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So very confused - Life Assurance only...
Hello there I currently have PPI and have found out its not exactly what I want or need - and is also very expensive! I shall be cancelling it So instead I'm looking to get something to cover my family should I die. Reading through MSE I've got in quotes for Life Assurance. This is for an amount in six figures that will…
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Travel Insurance - Cancelling Trip Due to Health
Hi I just need some advice. I am due to travel to Asia on holiday in over 2 weeks time but for the past 4 weeks I have had Bronchitis. My GP has given me antibiotics and other medications and I'm still not not getting any better. I am also waiting for chest xray results for further diagnosis. My question is, do I have a…
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Cancelled insurance help please
My hubby had a conviction 7 years ago minor offence, which you don't have to declare now as it's not motoring and it's over 5 yrs ago. However we had an insurance need for buildings 4 yrs ago and reading the small print should have declared the conviction. Our insurance once conviction declared was cancelled. My problem is…
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life insurance affordable?
Hi Hoping someone can point me in the right direction for affordable life insurance. Just done an online compare the market search but once I completed all the insurance company questions the insurance came out at £130 per month for a joint policy for £170,000 for 20 year term. Is this reasonable?
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Cancellation Fee
Hi everyone, my insurance for one of my cars was £148 a year with The Post Office (yes I am old and it is fairly cheap). I have sold the car and insured the replacement vehicle elsewhere as it was significantly more competitive. My current insurance had 4 1/2 months to run, and the cancellation fee was £55 which virtually…
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Aviva amazon voucher
Firstly I would like to briefly thank MSE for the car insurance article which saved me £250 on last years insurance! I ended up with Aviva car insurance and I went through the correct link and filled out my details in order to get the amazon voucher (£50). I went to Aviva and they told me that in order to get my voucher I…
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Tesco Bank and Covea Car Insurance Cancelled..
Hi! On 1st March I took out an insurance policy with Tesco Bank, underwritten by Covea, for my car. Today I received a letter dated 7th March informing me that as of 14th March my insurance was being canelled as "It has been brought to our attention that the information provided during the application process for the above…
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Insurance for carrying goods.
A friend has been asked to do deliveries and collections for a charity shop in his van and will be paid for doing so, rather than call the insurance company and muddy the waters so to speak how much roughly will his premium rise for haulage insurance? He currently has cover for carrying his own goods at about £300 per year…
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Landlord's builder caused damage
Tenant lives on the ground floor and came home last night to find dust and rubble has fallen down the chimney into their flat. Everything in the flat completely covered in about a quarter of an inch of dust including a work-issued lap-top. A few photographs taken and the tenant decamps to local motel for the night. Today,…
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Insurance policy costs
I have various insurance policies and have had a shock that they are costing me not far off £200 a month ! Im just wondering what you think, Is this a normal amount to be spending on policies ? I've listed them below with their monthly payment My car £46 Hubby car £28 Breakdown £10 Pet £16 Washing machine /fridge £12 Life…
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New policy for mortgage assurance/life insurance.
Morning, I have a 15 year policy coming to an end next month which would pay a lump sum death benefit, terminal illness benefit and mortgage protection. I thinking that a decreasing term assurance would make sense for the mortgage, £56,000, 10yr 6mth to pay, but then it's the additional protection life/critical/terminal…
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Octagan Car Insurance
Any help would be appreciated please. Has anyone had a policy with the above company? My renewal with my current insurer has just come through but changing to Octagan's standard cover will reduce my policy by £40 per month. My main concern is a friend has recently had issues with her NCB through Octagan, as in they didn't…
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Best company for gadget insurance
Hi, I wanted to know everyone's opinions on how to best protect all my gadgets for of course the most economic way possible.
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Gap but no gap insurance
I was involved in a car accident recently and my car is likely to be written off. If this is the case then I will owe more on finance that they will offer me for the car. No, I didn't take out gap insurance as I believed that I could only take this out at the time of purchase. Is there any way I can try to claim some of…
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Cancelling policy before they start, help please
I have critical illness and life insurance taken out years ago, which is no longer adequate for our needs. Recently had dealing with a broker who cold called me (argh I was sucked in). Anyway he gave me some price quotes on new life insurance and critical illness policy based on a rough estate of what was left on the…
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Are my Home Insurers actions reasonable?
Hi, I have home emergency cover with my home insurance which entitles me to £1000 for boiler repairs and £500 towards a replacement boiler if needed. My boiler began leaking and smelling of gas on Wednesday afternoon so I called the 24hr helpline. A couple of hours later I was informed someone couldn't come out that…
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Crazy price difference when buying car insurance as a new customer
Hi all I've recently received my premium from Nationwide and it's just over £700. I thought I'd register as a new customer on their website and I couldn't believe it was about £555. I rang them up and said if it was ok to do this; the rep at the other end of the line wasn't exactly sure but said yes anyway. My current…
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Car insurance - dodgy comparisons?
As many times before, I just went to renew my car insurance - so off to MSE and thence to the comparison sites. Two firms consistently came out best - Insure2drive and GoGirl. The trouble is, I go to their sites, confirm my details, then go to pay. I then get a message saying redirecting to the payment site, but after a…
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Life Assurance question....
I've got a question on life assurance if their are any experts out there? We were doing a quick MOT of the finances yesterday evening and when I was looking at the life assurance policies for myself and my wife I noticed that the amount we were insured for was the full mortgage amount when we purchased the house. That was…
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"Self" insurance & extended warranties
I've just had a financial clear out and I have given my mobile phone insurance policy the flick along with a couple of extended warranties for white goods and my sky box. I have opened an e-savings account and started paying the premiums to myself instead. This way I can have the potential build up a pot of money and…
