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Tracing a policy
My neighbour's dad died recently and she needs to know if he had life insurance. No paperwork was found but she is sure he had a policy. Is there any way to check? maybe a database held somewhere. The only thing i can think of is writing to every company but there are hundreds of them.
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Holiday insurance - pre existing
Hi We have just booked a great holiday in Sri Lanka next month. We are looking for annual insurance as we plan other holidays this year. I have high blood pressure well controlled by one tablet and my husband has an underactive thyroid. We are otherwise fit and well. However, in recent standard blood tests (we moved…
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Choice of car insurers - advice please
It's that old question of insuring young drivers again, but from a slightly different angle. I have been through the comparison sites and online quote systems for all the popular insurers and have quotes for my 17yo daughter (on her own car - Peugeot 206sw 1.4ltr) ranging from acceptable to ridiculous. Having read at depth…
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Best UK based Insurance Company
What would people say is the best Insurance company for home and motor insurance. I don't care about the cost. If you rate a good insurance company on a cost basis then you will end up in Indian call center hell. I want UK based with UK call centers that pays decent money to their staff with good service. I have heard that…
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Zurich Insurance - My experience
My experience dealing with the Zurich Insurance Indian call center. It took me 16 calls over a period of four hours spread over three days to log an insurance claim with Zurich Insurance. This may or may not be representative but is my experience. Thursday 3rd December 2009 Telephone call 1 19:15 Zurich Insurance…
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Paying double Buildings Insurance
Hello, I hope you can help me..we had to sign up for a Buildings insurance when our mortgage was approved for our new flat. Once we'd moved into the flat, we found that the service charge already included a portion of buildings insurance which meant we were paying it twice. I contacted the insurance we signed with when we…
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Insurance for Funeral
Hi there, we are a married couple aged (in January ) 60 and 61. We are retired and receive my husband's Teachers' Pension and from 1st February 2010, my State Pension. My husband would like us to take out some sort of insurance so that if we die, money will be available straight away for our son so he does not have to…
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help with question on AVIVA life assurance form pls.
I am currently completing AVIVA form for hubby and have some questions about a question asked. With regards to 'activities and other life applications', it asks to tick the activities that he takes part in. Last year he went on a red letter driving day where he drove rally cars. Does this class as an activity? He only did…
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Do I need life assurance?
I'm in the fortunate position of having nearly paid off my mortgage and also have in service death benefits of three times my salary (which is fairly high) from my employers if I die before I retire. I haven't bothered with assurance during my current mortgage, as I know this would be covered, but I'm starting to think…
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Life assurance for husband. Do I need to put it in trust
Hello I am applying for life assurance with Aviva for my husband with me being the planholder and sole beneficiary. They have also sent me the application form for putting it in trust but do I actually need to do that? If I am the planholder and am stated as the beneficiary on the form why would the sum assured be subject…
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Employer to employee excess charge
One of our hgv drivers had an accident which has caused £4000 worth of damage to the company vehicle. No other vehicle involved. Just a wall. (Undamaged) Our employer wants to take money off him to cover the insurance excess. So far, what’s been said is they are looking at charging him £2000. Is this legal? If so what is…
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Confused about car insurance
Hello, I'd really appreciate it if someone could help me with something. I'm 20 and in my first year of driving, I've been insured with the same insurer for about 7 months but I can get my insurance cheaper if I move. What I need to know is do I lose the no claims bonus I'm trying to build if I move, as in can you only get…
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GAP Insurance
I bought a vehicle (commercial use in haulage) last May. Today my insurers, who I have just renewed my normal policy with, have contacted me offering GAP insurance. I explained that I paid cash for the vehicle & therefore there would be no finance/insurance pay out difference in the event of a write off. The salesman then…
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How do you rate car insurance companies?
Apologies if this thread is somewhere else on this forum (please someone direct me if it is as I would be interested to find out). I am having a bit of bother with a claim from my car insurance company after someone drove into the back of my car and wrote it off. The whole process of how a company dealy with claims has not…
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Why are the quotes getting more and more expensive?
Hi, I have used different comparison sites for insurance quotes for a Ford Focus, which I haven't bought yet. I have no idea why but everytime I ask for a quote for more or less the same type of car (same mileage, registration year etc.), it keeps getting more expensive! 2 months ago, the cheapest quote was about £850 but…
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Halifax Insurance - Telephone Scam (Apparently)
Hi Guys, I'm looking for advice here about how to report this apparent scam. I registered a claim yesterday and initially I did not mind the very, very long wait as my details were validated & verified... the call handler also complained about the system being slow. About an hour later, I rang to ask a 'simple' question…
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international visitor car insurance
Hi guys, I'm a 24yr old Australian, with a full Aussie licence, in the UK for 3 months. I'd planned to borrow the car of a friend(a 37yr old UK national with full UK Licence) while I was here to see the sights, and have now found out it would cost £1900 to add me to his insurance!! Arrggghhh!! Does anyone know of a more…
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Need Help Getting Cheaper Insurance, 19 Year Old Driver
I've recently purchased a car, which is an 05 plate 1.4 Renault Clio, and have been looking all over the place for car insurance. However the quotes I've been getting seem ridiculous even for someone of my age, with the cheapest being around £3500-£4000. I've heard friends tell me that is really high for a car of my size,…
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Insurance for Laptop
Hi, everyone. I am a university student and need some help. Basically I just bought a laptop and wanted to know if anyone know of any good and trustable insurance company, which insures gadgets and laptops. I used to use https://www.gadget-cover.com but they never really paid out properly so I decided it just was not worth…
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Good Cars/ Insurance Companies for Young Drivers
I was hoping you could help me out! I'm close to sitting my test and have been looking at a few cars but the insurance quotes are laughable. My latest quote was a 1.1 Ford Fiesta (2002) and the quote for third party was over £3000. I am a 17 yr old male and NEED to use my car after 11pm (the whole point of wanting to drive…
