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maybe I'm being Daft!
My current building and contents insurance with Direct Line expires on 14th of this month. I'm just about to use the new search feature for a new policy but I've noticed something in Direct Lines renewal schedule "Our current administration fee to cancel your policy is £26.25 ........................" Surely this wouldn't…
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Insurance and criminal record
As far as i recall when you take out a new insurance policy they ask you if you have a criminal record. Am i right in saying that they are only interested in fraud or arson? Had a call from a friend today. She told me she read an article which stated that if you or your family member have a criminal record then it can…
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Allianz Health Care
I have been insured with Allianz health care. I called them and asked them whether a procedure/test/diagnosis would be covered, and they said it would, and I then went to the doctor, and now they are disputing the claim. I have spent months sending emails backwards and forwards. They keep saying that the doctor has not…
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Hastings Insurance
BEWARE. They get you in by stating that you can get £30 fuel vouchers but they don't tell you that you have to wait until 53 days after the start of the policy before you get details through from an external company. Then you have to claim by sending petrol receipts from 3 seperate months for a minimum of £10 worth of…
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Joint life insurance, best deal?
Is there a life insurance that pays out a bit at the end of the term for the over 50's? It is the 'just in case' element that the insurance for. If nothing bad happens then a hokiday at the end of the term will be good. Term of allowed insurance about 16years. seb
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Car Insurance won't defend my claim
Hi Earlier this year my girlfriend was involved in an accident under my policy. The liability side of the claim has been ongoing and I believed my insurance company were looking to hold the other party responsible. Out of the blue several weeks ago, my insurance company sent me a letter saying they were going to hold me…
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Advice please More Than being a nightmare
Hi hope you can help I had to claim against my insurance as the mortar line had failed and water leaked through the roof into the master bedroom, I called more than and explained what had happened and that i was also in the process of having the roof replaced due to the damage, I was told i need a letter from the roofer to…
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URGENT! please advise... very stressed.
Hi all, Apologies for Caps in the header, i know its annoying. I urgently need some advice- my story thus far; I came back from my holiday in October to find my house had been burgled foe which i had no insurance as it is a rented property (i know - stupid for not organising it, but we never intended to stay as long as we…
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Car Ins Cancellation Charges
Hi All I have car insurance with Service, taken out in Oct 09 and will probably need to cancel as getting different policy that covers everything. Any way my insurers want 40% of annual premium to cancel in 1st 3 months and 50% after 3rd month and so on. This means pro rata i would owe about £160 or so for 3 months but…
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Car Insurance for Private Lease Car - Recommendations?
I have a private lease car and get my insurance through a broker. Recently the premium has gone up over £200 (with no change in my circumstances) so I'm shopping around. Apparently the insurer I was using has been bought out so the premiums have gone up. Can anyone recommend a broker or website that offers car insurance…
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Legal Cover through Tesco H/H Insurance
Well I will give a quick run down..... My wife is in the middle of a tribunal with her ex employer, the 3 day hearing has just finished and it was a reserved judgment until the new year and then quantum after that so early 2010. We feel as do the legal team that we have won on all accounts, so :T, but my Tesco legal cover…
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Goodbye Pru Health
Today I was advised by Pru Health that in January my Virgin Active membership will go up over 400% from £15 pm to £66 pm. Needless to say this is way out of my budget- as will be the case for many, many more Pru Health members. Pru health blame Virgin, saying they have only offered them one tariff.. Virgin staff say this…
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Bonus over 4 years old any use?
Hi anyone know if bonus over 4 years old will be acceptable to anyone at all? We can prove driving on my car during that time - husband needs transport urgently.
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Help - My critical insurance claim
Hi, If any of you kind folks out there would help me it would be much appreciated. I have a claim being assessed at the moment for occupational definition of Total Permanent Disablement. I am a midwife. I was somewhat shocked to find out that the insurers have requested all my medical records back to the year dot! Are they…
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insurance for a 18 year old driver
anyone recommend an insurance company for my son who as just passed to be insured on my clio ,the cheapest i could get was just short of a grand :eek:
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Water damage on Laptop - what should I do if it breaks?
Back in January I spilt water on my laptop. After taking the battery out, turning it upside-down and leaving it for a few days it fixed itself. Recently I've been having problems with the laptop. I'm about fairly certain these are software problems (ah Vista :rolleyes:) and hence irrelevant, but some chkdsk errors have got…
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Car Insurance Claim. Confused!
I am a new driver and was involved in a bump at work that was not my fault. Someone reversed into the front of my car when i was stationary. They did not look, i beeped to let them know i was there, and i have a witness who says it was their fault. We have exchanged details. I have taken my car to be fixed but they have…
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Declaring previous offence....
OH will *hopefully* soon be getting his licence back after a 3 yr driving ban for failure to provide a breath test. Looking at the insurance comparison sites, it asks about offences within the last 5 years. Does this 5 years start from the beginning or the end of the offence? OH's 3 yr ban actually ran out two years ago…
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Advice on my ASU policy
Hi, I have an ASU policy which will pay 2/3 of my equivalent monthly salary should I have an accident, fall ill or lose my job. My question is; if I am on the sick for say work related stress or depression etc, is that covered or not? Reading through my policy it all seems cryptic to me so I am hoping some of you…
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CIS, cunningham lindsey claim problems
Wonder if anyone could give me any help or advice on what to do. I put in a claim on our house insurance with CIS, as we accerdently dropped a sauspan onto the top of the cooker hob (free standing cooker). We have accerdent damage on our policy just incase for this sort of thing. We put the clain in about 2 months ago to…
