 3 years after heart attack?
Hi, I have a joint life/critical illness policy which we took out with our mortgage 14 years ago. My husband had a heart attacked in December 2010, we didn't know until recently when we found the policy documents during a clear out that we could have claimed on our policy for this. Can we still claim? or have we missed the…
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Unusual car insurance claim
Hi, This is first post on here after being a long term lurker so please be gentle. I was hoping someone could advise me on what my rights are if any in the following situation. Apologies in advance it's going to be a long one. On 14th April I had all four of my wheels and alloys stolen off my car when it was parked up at…
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Insurance company ripped me off - any advice please?
A well-known insurance company (don't want to mention names in case they could use this against me) had my property down as suffering from subsidence. I fought this decision (down to their misinterpretation of a quote from the property valuation)and they eventually agreed that this label wasn't appropriate. During the 5…
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Holiday insurance question.
A couple we know, were due to start a weeks holiday by coach today (East Midlands then overnight stay in Lake District then on to Dunoon). However about mid-day on Saturday, he began diarrhea and on it went. Yesterday, the Tour Company rang them to say "you're coming on a tour with us tomorrow" and my friends had to say…
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Mortgage Protection / Income Protection / Life Insurance Etc
Good afternoon, I'm looking at all the avenues of insurance ahead of moving into my new property. I just want to make sure i'm not being far too careful with it all and am looking at these options: 1x Life Insurance for a set amount (as i have another policy in place through work) 1x Critical Illness cover (again only set…
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My insurance policy needs to go 'into trust'?
Hi, I had a call from a Brokers called Infinity telling me that my insurance policy needed to go into trust, and that this hadn't been sen up initially and I'll lose money if it doesn't etc. But he couldn't tell me which policy this was for or the company etc so I was suspicious. I've looked them up and there are varying…
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Wanting advice re cancellation insurance please
Hi, My mum is having surgery soon and I have booked a 3 night stay at a local hotel. The first night will be for us both, then obviously just me for the other 2. Does anyone know what kind of insurance I can get if the op is cancelled - as has happened before? When I look online and put in her medical conditions, the…
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Moving house but not in one go... insurance?
I'm moving house next week - however my new house is just around the corner and I'm not selling my old house so I have no rush and can do all of the jobs I need to do room by room before moving stuff in... However... what is the cheapest way to have content insurance on both places for a short period of time? (maximum of…
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motor insurance
I am looking for motor insurance but I am not sure how to choose the right one. Please help.
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Commercial offer without predujdice !!
I have been in dispute with a insurance broker for the past 18 months and have been offered a commercial without prejudice offer which only represents approx. 15% of claim as they are indicating if I do proceed with court action in there opinion it is 50/50 my word against brokers. I have asked brokers for records for…
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Car Insurance Renewal
I'm renewing my car insurance over the next few days. I'm with Direct Line, and their quote is £300 for my Astra (fully comp). I've just done a search via TopCashback, the the one that came up cheapest was Hastings. It has come up in 2 forms: Hastings Essential £222 Hastings Direct £232 Has anyone ever used Hastings (i.e.…
