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Swintons ('nuff said)
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Sally_A
Posts: 2,266 Forumite
Daughter bought a replacement vehicle over the weekend, got her 7 day drive away insurance - the dealer warned her she would be bugged for quotes.
She hadn't even driven away, Swinton on the phone, "We can do that for £2900, what do you say, hmm, hmm??" Daughter had already checked out online quotes, and responded that she was already mid way through a year with Elephant, and was anticipating next years premium would be in the £500's. Swinton reply with "Well, I've had a look and we can offer you some discounts bringing it down to £2100"
Do they actually listen, or do they have a Duracell battery up their backside?
She hadn't even driven away, Swinton on the phone, "We can do that for £2900, what do you say, hmm, hmm??" Daughter had already checked out online quotes, and responded that she was already mid way through a year with Elephant, and was anticipating next years premium would be in the £500's. Swinton reply with "Well, I've had a look and we can offer you some discounts bringing it down to £2100"
Do they actually listen, or do they have a Duracell battery up their backside?
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I've had a quick look and I could get it down to £1600 plus legal cover0
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Hang on, I'll just call the office manager and see if I can get some more off...........ooh look £1400 now! :rotfl:0
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How did Swinton know?I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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Your 7 days free insurance is not really free you know..
Who do you think is paying for this service?
And check the policy carefully. It may not include commuting during those 7 days.Censorship Reigns Supreme in Troll City...0 -
Guess that if Swintons are behind it, that the dealers insurance is with MMA/Covea - I never knew they offered it, and always thought it was an Aviva add-on.
Dealers are also very slack at pointing out the drive away cover applies to the purchaser only.
I will get my hands on the documents soon to see what the cover was, but rest assured, I was a bit dubious about the cover offered (maybe contingent only, or 1,000,001 cop out clauses), so did a change of vehicle with her own insurer on the Monday morning.0 -
forgotmyname wrote: »Your 7 days free insurance is not really free you know..
Who do you think is paying for this service?
And check the policy carefully. It may not include commuting during those 7 days.
Not free? How much do you pay for yours? I know I don't pay a penny
It's usually paid for by the marketing department of the insurer. I've never had 7 day cover by a dealer that does not cover SD&P + commuting (no point offering 7 days, 12 hours would be more than enough to allow the customer to get the car home)
In exchange for 7 days free cover, they get all your details and the possibility to flog you cover for the next year ... or 10. Bargain!0
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