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Constant letters from car insurer asking for more money!
Hi, i took out my car insurance policy last year, paying the total amount upfront, with a company called 'only young drivers' ever since ive had letters every 2-3 months saying i owe various amounts of money for everything under the sun! i sent 3 copies of my no claims bonus by email and post, which they're saying they…
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Life insurance for directors
Anyone had any experience of taking up specific life insurance for directors? I have done a bit of reading on it. It seems you can save tax by going down this route. Is it worth looking into more? Any recommendations would help. Thank
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Car insurance Fraud?
Bear with me on this one folks! For a few years we had people renting the house next door, perfectly nice people, often had friends to stay for a weekend. One of these friends had a lovely Audi, for some reason they decided to insure it at my neighbours address. However, they got the house number wrong and insured it at…
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Factor 5 Leiden and Travel Insurance
I'm having a real issue with getting travel insurance wit a pre-existing medical condition (Factor 5 Leiden). It's not that I can't get any but that all the insurers have a magic bullet questions that is worded in a confusing manner and allows them to vary the premium by nearly £200. I'd like to complain but not sure…
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Not paid renewal fee but still have policy?
Hi all We had contents insurance which was due to renew and had a letter saying if we were happy with things it would auto renew and they'd take payment from the details they had on file. At the time we were happy with things so assumed all had gone through. Now, several months later we have found that the card used for…
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House insurance query on no claims
I've held house insurance for the past 30 years and have had no claims or losses in the last five years. My question is that i sold my property last December and cancelled the insurance with 5+ years no claims. I will be completing on my next property next week, am i still entitled to say that i have 5+ years no claims or…
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Ouch! £227 increase in car insurance policy just for moving house!
Happily took out a car insurance policy recently at £393.86 - brilliant as I've been paying £600 the last couple of years! :) I called yesterday to change my address as I'm moving in a few weeks, and was told that the new post code was a denied post code by my underwriter/insurer and so they would promptly be cancelling…
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Litigation Friend?
My son was involved in a car accident back in November. He was the front seat passenger in a taxi coming home from school. He suffered a broken rib and a sprained shoulder, for which he ended up attending hospital 3 times. I have just recieved the paperwork for his claim and have been asked to act as his litigation friend.…
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Used leather furniture insurance - or not?
We have just rejected our second leather suite from a large high street company due to poor quality (lether stitching on backs not lining up, recliner mechanism not working as it should - too many faults for the assessor to list!). We are now going to purchase an identical suite which is not new but just 6 weeks old. Is…
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Argh!!! Kwik Fit admin charge
Furious! I have just called Kwik Fit as I paid for a full year's insurance on my car with them last November. Since then I have had no claims, changes or anything but just wanted to know if my premium would increase if I changed my car. The woman ran all the details through the computer and told me that it was £12 cheaper…
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Season ticket insurance
MS experts, I have a fairly new rail season ticket that costs £4.5k (Standard class): If you lose it, you are allowed one replacement per year, after which you have to buy another one - no exceptions. I have heard that even thefts are sometimes ignored as acceptable conditions. These are the Conditions of Rail Travel as…
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Admiral Car Insurance Cancelation £££
Recently my car insurance was up for renewal. Admiral (who was my insurer) had quoted me around £600 for this to be renewed. I then went on Comparethemarket.com and found Privilege were offering me the same deal for £350. I then called Admiral asking if they can match or better that deal, they then went through all my…
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Advice sought on small knock situation
My son had bump with car. No witnesses, no damage to our car, small paint job required on other car. Want to avoid dealing with insurance company as have young drivers on policy. Though no fault admitted, offered to pay £200 repair bill for other car, to close matter. His insurance have called a few times seeking…
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Anyone heard of Policy Expert?
They have good reviews and one of the cheapest quotes for home insurance, but I've never heard of them before. They seem to be a broker and the company they are pointing me at is called VFM Cover who I have also never heard of, and nothing shows up with them on a google search. Safe to buy?
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Admiral Multi-Car Policy and AXA advice needed please...
Admiral insurance have actually pretty good and helpful, don't get me wrong, however I'm currently having an absolute nightmare with my car insurance. Two years ago, my girlfriend (who at the time had an "Admiral multi-car" policy with me) had two non-fault accidents within a short period of each other. Both were…
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Car Insurance Cancellation
Applied for car insurance Friday, was sped through the phone call and agreed to the product. This was my first time applying for insurance. Monday I rang to cancel as after looking at small print I noticed there was discrepancies in what was recorded by broker, 'commuting' only, was unhappy with the millege limit and minor…
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Car insurance NCB fiasco (help)
Hi all, was wondering if anyone else had come across this problem. I am trying to get new quotes for my partner but having a nightmare. She passed her test in Dec. 2011 but had been driving as provisional in her own car so to date when her insurance is due (31st) she will have 4yrs ncb. The problem is when I put these…
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Two Building Insurances.
My daughter has a building insurance with her lender, plus as she lives on a private estate which is covered by a company called "Places for People", who insist that they pay building insurance to them as well. Clearly she couldn't claim from both companies, but neither will allow an opt out. Any idea what the solution…
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Car Insurance advice please
My 19 year old son has had a black box for a year and is up for renewal..which Young Marmalade don't like to do apparently!! He also has a new job so is looking for business cover. Quote one...£1089 for 20,000 miles, fully comp with business cover, non restrictive black box, 1 year NCB and £250 excess but do not offer…
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Holiday insurance
I am looking to buy holiday insurance for a one week european trip for myself, dh and ds at easter. If I buy annual multi trip will this cover ds for two holidays (1 europe 1 uk) he is taking with scouts ie. without mum and dad, in the summer? TIA
