-
ECar insurance... Help!!!
Hi all, it of advice needed here…. In October I took out car insurance with Ecar, I explained that the monthly direct debits would be made from the named drivers bank account and after my mate phoned up and gave his banking details, I phoned them back and paid the deposit. The welcome pack I received didn’t include any…
-
direct line car insurance quote
daughters car insurance due 6/03/2013, 21 years of age, when i input her details in direct line quote line today which is within 90 days of her expiry date, do i enter the 2 years no claims and 2years full license, which she has now, or do i enter 3 years no claims and 3 years full license which she she will have in less…
-
Car Insurance unfair rip off - IN10 conviction
I am thoroughly disgusted at how unfair and disproportionate car insurance premiums are - does anybody know if they are regulated by anyone or if there is a professional body who i can complain to. I'm 26, have 6 years no claims bonus and also a IN10 conviction from 2010 - i am just about to purchase a new vehicle and been…
-
out of work insurance ?
i have a out of work policy that covers me after 1 month ,i took out the policy in 1999 , and payments have risen at 3 % each year. i will be making a claim on this policy in about a month or so when i return to work. iv already spoken to the insurance company asking if the payment i get off them will also have risen as…
-
Insurance claim for flood damage by tenants
My father has a 2 bedroom house that he has been letting out to tenants for 10 years. Unfortunately the most recent tenants stopped paying the rent and the eviction process took ages. After various court dates my father regained possession and discovered the house was not in a very good state and smelling very strongly of…
-
Life insurance and critical illness
Please forgive me if this question has been asked many times before, I have been left somewhat confused over what to do. I am increasing my mortgage due to buying a partner out of the property, so looking to at the minefield that is life insurance. The questions I have are; It is just me and my young son in the house, god…
-
Loony cyclists on the road & accidents
It's a never ending argument between cyclists & car users. Hopefully it doesn't progress here. I don't have an issue with cyclists that don't obstruct the road. If i have a bump with another car, we exchange details & all is well. However, what happens if a cyclist has caused damage? There was a time a short while ago…
-
Insurance Nightmare Write Off or Repair companies disagreeing
Hi Any help would be great! My neighbour reversed into my car 3 weeks ago and caused damage to the bonnet, bumper, number plate etc. Although the damage was not too bad my car value is only £1750 so unlikely to be repaired by insurers. She admitted full liability from the start. I phoned her insurers and they told me to…
-
Huge Quote difference
I forgot to renew my insurance with LV. Now the renewal has lapsed and they want to charge me £160 more for 'new policy'. Rachel team 11 says 'we ask more Qs' now. They asked 1 more Q than they did before: 'how many bedrooms.' How can they justify this sort of jump? Is this one question what would cost me £160 more if I…
-
driver denying he caused accident
Hi! My partner was hit by a taxi driver who turned infront of his motorbike a year ago. His pelvis was completely shattered and had to have surgery and is still unable to work or even return to his normal job due to the accident. The Driver finally pleaded guilty in court and got a fine and points but he is still denying…
-
Car hit mine and drove off
a car hit mine then drove off outside my house, we have tried to look through cctv and not found anything so there is little chance of finding the third party. the amount of damage equates to £1800 worth. will i loose my NCB if i claim this through the insurance? i don't see why i should as its not my fault, but i do know…
-
Insurance company unauthorised payment
Hi there I cancelled my car insurance as I needed to change my policy and they couldn;t offer a competitive quote. They advised me of some charges to cancel which totalled £125. Bearing in mind the policy had originally cost only £135 and I had made 3 payments already I thought these charges were excessive and said I would…
-
Car Insurance - What do I do?
Hi all, I'm in a situation where I've paid a deposit on a 2nd hand car which is refundable based on if they fix certain issues with the car. The earliest that they may fix it will be the end of the week however my insurance for my current car runs out on Wednesday. I don't want to insure my current car in case they end up…
-
Wrong info to insurance
Hi guys Can you please advise me on this stressfull situation i have got myself into. about 2 months ago i had an minor accident on the roundabout and i didnt even knew about it till i actually got the letter from the other party's insurance. when we filled the claim form for my own insurance i filled in the details that…
-
Admiral multicar insurance
We're with Admiral multicar for two cars. The first car has been on the multicar policy for the full year, the other was only added on to the insurance policy three months ago. This is because that was the renewal date for single car insurance with Admiral for that car and that seemed the easiest way to arrange the…
-
Help Needed!
I am currently self employed, wife works part time and have four kids. After an illness to a family member who is also self employed, I am concerned about my finances if I am off work for a long period. I have life insurance just now but worry that if something was to happen to me ie broken leg, illness etc that would stop…
-
Car Written-off
Hi, My car was hit by someone last week when it was parked. He left his insurance details but the insurance people have said the car is a write-off. They have valued the car to 300 pounds only. The car model is Peugeout 206, 2001 reg - the car had been written-off previously - that is before i had bought it. Now, I don't…
-
Car Insurance advice??
I have a policy on a 1.2 fiesta, with Auto Direct. I have recently left the Royal Marines at roughly the same time as my car 'died'. I have purchased another fiesta (off a friend-was going cheap), with the same engine. I rang up Auto Direct to change the address and car, which has put my premium up to £250 a month for the…
-
travel Insurance
I returned from holiday from Egypt and put in a claim 3 weeks ago with Insure and Go for medical expences incurred after having a stomach bug.this is the first time I have claimed. I rang them up this morning to be told it takes 6-8 weeks for them to finalise a claim. Is this right ? or are they stringing me along
-
Claims and Underwriting Exchange
I wonder if anyone else has had this problem. I recently tried to take out a new car insurance and found that the insurers had substantially increased their first quote because they found a "fault claim" registered against me on the CUE database. I have had no such claim and when I contacted my current insurers they…
