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car insurance claim 13months and counting
i had an accident over a year ago now my insurance keep saying they waiting for responses from the other company but how long should it take in the past ive have a claim and was sorted in weeks now this just seems dragging on and nothing seems to be chased untill i ring my insuarnce company apart from chasing them is there…
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Voided car insurance policy
A friend recently had her car insurance voided as she failed to disclose 3 points. This was not deliberate - she genuinely forgot about them. Will this now make it impossible for her to get a new insurance policy from another company ? Any recommended companies ?
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Whopping Premium Increase
I had an invitation to renew my Buildings and Contents Insurance, currently with AXA through, Cover Direct. Nothing has changed except that the premium for 2012/13 was £215.75 has increased to a whopping £1024.09. Cover Direct say that AXA did not come in at the cheapest and their quote reflects a more competitive insurer!…
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Car insurance
My wife renewed her car insurance last month with the RAC and I am a named driver on her policy. The RAC have now informed her that they are taking a further £28 from our bank account as they have discovered that I made a £200 claim on my car insurance 2 years ago. I would emphasise that this was not a claim on her policy…
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Life vs Family Income Protection
Could someone detail which of the above policies would be more beneficial or indeed if both should be sought? My wife and i are 28, healthy non-smokers, in full-time employment, soon to have a mortgage of £181000 with a term just over 20 years remaining. Both have Life Insurance, Critical Illness and Personal Accident…
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Decreasing Term Life Assurance
I want to take out an insurance policy to cover a mortgage in the event of my death. The mortgage is only in my husband's name so can I take out Mortgage Protection (otherwise known as decreasing term life assurance) even though I am not named on the mortgage? Is this type of policy purely to pay off a mortgage? If this…
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Pet Insurance & Health Plans
Hi, I'm a single mum looking into getting a puppy. Unexpected costs are my worst fear and therefore I'm trying to be responsible and pre-empt all I can. Can anyone suggest a lifelong insurance policy with a low excess? Most seem to be £75 plus. Also does anyone have any money saving tips such as care plans from vets, etc??…
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Public Liability cancellation
I have a Public Liability Insurance Policy, everything is fine with it, no issues, but I needed to increase my cover from £2 million to £5 million, my current insurer said that there under writers do not cover this much for my trade, that is fair enough and I have sourced an insurance that will cover my needs, but when I…
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Insurance Premiums
Can anyone confirm whether new insurance premiums (Home, Life/Income) payable via direct debit/monthly are credit checked? Unfortunately my wife is due to have a default added to her credit file due to a store card being 3 months in arrears which we did not know about until our mortgage application was referred (statements…
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Virgin travel insurance claim?
Hey Guys, I've just got back from our Honeymoon in Mexico, pretty much a disaster from start to finish... Although in the second week, i contracted some kind of virus from the all inclusive buffet (Gran Bahia Principe Tulum) I went to see a doctor in the town nearby originally as i didn't want to pay the resort doctor $105…
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Car Insurance - New 55yr driver - license for 26 years
I have held a driving license for 26 years but have never actually driven since I passed my test. Now at age 55 mobility issues mean that I need to buy a car and start driving. Is there anybody out there who has been in a similar postion and can offer any advice on insuance? I did try getting a dummy quote on confused.com…
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AXA improperly rejecting travel insurance claim - draft complaint letter
Following a protracted dispute with "AXA Claims Assistance" regarding a recent claim on our Co-op bank packaged Worldwide Travel Insurance policy, I appear to have reached an impasse. They maintain that travel delay is only covered for international journeys. I maintain that their policy wording specifically includes UK…
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Car Insurance required for 33 days
Hi, I wonder if anyone can help. I move abroad in August but my car insurance runs out at the beginning of July. I would like to renew my insurance for 33 days but my company only offers annual premiums and have said that I would need to take out an annual premium and then pay a cancellation fee. Does anyone know of an…
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Life Assurance company ignoring nomination form
Can anyone help please? My Husband died suddenly just before Christmas leaving me with 3 young children. He completed a nomination form leaving me 100% of his life assurance however the life assurance company have decided to give part of the money to his older daughter from his first marriage which means I am unable to buy…
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Car Insurance cancellation customer rights?
Hi I like to know that if I cancel a car insurancy policy that has not been started/active yet then am I entitled to a full refund? Or If the insurance company cancels the policy before the policy has been started/active then am I entitled to a full refund? Can a car Insurance company get away with any amount of…
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Help on Collingwood Learner Driver Car Insurance
Hi Saver! Was thinking of getting learner drivers insurance, the price is quite good compared to others its around £55 per month for third party only. Anyway, has anyone ever used them. If so have you had any problems, and how much did it cost you. Thanks
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Claim has more than doubled car insurance renewal
Please can anyone tell me why there is such a huge difference in car insurance premiums? We had to make a substantial claim on the policy for my car earlier this year. The renewal has come through and the premium has more than doubled year-on-year. I have asked the insurance company which insures our other car to quote,…
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Need cheap Sefety Deposit insurance
I need cheap safety deposit box insurance for gold/silver worth less then £5,000(currently). I looked on net but unfortunately there is only one that charge far too much. If I continue to look I will end up spending several hours searching. I don't have home content insurance or intend to get it. Ideally I just want…
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Personal Injury Pedal Cyclist Solicitors/Insurers
Hi All, I was recently involved in an accident which resulted in my being knocked off my bike. The driver has accepted fault and therefore I have been made an offer by the insurance company. I haven't accepted it as yet because I am suffering back pains which has prevented me from doing the normal things I do (including…
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HELP with sickness insurance quote and health issues
Hi, I'm tying myself in knots over this so would appreciate any help. I have been quoted £60 a month for accident and sickness mortgage cover. I already have critical illness cover which costs £60 a month. I was thinking of applying but one of the questions asked about back and joint symptoms. In January I saw an osteopath…
