-
Emergency Cover with House Insurance
Is this good value to have or not? Am looking getting a policy with Aviva and I don't know whether to get this with it instead of the British Gas cover that we currently have. Money wise it would seem well worth it (£5 per month instead of £18 currently being paid to British Gas) but would appreciate other people's…
-
critical illness can I claim? help
we had CI insurance for years up to 2010, in 2001 my husband got a rare cancer, he had an operation and recovered, at the time I was advised that I could not claim as he recovered v quickly. I cancelled the policy in 2010 due to financial concerns it cost £351 per month, I have recently tried to take out life insurance BUT…
-
Claim Rejected by AXA
I had my house broken into and my car stolen from my drive whilst i was on holiday two weeks ago. I made a claim through AXA who to be honest were not the best customer services wise. they made me feel like i was lying to them (even though i wasnt) we had to have an Investigation interview which is basically AXA trying to…
-
longevity
Am i missing something ? i am in the throws of getting life insurance as my wife is about to give birth to our first child ( any hour now ) and i have around 150,000 left on the mortgage.i am 32 yerars old. i am using comparison sites to do so but have worked out that if i put 1 year on the application form instead of 30…
-
Confused.com Multi-Pet Comparison Feedback
Pet Insurance guide Confused.com have launched a multi-pet insurance comparison. This will allow pet owners to get a quote for up to 5 cats or dogs (or a mixture of both). We'd love to hear your thoughts and experiences, particularly on how easy you found using this comparion, was the premium competitive - or any other…
-
Car accident with 0 no claims?
I need a bit of help with a situation. I hit a friend of a friend the other day. She's ok with it, and said that we could sort it without the insurance getting involved. There was minimal damage on mine, just a bit that I bumped out and a little bit of paint. Her's wasn't bad either, just a crack on the bumper. We…
-
Car insurance claim refused
Hi all, My daughter had her parked car smashed into a couple of weeks ago and the driver drove off before she was able to get the registration number. The police have been given some CCTV footage showing the accident in the hope they can enhance the image to see the other drivers regstration. Fortunately she wasn't in the…
-
Hastings excessive admin costs
I've just changed my address details for 3 vehicles. 2 cars insured with direct line which resulted in no admin charge and even a refund as I'm moving to a more rural area. However with People's choice who are part of Hastings insurance who I have a motor bike insured with, I've been charged just short of £39 admin charge…
-
Renting furnished flat - possessions only insurance?
I'm going to renting a furnished flat where the landlord has their own buildings and contents insurance. The agreement makes it clear that the tenants should have their own insurance to cover their possessions. I would only really need to cover things like my own electronics, clothing, my bike etc. When going on comparison…
-
Friends Life - Sign Petition
My wife recently received this. Another example of how you should ensure that your application is 100% accurate and fully discloses even the most seemingly menial detail ... Nic was my best friend. He was a hugely talented guy, a fantastic dad and a loving husband. Nic died of cancer in October aged just fourty-four.…
-
Transferring Car Insurance
Hi Guys, My Wife and I are buying a new car on Friday and are trading in our old car. Now the garage has asked for the cover note for the new car to start on Friday but we need to drive the old car down for the trade-in. Now I was wondering about if we would be covered with the old car? My wife is calling her insurance…
-
Swintons ('nuff said)
Daughter bought a replacement vehicle over the weekend, got her 7 day drive away insurance - the dealer warned her she would be bugged for quotes. She hadn't even driven away, Swinton on the phone, "We can do that for £2900, what do you say, hmm, hmm??" Daughter had already checked out online quotes, and responded that she…
-
Insurance refusing to take responsibility
26 days ago i noticed a very small drip of water hanging from my kitchen ceiling, i placed a bowl under it and i told my upstairs neighbour about the problem, he laugh it off and said it would be condensation, so showed him the leak and he agreed to have a plumber friend have a look. Now fast forward 26 days later, i've…
-
Redundancy cover limitations (benefits, etc)
OK, I'm not actively looking for redundancy cover yet, but I just made myself curious by asking my last question :) so here I go: I read a post by somebody on here (I can no longer find it) that said that his redundancy policy stopped paying out after 12 weeks or so, when he expected it to pay for up to 12 months. In his…
-
Travel Insurance for Cruise
Can anyone suggest a reasonably priced insurer who would cover a Caribbean cruise? Thanks
-
PHI and redundancy cover: never the twain shall meet
There are no policies that have any form of redundancy cover that also comprehensively cover loss of earnings due to illness (by comprehensive, I mean in any way at all comparable to PHI). So I while I'm shopping around for PHI, I'm ignoring ASU completely. Am I right? Or could I be making a mistake there? I don't know…
-
Alleged car accident
I have had a claim made against me that I reversed into a vehicle 30th October. I have had NO accident and this women has involved the police and her insurers to allege I have 'hit and run' from her vehicle. I was sent a letter stating an intent to prosecute from the police. Lovely. I was in the area but the vehicle was…
-
Varying PHI (loss of earnings) after policy taken out?
Hi I'm planning to take out PHI to cover me for loss of earnings if I get sick. I haven't got quotes yet, but I'm hoping "own occupation" premiums will be low enough for me to go for that. Since these policies are a long-term proposition, I want to know what I'm getting into re changes in policy pricing and conditions once…
-
claiming on travel insurance after expiry?
I suspect this may be a lost cause, but.... At the end of the Summer 2012 we booked a flight for early Jan 2013. In Sept, my wife was taken ill and diagnosed with a brain tumour. Our annual multi-trip travel insurance was up for renewal in November, but the insurer refused to renew and cover my wife's condition. We have…
-
Help! Post Office car insurance will not add temporary driver living abroad!
:xmastree:Additional Insurance needed for Christmas!!!! I have car insurance with the Post Office, underwritten by Chaucer Insurance. A relative, a UK citizen, is visiting from abroad at Christmas, but the Post Office says they will not add someone as a temporary driver who is living abroad! :sad: Anyone got a similar…
