Season ticket insurance

Trainaddict

MS experts,

I have a fairly new rail season ticket that costs £4.5k (Standard class): If you lose it, you are allowed one replacement per year, after which you have to buy another one - no exceptions. I have heard that even thefts are sometimes ignored as acceptable conditions. These are the Conditions of Rail Travel as set out in the predictably small print.

So - does anyone know if it is possible to insure the loss of such a high-value ticket where the replacement cost falls monthly over a 12-month period - or how I might go about searching for such a company?

Many thanks !

InsideInsurance

Travel tickets are normally counted as "money" under your home insurance and so may be covered by that as long as the sub limit is high enough

rs65

Here's a previous thread

https://forums.moneysavingexpert.com/discussion/4157091