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Van insurance
Today while visiting a friend i had an accident in my van, i drove to my friends house while driving i indicated to the right with intention of reversing into a parking bay, i indicated stopped looked in mirrors then into reverse, a van had driven right up behind me maybe 5-6 feet away i reversed very briefly as i hit…
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Dominion Lincoln Equity Assurance Ltd
My policy which was fully paid up matured on 22nd September 2012 and although the above company are no longer in existence it is now administered by Friends Provident Life and Pensions Ltd. However they claim that there is no record that this policy was held by them so deny that they are responsible for payment. Please can…
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House insurance with criminal record
Myself an my partner are just buying a house. We have a problem with house insurance. In 2004 he was sentence for 3 years for selling drugs in Poland, where we are coming from.He left jail in June 2007 and since then he is clear. It looks like we cant get a house insurance because of this criminal record. Can you advise on…
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Income Protection Insurance-how much do you pay?
Just been looking at new short term Income (not mortgage) Protection insurance for an early 40's person, which would provide £1500 per month for 12 months in the case of ASU and I'm shocked at the kinds of monthly payment figures quoted. They range from £60 to £112. This is for 30 days back to 0 quotes. Is this really the…
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Life Insurance CIC Quote Check
Hi folks, Got some quotes from Scottish Widows Amount £234,950 Male 42 - Non Smoker - good health 1. Critical Illness Cover 2. Death and terminal illness cover 3. Basis: Decreasing 4. Term: 22 years 5. Cost: £105.84 Female 38 - Non Smoker - good health 1. Critical Illness Cover 2. Death and terminal illness 3. Basis:…
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Life Insurance quote checker question
recieved this from my broker earlier, how do these monthly rate Vs the amount payout sound, its level cover, thanks for any help in advance; My (mans) cover, 35 year old male, good health non smoker £200,000 level term 20 years with CIC £58.24 per month. £200,000 level term 19 years with CIC £56.95 per month £200,000 level…
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Car accident, jargon
I had a car accident in july. A taxi, didnt stop at round about, and went into front passenger side. I werent going to fast, more like 10mph. My car has been repaired, and im having physio for whiplash. Today i received a letter from my insurance company saying "received correspondance from third party insurers, who have…
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NCB between husband and wife
My car is in my husbands name and has always been insured in his name using his NCB but with me as the main driver (we have done this for the last 15/20 years as he has a company car). This has been fine until this year when the RAC would not accept his NCB but needed it to be in my name as I was the main driver although…
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Car insurance and change of licence plates
Good morning to all! A great forum you've got here, lots of very useful info. I moved to the UK recently and brought my car with me. The car has Greek licence plates and I want to register it with DVLA to get UK plates. I am trying to find some insurance that will cover me according to the relevant article at direct gov…
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Car insurance - does this seem right?
Hi My husband got his first car last year, his insurance with Tesco was £3000 (about £600 of that was interest! :eek:), this year, we've been getting quotes for around £1000. I'm shocked at the difference?? He's over 25 (and was when took out the first year insurance). Does one year no claims really make this much…
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Question about unemployment insurance
I was thinking about taking out redundancy insurance, in the ts and cs it says the policy is invalid if you think you may be made redundant in the near future. My question is ... The company i work for is a company that has lots of companies under an umbrella company. One part of the business has been sold and will leave…
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Travel insurance for UK breaks
I'm planning on a pre-Christmas break in the UK. Normally I wouldn't worry too much about the weather in December but over recent years we've had quite a bit of snow. My question is does travel insurance cover hotel costs if we had to abandon our break because of bad weather? We would be driving so wouldn't be able to…
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excess mileage in previous years
Another question if you don't mind :) I cannot sleep at the moment so it seems like as good a time as any to take care of the paperwork :D Since I bought and insured my car 5 years ago, I always had my mileage as 10k/year (estimate). However, looking back at my various MOTs mileage, in 2010 and 2011, I drove between 40k…
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Main driver change and NCD
I have a 5 year NCD as the policy holder and main driver on my car insurance. My husband has also been a named driver for the past 5 years (and no claim). If we chose to put him down as the main driver so he can start earning a NCD, would I lose my own NCD? Say we want to buy another car in a few years time, would I be…
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Pure desperation regarding car insurance bullies
I changed car insurance companies this year as I normally do to save approximately £20.00. I wished I hadn't now. I took out my policy using the usual sites, comparethemarket, confused etc. This year I chose Endsleigh and all was fine until this last two weeks. Three months into my contract, Endsleigh e mailed me saying…
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Car Ins: Anyone had other parties insurer offer to settle?
Hi I have been driving 23 years without an accident and a newly qualified driver bumped in to me when I was on a roundabout and she was entering it. At the scene she admitted liability etc and of course changed her mind when we emailed her the costs from the garage. Her insurer Diamond have offered me a 'without prejudice'…
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SDPC Query
Hello, I have car insurance with 'Social, Domestic, Pleasure & Commuting(to 1 place of work)' cover. I occasionally pick up my partner from her place of work as well. Would this be covered under my policy? Thanks.
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First car accident advice pls
I had my first car accident the other week after 30 yrs driving and need some advice please. I was in a queue of traffic and was hit from behind, the damage to my old car is not severe but needs fixing. The other drivers insurance company has admitted liability and an assesor is coming to examine the car on Thursday. I am…
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Do I need to declare To Travel Insurers
Hi Im off on holiday in the next few weeks with my hubby and kids to Turkey. I booked the travel insurance in August but since then my hubby has been admitted to hospital with diverticulitis and a hole in the bowel. He was given antibiotics and discharge after 5 days. He is awaiting a scan to check that all is ok but feels…
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Car insurance claim - please help
Hi guys. I hope someone knows how this scenario should pan out. The story: A friend of mine was driving my car and was hit by a third party (driver a) from behind, whilst he was stationary in traffic. Now my friend and I both have fully comp insurance on our vehicles. However as per his insurance policy he is only insured…
