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Speed bumps and subsidence = who is liable?
Hi folks, I have recentley noticed large cracks in one of my living room ceilings. It is directly opposite a relatively recentley built layed speed bump. There are no cracks in any other rooms. Could you tell me who is liable for this i.e. is it the council or what category would it fall under with regards to house…
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Egg Card Annual Multi Trip Travel Insurance
I have had an annual family multi trip travel insurance policy through Egg for the last 3 or 4 years, the annual cost has always been 39.99, and underwritten by AXA. I had cause to use it 3 years ago when we went skiing and the service from AXA was first class, I mean really good. The policy included 17 days winter sports…
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Travel Insurance - Cover for Pushchair
Hi I am looking for a travel insurance that will cover the new pushchair (Stokke Xplory) we have bought for our ds. The pushchair costed us 600+ pounds & I am really concerned about it getting damaged on the plane. Most of the travel insurance policies I have looked at - provide cover for a maximum 'single item' limit of…
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Laptop insurance, extended warranty?
Just looked on Google, 830000 results for UK insurance for my Macbook, so who can I trust to extend my warranty, not Applecare as they are soooo expensive and include things like assistance that I found to be a waste of time.
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More Than Pet Insurance - new quote £7 cheaper than renewal I have been quoted
:mad: I got my renewal through for insurance for my fab dog Charlie, it has gone up again! Wouldn't mind but have never claimed on this policy. Anyway renewal quoted was £17.99, yet i put in as a new customer and was quoted £10.95 p.m. for the same. What a rip off, I know they want new customers but what about looking…
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Being sued after car accident
In may I was involved in a car accident in which no contact happened, but a guy left the road and damaged his car. Anyhow, neither party are accepting blame, and the insurers are dealing with it. Today I got a letter through the post from his solicitors saying I'm at fault and he's suing me for car hire, policy excess,…
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need help where to go next, ncd problem
Hi all, I've recently just searched for new car insurance as i do every year. My cheapest quote that gives me the cover i desire was with Santander so i swapped to them from the RAC. Now this is where my problems start... And just to clear this up from the start that my problem is with RAC not Santander.When i did a quote…
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help i dont know what to do. they want £5000.
i sold a car 3 years ago. The people i sold the car to crashed the vehicle the same week i sold it to them. Because i never told my insurance company i sold the vehicle and only told them i have sold it after i bought another one 2-3 months after selling it, i am liable for the damage , so my insurance company is now…
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GoCompare very expensive
Martin seems to suggest that the above is the best place to get house insurance quotations. They quoted a price more than twice that of other companies I went to direct such as More Than.
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Extreme sports
Hi, I have a passion for what are termed 'extreme' sports; mountain biking, climbing and paragliding. I want to get some accident/life insurance and the ones I see online have a very low death benefit (<10K) but very high liability (2M). Please excuse my ignorance but liability is to cover if I injure someone or damage…
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HELP! Dealing with Crawford & CO!
Sorry this is so long. I have contents insurance with RBS. I tested the central heating at my new rental in early September (it worked), turned it off and went out for the day. Came home to standing water everywhere and it was getting worse. The landlord eventually sent a plumber and after 2 weeks living in a marsh he…
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Grrr how can they do this?
Hi Was just talking to my mum over the phone, she wanted me to help her buy her car insurance online as it's cheaper. Went through confused.com, chose the quote we wanted to go for (marks & spencer), clicked through to buy it and it took us to their site. Had to enter some more details and it came up with a completely…
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Who pays? is there an excess?
I had an accidental prang a few days ago. It was my fault. There was noone in the other vehicle.There is no damage to my car but i have damaged the bumper of the other van. Owner says it needs a new bumper and said we could sort it cash rather than insurances,but i am completely baffled as if it is this amount is it worth…
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Problem with valuation of stolen vehicle
My car - a 10 year old Ford Escort - was stolen in October, and my insurance company (Highway Insurance, now part of Liverpool Victoria) have contacted me to offer £400 for the loss of the vehicle (£500 less the policy excess of £100), claiming that this is the market value of the vehicle. However, I disagree with their…
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Insurance for mobile phone
I'm just about to purchase an IPhone Due to its value i wish to have some insurance for this item. I have seen seperate mobile phone insurance for about £5 a month i think it was. But can this phone be insured under my contents insurance im guessing the cover would be under the items outside of the home and may need to be…
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Courtesy car - is this normal?
Hello, I'm a newbie (kind of - used to be registered under different name!). Anyway, yesterday I had a bit of a bump in my car - totally my fault, slipped on the ice and bumped in to the back of a 4x4. Their car is fine, thankfully. But my little Punto is a bit bashed up! I'm with Co-operative Insurance and called to…
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Insurance for 17 year old learner
Can anyone advise of any insurers who will insure 17 year old female for first car - learner - at a reasonable price! Unfortunately our own insurers will not add her to our policies because of the vehicle groups. I know that Collingwood will insure learners but policy ceases on passing of test. Thanks.
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ILLEGAL DRIVER NIGHTMARE! somebody please wake me up!!
Ok - so I am hit by a 3rd party and put my claim in as a non-fault accident. Everything going along tickety-boo and I'm now on the phone to the car hire company arranging delivery of a car to use while mine is in for repair [enter "rapid eye movement"] ... we (the car hire company and I) then go into a 3-way conference…
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car insurance put me down as "accident/claim in last 5 years" but i havent!!
hello, can someone tell me if the following is correct please? i am absolutely seething about it! in january my car was keyed, and i rang my insurance company to ask if i would be able to claim. they said yes, but i didnt have the money to pay the excess, so we left it at that. today, i rang them to change my address, to…
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No valid driving license....
.....I think I know the answer to this one but could someone please claify if you can obtain car insurance without a valid license? Thanks in advance tt