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Legal Services Policy.
I have been trying to resolve an insurance claim for uninsured losses via a policy with the RAC. Under the terms of the policy they were to recover my losses after a major road accident, involving myself and 8 members of my family. This was a completely non fault accident and full liability was accepted by the other…
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Car accident, agreed not through insurance, any implications?
My son has had an accident resulting in no damage to his car but some minor damage to the other vehicle. Both parties are happy not to go through insurance to settle. However, I assume that both parties should still report it to their respective insurers. Can anyone confirm this is the case, or would this effectively be…
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'Best' Health Insurer if you're over 50 ?
I know of Saga, but are they the best health insurer to go with if you're over 50? I just want the process to be easy with great customer service, and of course good cover. :)
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Travel Insurance for pre-existing
Hi We're aiming to make quite a few trips to Disneyland Paris in the next year. I have pre-existing conditions that as long as I take my medication wouldn't cause me a problem whilst I am away. Can anyone recommend a good travel insurance please. Also we want to go over the Christmas period and need a company that will…
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Car accident, not at fault but being penalised
I am after some advise if possible. I am currently insured by Quote Me Happy - a subsidiary of Aviva. On 11/07/2012 I was involved in an car accident. I was driving home from school with my children, my friend and her daughter in my car when we were in a head on collision with a drunk driver (he was at fault). The driver…
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Travel Insurance... Help
Hi, I am planning a trip to malaysia and indonesia in Septemeber of this year. The trip includes the main outbound/inbound MAN-KLU. then internal flights in Malaysia and international flight to Indonesia. Travelbag have quoted me £600 more per person for the exact same holiday as i can do by booking all seperately. Now, my…
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Car insurance no claims discount help
Hi, Picking up a car tomorrow for my wife (2nd family car) Insured it in advance, with 10 years no claims, after doing this provider asked for proof of no claims Ive switched insurance several times in the 10 years so to try and remember past the last insurer is tricky. Anyway, after looking around the net for help I've…
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Car insurance after claim advise please.
My car was stolen and although found by the coppers very quickly the thieves had smashed it up. It has taken the useless insurance company 10 weeks to decide it is a write-off, during which time I have had no car. Now they are hopefully going to pay up and I need a new car. The insurance I have on the car runs until…
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Car insurance claim HELP!?
Hi I'm just going to get straight to the point , My boyfriends car was stolen he claims insurance on the car He mistakenly ticked the box stating he was the owner when he isn't its his brother even though he's used it since day dot,his brother just helped hi. Buy it but it is registerd in his brothers name. My question is…
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critical illness cover- mistake?
Hello, A few years ago I took out Critical Illness cover to pay out a lump sum. I didn't take Accident and Sickness or Income Protection as I believed that working in the public sector my sick pay of 6 months full and 6 months half pay would be enough. I pay around £60 a month which I believe is alot even though the lump…
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Equivalent of buildings insurance for flat/apartment?
Hi - first time poster on here (tho regular reader of the forums) looking for advice if possible on a household insurance challenge. We own an apartment, new build, leasehold. Despite contacting a large number of insurers we seem to be unable to secure any insurance policy that will protect the fixtures and fittings - the…
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Accident and sickness and pre existing conditions
Hello, I have critical illness cover on my mortgage but no accident and sickness as I work in the public sector and get good sick pay. Anyway...for the past 6 months I have had some back and hip discomfort. I have not seen a doctor and have tried to sort it out myself to no avail. I did this so that it would not appear on…
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Flat roof insurance recommendations
For those blessed with a flat roof, could you kindly let me know which broker / company you use? I have been with Halifax and over the last 2 years they have more than doubled my annual charge (no claims!). Quite fed up now so would like to change. I have checked all the retail banks and none of them seem to want to…
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Car insurance, trying to con me???
Hi guys, Last Monday I called a well known insurance company for a three cars to be quoted. My girlfriends car, My current BMW, And my soon to arrive new Jaguar. I explained my current insurance was due to run out on my BMW with another insurer on the 23/05/2013, and wasn't sure when my new Jaguar would arrive so could…
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Wrong car details on certificate
I took out car insurance today with Kwik Fit. Got a good quote price, so went ahead and paid the deposit. Got my documents through via email and printed out the certificate and it is incorrect! It has the right Reg number, which I put in and it found the correct car. But the vehicle details on certificate are incorrect. It…
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Travel Insurance - Annual or single trip?
Hi all, Firstly I may look like a newbie but I'm not. I've been using this website for over a decade but I have a problem accessing (forgotten password:() my old account so I now look like a novice. Anyway moving on, I'm a little baffled by the option to buy single trip or annual travel insurance. I have used Lloyds TSB to…
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Advice on predicament - Car Ins
Ok, so not wanting to brand the age old saying of 'women drivers' but my wife has reversed our car into a lamp post causing £800 worth of damage. Our insurance runs out next Jan and I usually shop around each year paying in full at the start of the term. I am currently protected no claims on this vehicle with my wife as a…
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Mobile phone insurance
Hi guys Not looking for insurance through my bank or a protect my bubble policy. Can anyone recommend a good mobile phone insurer Thanks!
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Quote cheaper through comparison site
I like to shop around quite a lot with my car insurance. Normally I use a comparison site to choose then buy direct with cashback. This year was no different. However, the quote I am getting through confused.com is significantly cheaper than I can replicate on insurers own website or on another comparison site. It is…
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Was I refused to renew? Home Insurance
Insurance refused to renew??? To put it simply, how can I be refused if I never asked for renewal - What I have actually been trying to do is understand why Esure would not quote me on gocompare but would quote me on their Esure website with insurance for the same house. In my opinion they could only say "well if you did…