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Car insurance fluctuations
Got my hands slighltly burned last year as I was searching a month early for a quote found the one I liked but waited till a week before renewal only to find out the quotes changed & it now cost £40 more! So this year it's revenge :D I'm cleverly getting quotes off the comparisons early on, at the minute I can't get any…
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details incorrect whos fault
Just got my self a new van,,well 57 plate,, i got the van 10 days ago,,, so did a search on moneysupermarket for insurance,, the first question it asks is do you know the reg i did so i put it in,,, it came up with details for my van,, which looked correct,,every thing looked exact the only thing which i noticed it stated…
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Warranty for washer dryer after 2 years manufacturer's guarantee ends
My LG washer dryer is nearly 2 years old and I've had the engineer out 3 or 4 times in those 2 years, including replacing a significant part of the machine. It has a 2 year manufacturer warranty. Today I received an offer for an extended warranty for the machine from Knowhow "Whatever Happens" to cover it for a further 3…
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House insurance - the past subsidence trap
Hi, I own a house that was underpinned some twenty two years ago, before i bought it. The work was effective, was certified by a respected engineer, and has not moved since. When I bought the house I understood that the current insurer was legally obliged to continue insuring the property, but that other insurers might not…
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Car insurance auto renewal and claiming.. Advice please
Hi, I have had a rather unfortunate run of events over the past few days and wondered if anybody on this forum could offer some advice as to my rights. I have an Admiral multicar policy. It was set on auto renew for the 4th November 2012. Of course they wrote to me a notified me of the new cost, which they increased from…
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Admiral & the courtesy car.
I'm looking to take out a new policy & am wondering if i've understood this right as i don't want to be paying more than i have to. "Hire Car Cover Unless you have a Comprehensive policy and your car is repairable, then you won't get a courtesy car. But you can upgrade with Hire Car Cover, to keep you on the road if your…
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When to buy insurance?
My building and contents insurance with my present insurer runs out on the 29th November. After searching offline and online I have decided that I am going with a different company, as my insurance will be £60 cheaper than my renewal premium and also my old company, with no claims, have increased my premium by £40 from…
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Property Owner's Insurance
Can anyone recommend a good Landlord's insurance please?
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Home insurance problem - who should pay?
Hi All, In the last couple of weeks I have noticed that I have some staining on my kitchen ceiling and called out a plumber who found that my shower tray has been leaking. I should point out that I changed insurers at the end of September from Tesco to Axa. Axa sent out an inspector who validated the claim but declined the…
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wrong i.d
i've been getting quote's online for my car insurance and discovered an accident my dad had in 2009 is on my file(we both have the same first names and address) and has obviously affected the price of my insurance,rang the company he was with at the time of the accident and they've said it's down to the underwriter's.i…
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Domestic Boiler Insurance recommendations
Hi All, We just received oil boiler insurance renewal information and it has increased to £147 for their basic cover; Boiler and Controls (System not covered). Additioanl options are (i) System cover is an additional £40, (ii) SilverKnight Repair 24/7 at £24 and (iii) SilverKnight Repair Advance at £64 The Insurer is Aviva…
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My car was stolen, do I have to pay off the premium?
Please help me, last month I was one of the unlucky BMW owners to have their car stolen within the UK. I'd only just had the car, less than a month, my insurance company have since paid out and when comparing insurance prices on my new vehicle I decided to take out my new policy with Aviva. I have since contacted Zurich to…
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Insurance claim against friend, help!
Im posting this on behalf of a friend as they are desperate for advice about the situation. In June of this year my friend was behind a vehicle on a muddy country lane. the car in front slammed on brakes as a lorry approached as did my friend, so she put her brakes on too and the wheels skidded and she bumped into the back…
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Smart Box Tracker - Good Idea??
Hi there I'm after a little advice if possible please My 19 year old is (hopefully) about to pass his test so I have been getting quotes to insure him on my V reg 1.3 Fiesta. So far the best deal by far is with Admiral, which was coincidental as we already insure our other car with them. The initial quote was £1069 with…
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bogus insurance claims
About this time last yr my wife was involved in a minor bump nothing bad and luckily we knew the person and settled it ourselves so not to affect either party's insurance now as of last week i have received calls from different insurance companies asking about this accident i had last nov i can barely get any info out of…
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How long do you have to declare car insurance claims?
Hi all, I want to insure a friend on my car for a weekend away. He has made two claims in the past but says they were over 5 years ago so they don't need to be declared - is this true? My insurer has asked for details of claims but not been specific regarding any cut off. Also, he has a speeding fine - the insurer hasn't…
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Advice for increase womens car insurance
Hello. Just wondered if anyone can give any advice as Im not sure whats best for daughter to do. Briefly: daughter young driver passed test nearly 3 years ago clean driving record until a few weeks back had small accident (her fault) claim presently going via insurance company (other person had company car). Been with same…
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Bumped car...
I was driving yesterday and someone bumped into me, we were both only going 5-10mph so nobody was hurt and nobody is playing silly beggers with "whiplash". It was clearly the other persons fault and i dont think he has any intentions of denying it - seems like a nice enough bloke. Anyway, i got a quote on how much to…
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AXA PPP Insurance - Reputable or not?
Dear forumites Hi I used to have an account but lost my account so here goes again :) I have a question about AXA health insurance. I registered using their online service, paid the monthly premium but after that, encountered a series of weird issues: 1. After contacting AXA a couple of weeks into the insurance, they told…
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Insurance cash settlement - what are my obligations?
Hello all, Short story: someone reversed into my parked car, I wasn't in it but they left details. About a week later their insurance company wrote to offer an evaluation, repairs, courtesy car and so on. They inspected the car and declared it uneconomical to repair. The damage is a dent to the rear wheel arch, requiring…