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Car Insurance advice please

Raine66
Raine66 Posts: 10 Forumite
edited 19 March 2013 at 2:15PM in Insurance & life assurance
My 19 year old son has had a black box for a year and is up for renewal..which Young Marmalade don't like to do apparently!! He also has a new job so is looking for business cover.
Quote one...£1089 for 20,000 miles, fully comp with business cover, non restrictive black box, 1 year NCB and £250 excess but do not offer legal cover.
Quote two...£1700 for 20,000 miles, fully comp with business cover, no box, 1 year NCB, no excess and legal cover included.

All other quotes are coming through similar to quote 2 and we have tried all the comparison sites.

There is a huge difference in price and he doesn't mind having the black box again but it is the legal cover I worry about.

Any thoughts on this please?

Many thanks for your time :-)

Comments

  • InsideInsurance
    InsideInsurance Posts: 22,460 Forumite
    10,000 Posts Combo Breaker
    Given legal cover is 100% profit (excluding IPT) for insurers I'd be exceptionally surprised if it isnt available as add on for up to £25
  • forgotmyname
    forgotmyname Posts: 32,976 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Legal cover is an add on option and not included as standard. I doubt its not available as an option.

    Phone and double check the price though, It may creep up with the options added.

    One of those that quote the minimum to hook you in and then add bits and bobs until its no cheaper.
    Censorship Reigns Supreme in Troll City...

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