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Legal sucessor

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My wife has just taken out life assurance. Reading the clauses, payment or claim will be made to the legal successor? Does that mean immediate family i.e - husband or children. Does the legal successor need to be named in a Will?

(we have just come back to the UK after many years, we currently do not have a Will. We plan to organise a Will when we find a house)

Comments

  • huckster
    huckster Posts: 5,284 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I think it is the person named in a will if one is made out or in the absence of a will normal inheritancy rules will apply i.e spouse or if not married your children.

    Always best to have a will, if you want to have certainty about your estate after your death.
    The comments I post are personal opinion. Always refer to official information sources before relying on internet forums. If you have a problem with any organisation, enter into their official complaints process at the earliest opportunity, as sometimes complaints have to be started within a certain time frame.
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