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car insurance: what to do after not owning a car for 3 years
Hi, For the past 3 years my wife and I have been sharing a single car. The car is in my name as is the insurance, with my wife as a second driver. I have 6 years' no claim and hence don't pay very much for my insurance. With a second baby on the way, we will now reluctantly have to purchase a second car. I understand that…
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URGENT - Appliance Insurance
I am currently renting out my property and the washer / dryer has started to play up to the point of me requiring an engineer. Does anybody know if I can get some kitchen appliance insurance to cover from this that will take effect immediately without a cooling off period before I can claim? Thanks
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CS Healthcare: In debt and won't pay!!
Hi, I have had medical insurance for the last 2 years with a company called CS Healthcare: I am thoroughly frustrated with them and need to know whether I should leave them now before things get any worse? They sent me a letter stating they were in debt but would honour any claims - and yet, I have recently tried to claim…
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insurance company employees or agents or whatever.
insurance company employees or agents or whatever. Why do you think it is OK to phone up someone who has been searching for insurance quotes on the internet and want to go through the exact same bunch of questions over the phone that have already been answered on line? And then get all huffy when told that the reason I did…
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Life Insurance Question
Hi all, I am reviewing my Life insurance :money: and was wondering what the terms guaranteed and reviewable mean when using comparison sites for quotes. I am assuming they are self explanatory but thought I woudl ask anyway. Thanks in advance. B.
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Swinton Home Insurance, £50 Cancellation - I owe you nothing!
Swinton need a serious reality check. My initial search here suggests to me, they have the worst reputation and customer service as far as insurance goes. The situation is, I cancelled my contents insurance from Swinton, about 6 days after the renewal of the policy. I didn't even sign up to a renewal or want one in the…
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bank cashier asked me, do I work? could they be offering home insurance promos ?
Went to the bank the other day, and she looked at my screen for a while, and asked 'do i work' and i feel they were going to offer home insurance, as she mentioned it. Is being offered a home insurance policy linked to you working? why did she ask if im working? -confused..
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Price comparison sites & "cheap" insurance
Something I'm keen to debate and hear of people's experiences is whether you have regretted using a price comparison site or some other bargain basement insurer? Be it for service generally, or finding that your real insurance requirements had not been catered for when it came to make a claim, such as being told that…
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Travel Insurance- High-risk activities
Hi, Heading to New Zealand and potentially doing white water rafting/ glacier hike, black water rafting in caves...will and can I get insured for these activities anywhere? it is excluded from cover as part of my ultimate reward insurance with HBOS... thanks
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Life Insurance: Decreasing Term Assurance Calculation?
I've acquired a few quotes for life insurance that look promising. I'm minded to go for a decreasing cover policy, because the primary purpose of the payout if I die will be to pay off the mortgage. Now the most favourable quote, for £130,000 over a 12 year term comes with the following advice: "The assumed mortgage…
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No Claims bonus after a break???
Does anyone know if my no claims bonus is still valid as I have just had a complete year off from having a claim and therefore have not had car insurance in the last 12 months. Can I still get my full no claims dicount?
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freebies for quotes
My home insurance is due and I will be searching for the best deal. Are there any sites, etc. that offer freebies for getting a quote, not reliant on actually taking out their insurance? Also would it be any cheaper or even beneficial to get separate quotes or insurance for contents and building insurance? And are there…
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Health Insurance and physio
I need some advice on some health insurance. I'm planning to get some physio done for some long standing health problems, if you can get health insurance you can use that to pay for the treatment. I have alot of saving but low income (on ESA, but having to appeal again). Any advice on the cheapest and best health insurance…
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Contents insurance claim
My son is abroad travelling & unfortunately lost his bag containing his camera & Ipod. The backpackers insurance he has will only pay out £100 (max claim for valuables less excess) I can claim on my house insurance, the excess covers the whole claim. The insurance company say I will lose my NCD but cannot tell me how much…
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Poor car insurance repair work
Hi all, My car was rear-ended on the motorway hard shoulder a few months back whilst away 200 miles from home. The car was taken to a local insurance company approved body shop for estimates and repairs. It took them nearly 6 weeks to get the car back on the road, and to be honest it looked a good job visually. After the…
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Lowest admin charges for car insurance
I know I'm going to be moving house during the next year, but it seems practically impossible to find out who charges what admin charges for changes during your policy. Obviously I'll have to accept a change in premium (I expect it will go up, based on where I want to move to!) and I'll do quotes based on both areas for…
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Employer private health insurance too taxing?
Hi all I joined this new employer not too long ago and am very happy with all the employment benefits here. With one exception which is the company's private health insurance which is costing me over £120 in tax and NI every month (I'm a higher rate payer). The payslip shows that the company pays for my family (hubby + me…
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Car and van insurance
hi, does anybody know if or how I could get both on same policy......insurance are saying van must be commercial but can the car aswell. Would like to have both domestic if it's cheaper. Thanks in advance
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Home Baker Home Insurance
Hi, I run a home baking business and need to renew my house insurance. Do I need to state that I run a business from home? I have public liability insurance on a separate insurance policy and this seems to be the only thing that is offered in addition to the normal house insurance policy. I dont want to renew my insurance…
