Car insurance renewal

DITTER_2

Hi

My car insurance is due for renewal on the 9TH of December and my premium has increased this year by about 30 quid. I have checked around and found an insurer willing to match my old premium. In the past I have haggled with my current provider with some success. My question is “ is there an optimum time of day and week to do the haggling” I had considered phoning on Friday afternoon, does any one have any notion when the most opportune time is to do this ?

Thanks Dit

niihau

In my experience, if you phone up and say you are leaving due to a difference of £30, it doesn't matter what time it is or what day. They will happily match your other quote.

Sorry that doesn't answer your question, but for such a small difference I don't see there being a time of the week where they will not match / offer to beat the other quote.

Astaroth

you can imagine that when you are getting closer to month end then people may be slightly more willing to work for a sale so they get their bonus but then month end may not be at the end of a calendar month. On the flip side, catch someone just before their shift ends and they are less likely to be bothered with getting a manager to come over and authorise premium reductions etc especially as this type of "overtime" is unpaid.

BenL

If its massively different they won't even attempt it.

I had a renewal for £475 with Esure and direct line came up at £315.

Esure didn't even bother.

When I worked in IT for Abbey we had a setting on the system for -5% and -10% renewal retention and that was all that would be offered.