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Insurer not reinstated my NCB
Got renewal today. I had a claim in feb where a driver went into the back of me while I was stationary. I got my excess back through my insurance solicitors do presumed was all done. But my renewal has gone from my 9 years down to 4 years as they say claim still open. I would have thought claim would be closed as I…
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Quote Me Happy - updated NCD
Does anyone know how to obtain an updated NCD from Quote Me Happy to pass to my new insurer. I will not be renewing my policy when it ends this week and was wondering how I obtain an updated NCD. The only one online is the one I uploaded to start the policy. I cannot find the answer in the FAQ and have tried emailing, but…
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1st Central Insurance Avoid at all costs
Decided on giving them a go last year as they were £40.00 cheaper than the other quotes I received. Was told I can pay monthly or a one off fee. First of all I said monthly and expected the costs to rise, but not from £597.00 to £800.00. So I called back and although I had only had the policy for 1 or 2 days was told that…
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Term assurance after mortgage paid
We took out a Term insurance to cover the mortgage should one of us die during the term of the mortgage, it also includes terminal illness cover. It is due to expire 2025 when the mortgage would have been paid off. However we have just paid of the mortgage so still have 12yrs on the policy at 85.00 per month. My husband…
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Trials and tribulations of insuring with Insurethebox
Hi all! I'm new to this forum malarkey, so I'm just going to share with you the problem I'm having, and maybe hopefully someone who has shared similar experiences with me can give me a hand... I have been insured with Insurethebox for a few months now (only been driving for 6 months), and I haven't had a problem with them.…
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Please advise on life insurance problem
Hello all, I posted a while ago regarding my claim for my fiance's life insurance she passed away in Oct 2012 we had to wait until apr 17th for the inquest which ruled accidental death. Zurich have now written to me asking to contact her doctor for medical history! im furious she was hit by a car how can they possibly want…
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Trip cancellation
We booked a motor biking holiday in April, to take place in September- ferry from Newcastle to Holland and train to Livorno. We now need to cancel as undergoing surgery next month due to deteriorating hip pain- arthritis was declared when taking out insurance last June 2012. Current policy will expire in a few weeks. I'm…
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Pet Insurance Help
I am looking at pet insurance for my dog. Its the first time i've ever had pet insurance so I dont know what to look for. But I know that I would need one that pays out straight away. All the vets I have looked at are saying I would need to pay upfront for treatment. So I would need one that pays straight away. Can anyone…
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Sold Car Hire Excess which was not even relevant to my car hire.
Hi, Would be good to get some legal advice on this if possible before I complain to the company. I hired a car a few months ago for 2 days/1 night, and as I was going through the booking process I was offered excess car hire insurance which was through Mondial/Allianz Global Assistance. Believing that if they are offering…
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Should I get travel insurance for this trip?
When I go abroad I always get travel insurance, mainly due to the risk of incurring high medical expenses. When I holiday in the UK, I never take out travel insurance because I haven't got the risk of having to pay medical bills and, although it would cover me for things like cancelled trips and lost/stolen possessions,…
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Annual European Cruise Cover with PEMC's
Does anyone know of an insurance company that will insure me for a very mild heart condition ( amongst other conditions I have had for years) which was diagnosed less than 12 months ago. It seems to me that this is the only stumbling block with those I have tried for.
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Having to go on company fleet policy
Hi All I am 57 and have some 15 years no claims on my vehicle insurance,the company i work for are changing us all on to a fleet policy. The issues i have are,i am due to retire in 4 years and will then need to insure my vehicle,will i be able to carry over the no claims discount ?,or will i have to start all over again.
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Travel insurance cover for cancellation of part of trip
We had booked a holiday due to happen this week, consisting of an organised cycling trip from Prague to Dresden, including accommodation, and return flights to Prague which we booked separately with Jet2 Due to the flooding in central Europe, the cycling tour operator advised us that we would not be able to cycle as…
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Please help car accident repair..
Hi, Thanks
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Contents Insurance
We have a few items acquired over the years that are valuable and have been added to our contents insurance. However, when I try to get comparative quotes for contents insurance I am told I need to get new valuation certificates for these items. To do this requires a new valuation and the cost of those valuations, which…
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Buying a stolen car?
Hi there, my friend who is certainty shady, cocky, arrogant and stupid is involved into some shady dealings and bought a car with a stolen credit card. Now the thing is, he bought it from a used garage,the key facts are that he bought the car, by paying for it over the phone with the stolen credit card, I don't condone…
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Caravan site charging for insuring elsewhere
Please can somebody give me a bit of advice. My mother has a static caravan and the site have said we need to pay them £35 + vat as an admin fee for them to check our caravan insurance as we insured outside of their scheme. Is this legal?
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Driving without car insurance
Has anyone successfully appealed against driving without car insurance under "special reasons"? Did you go to court yourself or asked a solicitor to represent you? Thanks.
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Aviva Multicar NCD (question may apply to any multicar policy)
Hello, I'm looking at sorting out this year's car insurance and by far the cheapest quote I've had for mine and partner's two cars is from Aviva multicar. Both cars have different renewal dates although they're only 1 day apart. This means though that my car will have only had 364 days of insurance by next year. Can't find…
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car insurance - claims in last 3 years question
Hi all - quick question. Looking around for car insurance and one site I am on asked: "Have you made any claims in the past 3 years?" Now thing is, i had a claim against me in april 2010. So for the above question do I answer YES or NO? I would think "NO" Because that wasn't in the past 3 years (if you count from now -…
