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Legal Protection Insurance - another scandal waiting to happen
I'm sure you've all been offered legal protection insurance for 'only' £25 when you bought home, car insurance or just about any other financial product. I renewed with eSure just now and they were really pushy about it - a sure sign they make money from it. This product is basically useless, because a negligant party has…
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Very Cheap Car Insurance
Would you sign up to a car insurance company if policies we capped bellow 4 K , Mainly for young drivers.... ?
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Royal Sun Alliance - Claims, No Help at Night!!!
ROYAL SUN ALLIANCE (RSA) After a recent prang, I needed to speak to someone, as you would, to establish what to do. Also, as we suffered minor injuries it was even more important that some basic guidance was available. I decided to give RSA claim line a call at around 7:30 p.m. and guess what.........a recorded…
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Car insurance refund paid to wrong card
Hi, I recently moved address. I told my car insurance company and they informed me that I was now in a lower risk area and that I was entitled to a £100 refund. They said the money would be refunded to the original card the insurance was paid on. I waited and waited and nothing came through. I rang the insurance company…
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Leaky conservatory roof - does insurance cover anything?
Hiya, our conservatory roof has leaked for a while now and we've tried to repair it with sealant a few times but it never lasts and it seems the roof needs replacing. The wooden flooring, wall, and cupboards are also visibly damaged from all the water that's dripped on them. Should our buildings insurance cover us for any…
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Car Insurance Help Please....?
Hi, I'm new to this forum but need help with a certain large Superstore that I am insured with. (not sure if I'm allowed to say the name?) Basically we moved to them from another insurer in January and our policy was based on 9 years No Claims. We agreed to pay monthly and paid the initial amount of £92.50 and then started…
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insurance refusing to pay
Hi Next door has had a problem with water overflowing out of the guttering and down the front of my property and theirs. This has been happening for 2 or 3 years. It is the end house collecting the water from 3 houses. My house is slightly higher and has a seperate gutter. Earlier this year i noticed plaster coming loose…
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Car repairs whilst fault under dispute and credit hire vehicles
Hi, I hope someone can help. My vehicle was hit whilst parked up. Although I was not there at the time of the incident, I have photographic evidence of the damage to both vehicles as he parked very close by (how arrogant can you get? :mad:) and have an eye witness report. The at fault driver's insurance company has drawn…
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Insurance advise
My daughter had an accident in feb 2012. She misjudged the distance between parked cars only having past test 2 wks before. She scrapped a car panicked and managed to hit another and reverse into the third all in the space of a couple of seconds. Its totally her fault but the insurance company have put it down as 3…
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Insurance listing a claim never processed!
I'll try to explain my situation, hopefully someone here has some good advice I was on the phone to my insurance company a few days ago after I received my renewal notification. The premium having increased, I checked the details of the new policy to see they had added a claim for £500 in January 2012. To keep everything…
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Life Insurance or Critical Illness or Both?
Hi All, Apologies in advance if this is the wrong forum. We are just in the process of purchasing our first home and trying to obtain life insurance. We've been advised to get both, however I'm noticing quotes with Critical Illness included are higher (understandably I'm assuming as most claims would be made under this)…
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No claims!
long story short, i got a policy with a trading company through a small brokers near me, i told them i had 3 years no claims, they put me through for 4 years i didnt give them my paperwork for a few months when i did i got a letter asking for £600(so there saying because the paperwork was incorrect and they put me through…
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Cancellation charges
Hi All My provider (Performance Direct) are demanding an extra £97 due to 3 points on my license. So I shopped around and found insurance at half the price with LV! However, Im only going to get back £200 of the £400 spent with Performance Direct due to various charges and a £50 cancellation fee. Surely they cant charge…
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long stay travel & home insurance
we will be doing a couple of long trips next year of about 100 days each - anyone know of an insurance company that will provide cover for travel insurance for annual multi trip of long stays and also one for buildings and contents insurance.
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Anyone live near an Olympic cyclist?
Wow! Is this a new low from these scoundrels?!
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Car insurance claim. Taking forever
Well here goes. I need some advice about a car insurnace claim that I have going if anyone would be kind enough to shed some light on my rights. Back on the 13 August I was involved in a minor road accident. I was stopped in a queue of traffic when the car in front decided to reverse to allow a car out of a driveway.…
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Laptop insurance for laptop purchased abroad?
Hello all! I had a look around and couldn't find any advice on here about this, and am scratching my head, so I would be very grateful for any help... I spent three months in the USA at the beginning of this year, helping a friend on a website he is running. As a 'thank you', when I left, he bought me an expensive Apple…
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Cancellation fee over £200
Hi, I took out car insurance in sept and paid my policy upfront for £350. I have enquired about cancelling the policy as the vehicle is no longer on the road and I have been told that if I cancel I will only get £23.27 back. I understand that I would have to pay a cancellation fee and admin charges etc but this much??? Is…
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Whole of Life insurance can it be "cashed in"?
I've just found out today that my elderly parents have been paying for a whole of life insurance with the Phoenix Group (for 17 years at a monthly premium of £12 each) that is only going to pay them £1801 upon their deaths. Each of them has, of course, paid in way more than this (£2448) and the reality of all this has only…
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Google Compare Car Insurance ID Leaks
I'm a bit new to this but I've been sent an article about a massive ID leak on Google Compare's new car insurance thing. I'm new so I can't post links but if you do a search (on google lol) for Google Compare it's the top news story on The Register about "Gaping hole in Google service...." I used it to get a quote about 2…