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just past driving test today... 18yrs old. ludicrous insurance quotes!
ive been searching pretty much all day and the best quote ive got is around 3.5k on a 2003 golf. its 1.4litres and pretty much standard. anyone any tips? i cant afford that sort of price it seems totally unreasonable. 2000 is pushing it really 1500 is more what id be willing to pay. what do i need to do? get my dad insured…
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FTB - Insurance policies argghhh!!
Hi all Me and my partner are buying our first house together and have been in to sign the mortgage off tonight but we have been completely baffled with all the insurance policies :confused: . We're getting a mortgage with HSBC and they have quoted us £35ish each for their LifeChoice policy??? Is this reasonable? We're…
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Help me with inflexible company please!
Hi all. I really hope someone can help me, I really don't know what to do now. I took out car insurance, fully comp, £220 on my car for personal use. I did what Martin suggests and went to lots of companies, then called my broker to see if they could match it and they did. I now have a new job and need to put business use…
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short notice of invitation to renew
Hi, I'm new to the site, so I don't know if this subject has been resolved. I gather that insurers are required to issue an invitation to renew at least 7 days before policy-expiry, and that the FSA tries to enforce this. It seems to me that this period is shockingly short - what if the policy-holder is away from home, in…
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HomeServe - Leather Match - Result From FOS
If you took an extented warranty out on your leather/Leather Match sofa and the Leather Match as split, don't accept Homeserve's rejection of you claim. I took my complaint to the Financial Ombudsman Service, and last week they rules in my favour.....The insurance company is now going to replace my sofa free of charge…
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Mis-sold house insurance?
Hi there, just wondered if anyone could advise me. I took out buildings and contents insurance when i got my mortgage with Halifax. What I've just found out when changing my mortgage deal is that the last 2 years of house insurance worth about £630 has been added onto my mortgage loan!!! I'm fuming as i thought the monthly…
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Buildings insurance
We took out a Mortgage with Halifax and they gave us the insurance package too about 4 years ago. Recently we had a kitchen flash over fire which burnt and scorched the top kitchen units. We are in dispute with the insurance company as they only want to replace the top half of the kitchen units, which is ridiculous when…
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Tis the season!
Our contents insurance expired about a week ago and we were too busy to renew it. Last night our garage was broken into and a bike stolen. There are scrotes out there 365 days a year... don't let it happen to you!
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45% increase in car insurance!!!
My mum's car insurance is due for a renewal and her existing insurer have quoted her £440 without any change in her cercumstances. Yet she paid £300 last year. we've looked on line for other quotes and it appears that everyone is giving such high quotes even after increasing excess. My question is "HAS CAR INSURANCE…
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Mobile Phone Insurance Claim
Hi All, I recently dropped my phone therefore had to make a claim. With "lifestyle insurance group" via Natwest. They accepted the claim and subsequently discovered that the phone was damaged beyond economical repair. They have now called to make me an offer (their words) as they do not have my phone in stock. The amount…
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Building Insurance Query
I brought a flat last year and unfortunately have since found out the freeholder which is a company is a bit of a nightmare. They have never asked for me to send money to them and I am now wondering if the building insurance that they should of renewed has actually been renewed?! They dont ever return letters or calls, so…
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Contents insurance - can i move with previous claims?
Hi I've had Barclay's contents insurance for the last 5 years or so. I'm moving house next week so thought it would be a good time to shop around (plus i will now be needing buildings cover). I have 2 claims, both thefts, from Nov 2006 and April 2007 on my record. Is it worth me trying some other providers, or will i be…
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House Ins - how to measure if 400m from water
Hiya, I'm looking at renewing my house insurance using comparison sites and am being asked if the house is within 400m of water. I live near a canal but I dont know how close it is? :confused: Is there a site I can go on to find how close I am? I don't want to give inaccurate info and invalidate the insurance, but I also…
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house fire settlement
ive been offered a cash settlement by my insurance company after a house fire. my bank, the nationwide, have said they will not allow this unless i pay off my mortgage first. i have about 25k left to pay but if i pay it out of the settlement there wont be enough money to have the works carried out on the house. is this…
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Travel Insurance - Policy not shown the FULL Name
Dear All, My husband and I bought the annual travel insurance. The travel insurance company sent us the policy. I saw the policy name as below: Person insured : MR. A (first name) + surname + Date of birth MRS. B (first name) + surname + Date of birth I got confused that, Will it have any problems that the insurance…
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Car insurance renewal
Hi My car insurance is due for renewal on the 9TH of December and my premium has increased this year by about 30 quid. I have checked around and found an insurer willing to match my old premium. In the past I have haggled with my current provider with some success. My question is “ is there an optimum time of day and week…
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Car insurance for 19yr.old daughter
Daughter has two years NCD, and was involved in a non fault accident a few months ago. Do I declare the non fault accident when I apply for quotes on line? Any one I should try, have been with Tesco who were fine but would like to get other quotes avoiding Aviva!
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Barclays Ripoff!!!!!
WE have had barclays building+ contents insurance for 20 plus years we usualy pay around £67 month for 5 bed house including contents but this year the premium has doubled!!! We have not had a building claim for over 3 years so nothing has realy changed but we had a subsidence claim over 3 years ago and settled for 54k I…
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Flood risk and home insurance
Hi all, Just trying to renew my home insurance and have had one come back that I am in a flood risk/subsidence area, then confused.com won't find me quotes because I am within 200m of a watercourse it is only a beck!! I have looked on the environment agency website which does put my postcode within the blue bit. But my…
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Public Liability Insurance
Along with my work colleague i am attempting to arrange a Bicycle ride in aid of a local Basingstoke Hospice. The event is intended to take place for the majority of it's length upon a canal tow path. The canal authority who own the towpath demand in order for the event to be given permission that public liability…
