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travel insurance to the USA with pre-existing conditions
Hi, I am trying to arrange travel insurance for my mum to the USA for a 3 or 4 week trip. She is 76, she has mild angina and is on meds for high blood pressure and cholesterol. The medical part of the insurance is our main concern. I've read the MSE guide and got some quotes, i was wondering if anyone had any experience…
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payment protection for self employed
i recently had 10 days off through sickness-i covered all my bills as i have savings-but if i get a longer time off im thinking of getting payment protection-this may not be the right cover but a monthly sum to cover earnings is what im after-any advice and recomendations? thanks
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bit of advice to 17-18 year old drivers :)
Hi, my son just passed his test and im pretty impressed with his premium. he had been getting quotes from around 3000 to 5000 quid! but we tried elephant and put both his nan and grandad on there, basically put 2 really old drivers on there, he then selected 10 month policy. he is a proper car nut too and has lowered, put…
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Help on Mortgage Life Assurance Cost
Hi I'm thinking of buying a house and wanted some advice on getting a MDLA. I'm not very fit physically . I'm a smoker and have diabetes and high BP. I was not sure whether I'd qualify for MDLA or not and if I did, would the premium run in hundreds? Are there professionals that I can consult to get some good advice from?…
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Van Insurance
This might be a bit long winded but any advice would be appreciated. We own 2 vans for purely commercial purposes, now they are both owned by me (legal owner and registered keeper) However we have 2 different drivers (on an any driver policy), there was an non-fault accident on Van A a few months back but this was settled…
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MSE News: Car insurance industry faces competition probe
"The Office of Fair Trading has referred the car insurance industry to the Competition Commission to investigate ..." Read the full story: Car insurance industry faces competition probe
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Elephant Insurance Problem
My daughter is insured with Elephant. She pays the premium in full when it becomes due and has been with them for 3yrs now. All this month she's been waiting for a renewal reminder so that she could switch, if necessary, as she had got a reasonable quote from somewhere else....around £550 instead of £700. She hasnt to date…
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Competition Committee look at car insurance
Car Insurance Market referred to Competition Committee Not before time although they have 2 years to complete the report. At fault drivers have little control over the bills. IMO (and experience) the insurers do not take enough direct control and do not look after the interests of their customer.…
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Road accident - council fault
i was in an accident last tuesday. car in front of me slid and spun on hydraulic fluid lost from a council vehicle. it was on a blind bend, i did my best to avoid by moving to wrong side of road but also ended up sliding and clipped back end (lucky there werent any vehicles coming around bend). there was another accident 5…
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Fraudulent whiplash claim
A few months ago the driver of a truck and his 2 passengers made a fraudulent whiplash claim against me by claiming that I ran into the back of their truck when, in fact, the truck actually reversed at speed into the front of my car. I had to pay the excess. I have now received the excess back but there is no explanation…
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Car Insurance Cancellation Fees
Hi, would like a few opinions regarding the cancellation of my car insurance policy. Before I sold my car a few weeks ago I contacted my insurance company (sheilas wheels) regarding a new car quote, cancellation fees,admin fees etc.Quote received was double my current policy of £350.00. I asked how much it was to cancel my…
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Energy company will not carry out repair to boiler
For the last two years we have had boiler repair cover. Each year we have had (or thought) we had the boiler serviced. This year the engineer signed the boiler service record card with a comment boiler near wall and open door for ventilation. This week we have encountered a problem where the pressure gauge is not showing…
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More Than car insurance nightmare.
We have been having a right nightmare with More Than car insurance. We had an accident in June which was only resolved at the beginning of September. We were using the car to drive to work and didn't realise that it wasn't covered on the policy. The policy was voided and so nothing paid out. We had a letter beg of…
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Money back Car insurance
Been offered a car insurance policy where if i pay £299 xtra when buying the car i will get a full refund if the car gets written off. Is this a an honest policy or just a way of conning more cash out of my wallet?
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Car accident: successful Small Claims - what now?
I recently had a successful day in small claim court in an action regarding a minor car accident. The Sheriff awarded in my favour against the third party. When my insurers originally passed the case to an independent solicitor to deal with, they raised the action in my name (because I was the owner and driver of the…
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Cancelling car insurance
I had car insurance with online company Ecar , I went through quidco and paid in full approx £366 getting £45 cashback (which tracked and was paid) , I eventually managed to cancel it as i sold the car waiting a long time on a 0845 number . How much will i get back after under 3 months of 12 months annual insurance , by my…
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Travel Insurance for Children Travelling to USA with Grandparents
Hello My 9 & 11 yr old children are due to travel to Florida with their grandparents next year. I have a family insurance policy but it does not cover the children unless I accompany them. I would be grateful for any advice recommending the most suitable means of insuring them, including cancellation cover. Many thanks
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Starting new job in 10 days but car insurance up for renewal before start?
Presumably, I state that I'm unemployed on the insurance application (because I am at the date of renewal). Looking at the price comparison websites, I'd pay more whilst unemployed. But what happens when the job starts in a few weeks time? Would I then pay less?
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Over 55's plans
We are both over 55 and keep getting sent application forms for over 55 plans. They seem good value if you croak within 15 years as that seems to be the break even point. After that there is no benefit to you for continuing with payments, but a lot of benefit to the insurer if you cancel. If you live to ninety or longer,…
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Car insurance - do I need to prove 15 years of no claims?
I've over 15 years of no claims bonus which I've always protected, the insurance company say that because the previous company capped it at 9 years they can only give me 9 years which means I pay extra than I should. Is there anything I can do to prove I've got all that no claims? I hate the minefield that is car…
