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No valid driving license....

tigtag02
tigtag02 Posts: 6,857 Forumite
Part of the Furniture Combo Breaker
in Insurance & life assurance
.....I think I know the answer to this one but could someone please claify if you can obtain car insurance without a valid license?

Thanks in advance
tt
:heartpuls baby no3 due 16th November :heartpuls
TEAM YELLOW
DFD 16/6/10
"Shut your gob! Or I'll come round your houses and stamp on all your toys" The ONE, the ONLY, the LEGENDARY Gene Hunt :heart2:
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Comments

  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    What are the circumstances
  • tigtag02
    tigtag02 Posts: 6,857 Forumite
    Part of the Furniture Combo Breaker
    Husband & wife. Wife is registered keeper of car and holds policy. Licence of wife possibly about to be revoked due to a medical condiditon. Will the husband now have to be the policy holder or can the wife still be?

    Thanks
    tt
    :heartpuls baby no3 due 16th November :heartpuls
    TEAM YELLOW
    DFD 16/6/10
    "Shut your gob! Or I'll come round your houses and stamp on all your toys" The ONE, the ONLY, the LEGENDARY Gene Hunt :heart2:
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You should contact the Insurer of the car and explain the circumstances, there is a good chance they will allow the policy to be transferred into the husbands name. If the licence is likely to be revoked permanently they will probably transfer the no claims bonus as well.
  • caeler
    caeler Posts: 2,638 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    I don't think I've ever been asked to supply my licence details whilst getting insurance......?! I can't ever recall it!
  • Quentin
    Quentin Posts: 40,405 Forumite
    Virtually all on line quote systems ask for details of your licence (type/how long held/endorsements etc)
  • tigtag02
    tigtag02 Posts: 6,857 Forumite
    Part of the Furniture Combo Breaker
    bluefuzzybug wrote: »
    I don't think I've ever been asked to supply my licence details whilst getting insurance......?! I can't ever recall it!

    You have to tell them how long you have held your license usually.

    tt
    :heartpuls baby no3 due 16th November :heartpuls
    TEAM YELLOW
    DFD 16/6/10
    "Shut your gob! Or I'll come round your houses and stamp on all your toys" The ONE, the ONLY, the LEGENDARY Gene Hunt :heart2:
  • tigtag02
    tigtag02 Posts: 6,857 Forumite
    Part of the Furniture Combo Breaker
    dacouch wrote: »
    You should contact the Insurer of the car and explain the circumstances, there is a good chance they will allow the policy to be transferred into the husbands name. If the licence is likely to be revoked permanently they will probably transfer the no claims bonus as well.

    Thanks - this is what I was hoping for (re the NCB)

    tt
    :heartpuls baby no3 due 16th November :heartpuls
    TEAM YELLOW
    DFD 16/6/10
    "Shut your gob! Or I'll come round your houses and stamp on all your toys" The ONE, the ONLY, the LEGENDARY Gene Hunt :heart2:
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    They generally want a letter from the wife confirming you agree for the no claims bonus to be transferred to the husband or vice versa.

    If you have any problems post back on here
  • tigtag02
    tigtag02 Posts: 6,857 Forumite
    Part of the Furniture Combo Breaker
    dacouch wrote: »
    They generally want a letter from the wife confirming you agree for the no claims bonus to be transferred to the husband or vice versa.

    If you have any problems post back on here

    fantastic - thanks for all your help

    tt
    :heartpuls baby no3 due 16th November :heartpuls
    TEAM YELLOW
    DFD 16/6/10
    "Shut your gob! Or I'll come round your houses and stamp on all your toys" The ONE, the ONLY, the LEGENDARY Gene Hunt :heart2:
  • Anihilator
    Anihilator Posts: 2,169 Forumite
    Why exactly would you want to do this?
This discussion has been closed.
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