Tis the season!

frivolous_fay

Our contents insurance expired about a week ago and we were too busy to renew it. Last night our garage was broken into and a bike stolen.

There are scrotes out there 365 days a year... don't let it happen to you!

noh

You sure it didn't auto renew?

frivolous_fay

Yup! They were phoning us and bugging us about it when it was about to expire.

mattymoo

If the bike was a £100 Halfords type then it might not have been worth claiming anyway. £100 less £50 excess and the insurer gets say a 15% discount with Halfords - the cost to the insurer is £35. You can bet you would pay more than that the following year in increased premiums.

If it was a £500-£2000 high end bike then ouch - you have my sympathies. Have you tried the local 2nd hand bike shops to see if it turns up there? Might be worth putting the word around.

frivolous_fay

Yeah.. the bike was certainly £500+... graciously they O/H's spare bike and my ancient commuting bike behind
FWIW, the stolen bike is virtually unique in the UK as it never retailed over here.