-
Subsidence Nightmare
Hi guys, Hope someone can help, please. My parents have suffered Subsidence since July 2013 on a fourteen year old house and we estimate £30-40K worth of damage required to remedy. We our insured, mercifully. A goat willow tree was considered the culprit by a structural engineer, yet excavations and investigative trial…
-
Car renewal. Have i agreed to the quote?
Hello Having shopped around for a few quotes i went back to my existing insurer to see if they could do a better offer. Their best price was still a couple of quid more than the best quote, but for the sake of laziness i said OK. But i didnt pay for it at the time, just verbally agreed and said i would settle up later - i…
-
H Samuel Jewellery Insurance
Hi, I am looking for a little help regarding claiming on H Samuell's Jewellery Insurance. I brought a necklace before Christmas and decided to take out the 2 year insurance that they offered me with the purchase. Since then I have misplaced the receipt and the necklace has broken. I went into the store and asked about how…
-
RAC Breakdown Cover renewal
Just tried to cancel my RAC breakdown cover renewal but was told cooling off period of 14 days is over so no refund at all. Date of renewal was 28/2/14 and they count that day as day 1 of cooling off period - so 14/3/14 is 1 day too late so they refused to let me have a refund today. I understood today to be the 14th day.…
-
Is there a limit for solicitor fees in a pi claim from an rta
Hi, Following on from my other thread where I was the innocent party in a rta I am just wondering if there is a limit or standard set of fees that the solicitor can hit the insurance company with if I use a solicitor instead of them. I know each case is different so let's assume 1 injured person Whiplash injury recovery…
-
mortgage protection insuraance
I took out some mortgage protection insurance when I bought my house in 2010 to cover me in case I lost my job. I was a bit worried at the time because the company was not on great footing. Time passed and my job was more secure. During this time I was made director of the company for a period of about 8 months. this was…
-
re-no claims bonus
Hi Guys, How long does your NCB last from renewal? it used to be 2 years, but that was ages ago. My wife gave her car to Daughter, may 2013, and had max NCB at the time.I have my car with wife as named driver, BUT, want to put her as main driver? It's 10 months since her insurance ran out, and mine isn't due till August.…
-
Don't understand car insurance quote
Hi all I am currently insured to drive a 10 year old Lexus IS200 1988 cc and the insurance is very reasonable at £178, due to expire in about 3 weeks. We are thinking of trading it in for a slightly newer, more sporty model 2997 cc. I thought the insurance would be a lot more but when I put the details into Compare the…
-
Car insurance admin fee for changing address
Has anybody successfully got one of these waivered? I am with 1st Central Insurance and they are trying to charge me £30 for changing my address, which I believe is excessive. After googling it seems the average is about £15, which would have been easier to swallow. I have complained on their facebook page which led to…
-
LVE Car insurance- Are you having a laugh?!??
Basically, I'd written off my Mg Zr on 12 jan this year. (Black ice, hit a tree, nobody else involved thank god.) After sorting everything with Liverpool Victoria, they deemed my car a write off and sent me out a cheque for £500 (£750- my £250 excess). I rang them back stating I couldn't buy a car within the 30 days as…
-
Contents Insurance
Hi, I am renting my flat privately and I've got 2 questions. Firstly, I've got really great Contents Insurance with Nationwide to cover all my possessions, but I would also like cover for my Landlords fixtures and fittings (I've got pets!!). As Nationwide don't cover Landlords F&F am I allowed to take out another contents…
-
who best to provide estimate for insurance claim
Hi Our property's garden is raised a good 30ft above the houses garden below us and between our garden and the garden below there is a 15ft bank which is no mans land (owned by council). During the Winter Storms a tree on this no man land which was behind our shed went pulling the foundations away from the shed,part of the…
-
Area subject to subsidence
Just renewing my home insurance. There's a question on the form "Is the home in an area subject to subsidence?" Well, my house is in London, and most of London is built on clay, so yes, there are instances of subsidence in this area. I'm not aware of any in my street however, but yes a couple of streets away. Am I OK to…
-
Difficulty contacting Compare the Market!
I'm getting a bit frustrated now. Went through loads of comparison sites towards the end of Feb for car insurance. Although Compare the Market weren't the cheapest they were only a couple of quid dearer that the cheapest quote I had obtained for my partner. Then late last week I went to retrieve those quotes only to find…
-
Pet plan cancelled insurance. Will anyone else insure me?
A few weeks ago pet plan cancelled the insurance for our dog because our debit card had changed and because we were away we weren't around to update it in time. Anyway, when I've been looking for new quotes Insurers all seem to insist that I haven't had a policy that has been cancelled or voided before. I assume that my…
-
Advice wanted - poss "fraudulent" claim?!
Hi all, In a bit of a tizz right now so hoping for some clarity. Have tried to ring insurance people to get their help but when transferred through nobody was in so need to ring again tomorrow. Basically, I had a car accident in October 13. Ditched my car. Was myself and one passenger, a (now ex) friend. Currently my…
-
insurance want money 2 yes later!
I would like some advice please. I had a minor accident nearly 2 years ago. I chose not to go through my insurance so I didn't lose my no claims. I paid £330 to the garage mending the other persons car and thought the matter was dealt with. I have recently had my old insurance company contact me saying that they have had a…
-
UPDATE......Use third parties insurance company or my solicitor?
Hi. I'm after a bit of advice please. I have been involved in a non fault accident where the third party has pulled out of a side road into my path resulting in an unavoidable crash. As this happened st a busy time there were in dependant witnesses anyway but the insurance company have been fair and admitted fault not that…
-
Is this reasonable for car cancellation
I cancelled my car insurance with 4 months to run,I had paid £300 deposit, they charged me £160 for cancelling and returned £140, does this sound about right.
-
NCB (proof)
Have just renewed with Aviva. I have 17 yrs NCB. They just took my word for this/no check. If I have a claim, presumably they would ? ask for proof. I have been with a variety of Coys over the years and it is yonks since (can't remember) anyone asked for proof. At each past renewal, the paperwork stated the No of yrs NCB,…
