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Insurance & life assurance

Archives for May 2013

Had car repaired via insurance and not happy with job!
Had my Audi A3 repaired as the rear quarter got squashed by another driver. Dropped off the hire car today and picked mine up. Its had a rear wheel bearing , tyre, new rear quarter and i was happy with the work picking it up so signed the doc saying i was happy. Drove down the road and the ABS and ESP light came on solid,…
Chest Infection - pre existing condition?
hi guys, just a quick one. my child has had a few chest infections over the last 2-3yrs, nothing serious & cleared with a weeks worth of antibiotics from local gp. been on hols & in the first week, child had developed bronchitis (spanish docs said it was this). gave treatment for a few days, paid my excess etc.... back…
Car insurance query
Hi All, I've been driving for 11 months and am about to buy a new car. My insurance is due to expire next month (after 12 months.) Is it possible to change my current car insurance over to my new car without starting a new 12 month contract? Then still shop around for new quotes once I have my 1 year NCB? I don't want to…
Legal sucessor
My wife has just taken out life assurance. Reading the clauses, payment or claim will be made to the legal successor? Does that mean immediate family i.e - husband or children. Does the legal successor need to be named in a Will? (we have just come back to the UK after many years, we currently do not have a Will. We plan…
Insurance for flat- Building insurance?
Just bought a lovely flat in a mill. I pay a maintence fee which covers building insurance but apparently it only covers the building itself. What type of insurance do I get to cover the kitchen, bathroom and pipes (fixtures and fittings) etc. can anyone help? cant find anything on internet
Ex partner won't cancel life insurance policy
Hi my ex of 5 years won't agree to cancel our joint life insurance policy with the post office. I have called the post office and have been told there is nothing they can do as we both have to agree to cancel it, she makes the payments off her bank account so I can't even cancel the direct debit, very frustrating as I'm…
Do I need to update Insurance?
Hi I've got an insurance policy with diamond and it has me as a home keeper and my partner as a sales assistant. I've recently started working and he's been job searching and it's looking likely/promising that he is about to get a job as a warehouse operative. My questions are; Do I have to inform them now that our job…
On line car insurance quotes
Would like some advice on using on-line car insurance sites. Both my husband and I have had one accident in the last two years but as named driver on each others policy. ie I had accident whilst driving his car as named driver and vice versa. When completing online form who declares what accident ie me who is making the…
Has the world gone mad. Adrian Flux car insurance problem
I have just got off the phone from Adrian Flux having originally called them to ask a question regarding my renewal in mid June. Guess what, for the first time in a long time I had actually got a good renewal price. I have a '97 classic mini cooper insured on agreed value and 6k miles limit. They had requested I supply new…
non fault claim
My sister was involved in a non fault accident recently. Her car is a write off. The lady who hit her admitted liability. Now I know she is likely to be hit by higher premiums for 5 years due to the statistics and the fact that she is sooo much more likely to be involved in another accident :o However I have seen on here a…
admiral charing me for not being insured for a month while looking for new insurance
i took out insurance on my car with admiral. they sent me a renewal that was way over the original amount so i went off looking for a new insurance company. i left it a bit long to be honest and i ended up with one month no insurance. i found a new company and thought nothing of it. next thing i get a letter from admiral…
Learner Driver Insurance
DD is now 17 and wants to learn to drive. I appreciate that she would benefit from extra practice, between lessons, in the family car. My car insurance is due for renewal in 10 days time and I have been searching for quotes both with and without DD included. I have been quoted anything from £600-£6000 (:eek:) to include DD…
Changing Direct Debit Date - Charge
Just when you thought insurance companies couldn't get any lower, I just rang esure to change my direct debit date, by one day, to match my pay date. They told me that there would be a £26 fee to do that. I'm disgusted. Is there nothing they won't charge for now ???
critical illness insurance
Hi I'm thinking I need to get some critical illness insurance to cover the cost of all bills if necessary. I would be grateful for any advice or knowledge? Many thanks.
Car Insurance - Fee charged as did not close insurance..
Hi, I have recently been forwarded a debt collection letter..authorised by direct line for £48 as I did not inform them I did not want to continue with my car insurance with them , as I went with another provider..I find this staggering that they can charge this..as it is my responsibility whether I renew or not etc... Has…
problems with changing car insurers
I changed car insurers recently and I have repeated asked for confirmation from old insurers about proof that I have not claimed in the last 5 years without success and many broken promises that letter in post but never arrives. New company threatening to stop my insurance. Is there any other way of proving my no claims…
Car Insurance
Hi, I would like everyone's opinions on my following rant::money: I looked over my car insurance documents earlier and found out it was up for renewal. So I did what we all do, is do a comparison search. I am currently with Admiral whose renewal price was £483, on moneysupermarket I was quoted £240 by Diamond, their sister…
RAC insurance
Had a lorry reverse into my car 2 years ago causing damage. Followed the procedures on reporting accident to RAC and phoned accident report helpline. They transfered me through to Drive assist but did not inform me at any time that I was going through to a separate organisation and would forfeit my rights in my policy.…
Contents insurance help!
Hi, Wondering if anyone can help me... We are insured for theft and loss away from the home on our contents policy. My partner recently had a big accident on a bike trail and was ambulanced with muself away from the scene. Our company are saying the won't pay out do to the fact we didn't have the bike chained to a…
Insurance no one to blame
Hi I rent a room for beauty. The hairdresser above had a heater that they no longer used and it flooded through my ceiling and damaged a lot of equipment. I or the hairdresser do not have contents insurance only employee. I have tried to obtain their insurance which is employee cover but apparently, their insurance company…

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