-
Early Claim Notification Promotion -
Hello Fellow MSE's, I thought i would post this as i have not come across this on the forum Boards. Over the weekend i received a letter from my insurance company, which is always worrying :think: especially when one does not contact them. first thing i see is that they sent me a cheque :eek: so i read the accompaning…
-
Home Insurance premium too high?
I live in a block of 15 flats in Edinburgh - three stories over a ground floor restaurant. The flats alone are insured for £4.5 million. The building insurance premium for the flats alone? £8500. £600 a flat per year. The restaurant has a separate policy - details as yet unknown. Does this seem too high to anyone? It's a…
-
Help Needed with Car Insurance claim
Hello I was involved with car crash where the lady drove into the back of my car as I was waiting at a T junction. Initially my car insurance company Hastings Direct asked if I wanted to use Albany Assistance but as soon as they started to offer me a hire car and asking me to agree to a hire purchase agreement which…
-
Decreasing mortgage Cover plan
Hi there, I seeking help understanding whether my policy is the right one for my mortgage. It includes critical illness cover and reduces as the plan term. I pay like £47.69 pm. i have seen cheaper plans, but when i tried to cancel the policy i was told that i couldn't, it comes as part of the Mortgage. My question is, is…
-
fire claim
A friend recently had a fire at her house which wasnt her fault. It started at the neighbour. It was classed as accidental.Her house insurance covered the damage, but have put her premiums up by £40 each month. If the fire was not her fault, is it fair for her insurers to increase the premiums by that much? I thought I…
-
Home Insurance policy papers lost (which contain claws)!, can they resend a copy?
The insurance policy papers (the thick load of papers) you get after a policy, can you request a new lot to be sent to you? - the papers which states all the legal claws etc. for home insurance? if you cannot find them?, can they resend the whole policy and also, can these be available online too, the 'general' policy of…
-
Transferring car insurance
Hi all just wondering how this works: I am buying a car, will still be registered keeper on a car till the private plate gets sorted, it won't be on the road it will be on private bodyshop type premises till I get amended docs. My question is this: how does this work when I buy the new car? I will get the new v5 on Friday…
-
Contents insurance on a listed Building?
I rent a flat which is in a listed building. I need to have contents insurance as a minimum and in the past have always had Landlord's fixtures and fittings insurance also (this covers things like the kitchen cupboards, radiator covers etc). Being in a listed building automatically disqualifies me from most insurance…
-
Life insurance quotes
Has anybody got any experience with the insurer Brightgrey, who seem to be coming up with the cheapest life insurance quotes through Cavendishonline as well as Moneyworld? I haven't heard about this company before, so a bit hesitant. They are quoting approx. £3-£5/mth cheaper than Aviva. Many thanks.
-
Legal Protection Insurance Add On Query
This is usually sold as an 'add on' to your car & home insurance poilicy. Cost of it varies but is around £20 per year. My query is........if you have Family Legal Protection on say your home insurance policy is there any point in having it on your car insurance policy as well ??? I don't think there is any point but I…
-
Mortgage Life Assurance
We are due to start our first mortgage next month and had been advised to get life insurance for the mortgage. We were originally going through a mortgage broker, however, ended up applying directly for the mortgage as we were offered a better deal. Anyway, broker asked if they could continue to provide us a quote for life…
-
Elephant charging me £95 for cancellation of car insurance I didn't have!
Hi All, Hope someone can give me a little advice! Before I start my story, I should say that since September I have not been at my main residence due to a stay in hospital and recovery period at my parents. I have only just returned to my main residence and have discovered the following situation: I used to have car…
-
Travel insurance for non UK national?
Hi! I'm looking for suggestions for insurance companies who will cover a Venezuelan national senior citizen. She is presently in the UK with coverage, but her current policy will not allow her to extend her coverage. There are several providers for non-UK nationals, but I couldn't find any which covered venezuelans. Any…
-
Help - New Insurance Policy, premium dispute!
Hi Everyone I hope you are all well. I am hoping someone could help me with a problem I am having with an insurance policy my daughter has just taken out. She shopped around and settled for a quote supplied by Bell, as a new driver she wants to up her no claims bonus as soon as possible so opted for the 10 month policy.…
-
'shafted by aviva insurance!'
youtu.be/KWn8G9L21z8 'SHAFTED BY AVIVA INSURANCE!' [You Tube] One man fights to protect his family and his home against AVIVA INSURANCE! After 5 long years of fighting AVIVA INSURANCE and with Christmas 2012 almost upon us, our home remains in a ruined state, my family continue to suffer and AVIVA INSURANCE continue to…
-
Drive ASSIST- URGENT WARNING !!!!
According to a post on another forum, Drive Assist Insurers are no longer covering their cars against third party risks. They are now only covered while parked up. Therefore if you have a hire car from Drive Assist, make sure you are not driving around uninsured. Your own Car Insurance 'Driving other cars extension', may…
-
Direct Line - 21st Dec 30day rule!
Just taken out a policy with Direct Line for my car insurance which is due for renewal on 28th Feb, wanted to get in before the 21st Dec when the prices may well change for ladies. They are still offering policies with renewal dates within 90 days online but over the phone it changed to 30 days today. Just a heads up…
-
Sheila's wheels Home Emergency Insurance or NOT
Hi I took out a home insurance policy early this year, I also paid for the extra Home Emergency Policy, believing I would be covered Last night -5c the house suddenly plunged into darkness, boiler and all the sockets, the house lights still worked, but obviously the table amps we had on all failed. So went to the consumer…
-
Why do I have to admit fault when it wasnt my fault?!?
The other week we were exitinging onto a one way road and had to join a queue of traffic, but where i had pulled out I was at an angle. After about 30 seconds of waiting i was suddenly hit by another drive (driver front side - headlight area). She wasnt even on the road (which you can see for quite a way) when I had pulled…
-
eCar demanding money 3 months after cancellation!?!
Hi I received a letter yesterday from my old car insurance company (eCar) demanding £381.50. I cancelled my policy with them back in September and received a letter on the 10th Sept confirming it. 3 Months later (now) they are demanding money? The letter states that £75 cancellation fee is included in the sum. Also, in the…
