Car Written-off

shelmina

Hi,
My car was hit by someone last week when it was parked. He left his insurance details but the insurance people have said the car is a write-off. They have valued the car to 300 pounds only.
The car model is Peugeout 206, 2001 reg - the car had been written-off previously - that is before i had bought it.
Now, I don't have a car and I really need a car to get to work.
Any advice will be much appreciated as I really dont know what i should do? Thank you.

forgotmyname

What condition was the car in before the accident?

Service history? Receipts for work done recently?

You need to show them the cars worth more than £300. Is it not driveable?

What damage?

paddedjohn

Can you still drive the car? Is it still roadworthy?

chanz4

myn sold for 700 at auction for a 2001 51 reg one back in 2008, yours is also a previous write off so would be half that.

Cash-Cow_3

If its been written off, you have three options. Buy a new car now and wait for the insurance cash or wait for the cash then buy a car. Third option is buy salvage off the insurance company and repair it.

vaio

shelmina wrote: »

Hi,
My car was hit by someone last week when it was parked. He left his insurance details but the insurance people have said the car is a write-off. They have valued the car to 300 pounds only.
The car model is Peugeout 206, 2001 reg - the car had been written-off previously - that is before i had bought it.
Now, I don't have a car and I really need a car to get to work.
Any advice will be much appreciated as I really dont know what i should do? Thank you.

get the at fault insurer to give you a hire car, if they demur mention credit hire as you need one for work and can't afford to pay for a hire car

The money they give you should be enough for you to go out and buy a replacement from a dealer. The fact that yours has previously been a write off doesn't help but on a 11 year old small car the effect is going to be minimal, cars like that tend to sell on condition more than history. Have a look on autotrader for dealer prices and send them to the insurer.