Home Baker Home Insurance

Wobbledoos

Hi,
I run a home baking business and need to renew my house insurance.

Do I need to state that I run a business from home? I have public liability insurance on a separate insurance policy and this seems to be the only thing that is offered in addition to the normal house insurance policy.

I dont want to renew my insurance and there be say a fire and then be told I'm not covered, but I also don't want to be paying for something I'm already paying for.

Any advice or experience on this would be greatly appreciated.

*Scarlett

Yes you need to tell your insurer that you are working from home.

Due to the nature of the business I would imagine that some mainstrean insurers may not cover but you would need to enquire individually with your circumstances.

You could try

http://www.homeprotect.co.uk/property-usage/working-from-home

http://www.adrianflux.co.uk/home-business/