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Legal and General Life Assurance
In January i took MSE advice and got a new life assurance quote, for my wife and i, through Cavendish Online Ltd (recommended by MSE); this quote was very favorable compared with my current policy. In January we received letters for L&G stating that they were contacting our GP's for our medical history. The next week my GP…
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Need advice re a compensation claim put in against me !
Last month I was involved in an accident for which I admitted fault immediately. Running up the back of someone on my way to work. Yesterday I have received a letter from a Solicitor saying that the other party wishes to seek compensation for the accident. For the record he did not disclose any injuries and damage to his…
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car insurance for 19 year old learner??
I am just in the process of buying a car, I am 19 years old and have a provisional license, i will be the registered owner of the car and am looking for any ideas of places that do cheaper insurance, I have managed to find 2 provisional insurers cheaper than others: quinn direct and bell direct. are there any others anyone…
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Single trip travel insurance for my 86 year old Grandma?
Hi there! Could anyone offer advice or recommend any insurance companies that will cover my 86 year old Grandma for a 16 day Caribbean cruise please? Fortunately, other than hypertension (high blood pressure), she has no pre-existing medical conditions and is in pretty shape for her age. I want to make sure she gets a good…
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Travel Insurance to COVER pre-exisiting condition
Most policies I have looked at will exclude pre-exisiting conditions but do any COVER pre-exisiting , I know I will probally have to pay a premium. All my condition are under control and I take medication for them. I am looking through companies now but just wondered if anyone know of one that does it :confused:
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subsidence caused by neighbours drainpipe
Hi all, I have a question, my property is subject to a subsidence claim that we believe was caused by a neighbors drainpipe emptying over the footings. If it is agreed that it was the cause do I still have to pay the £1000 excess or can i claim against the neighbors insurance for payment...(in the same way car insurance…
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No Claims Discount
Hi, looking for some advice... have been 2nd driver on mums car for the past 7 years, with no fault claims between us. Due to a change in work situation, I will need to drive the car more, but to be first driver I would have 0 NCD. Anybody know of any ways to get a reasonable price given that Im 24, driving for 7 years, no…
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car no claims,, and maybe 2nd car(confusing post..sorry!)
hiyas im lookin to renew my car insurance. ive been lookin on here at martins tips but the sites all ask how many years no claim discount.. i dont no.. i jus tno i used to say full no claims, ive had my own car for about 7 yrs ish ,, my old policy renewal says 5 yrs or over, what should i put in the comparrison sites? also…
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redundancy cover
are there any covers or insurances available against the threat of redundancy?
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Single Article Insurance Policy Question
We have just renewed our house insurance and normally include my wife's engagement ring. Halifax offered us an incredibly good price for Buildings, Content, Personal Belongings Away from Home and Legal Cover, but the Single article item for the ring was almost twice that specified in the renewal from my existing insurance…
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Single Article Insurance Question
We have just renewed our house insurance and normally include my wife's engagement ring. Halifax offered us an incredibly good price for Buildings, Content, Personal Belongings Away from Home and Legal Cover, but the Single article item for the ring was almost twice that specified in the renewal from my existing insurance…
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Big thanks! Cheaper car insurance
Just a BIG THANKS to Martin for his guide to car insurance. having received my renewal earlier this month I used the guide to search the market for insurance. I am currently with Direct Line who over the last few years have been great but due to a tighter budget this year (10 month old son really hits the wallet) I've…
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Offer from Insurance on stolen and recovered vehicle I purchased in good faith
My son purchased a car for £13,000 on a '05 plate that has since turned out to be stolen. The police have been informed and they contacted the insurance company who technically own it. We have also found out that the car is actually an '06 plate and the insurance company have given my son an offer to buy it of £15,500…
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Can they claim?
Hi, Not sure if anyone cal help me? I used to have a car insured with a well known company. I had an accident and they paid for the damage. I had some cash issues and didn't have a bank account so was paying all my direct debits from my partners account with their permission. The company advised they could not accept…
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Proof of No Claims Discount - Help!
Hi, just recently taken out new car insurance policy and stated that I have 5 years NCD. However, due to moving house three times in quick succession I have a lot of stuff in storage, including all old paperwork (ie old insurance certificates). I think I may be onto a loser here but is there anyway of discovering the…
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Credit cards with CDW
Having received an underwhelming response to my query on travel insurance with CDW cover I thought I'd have a go at getting info on Credit Cards that offer it. Anyone out there in the know? Cheers, Pete
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Reminder to get new quote when renewing car insurance
Every January when my home insurance/car insurance is due for renewal, after I get the renewal quotes in the post I go online and get a new quote and save hundreds of pounds. Last week, hubby renewed his car insurance just straight from the renewal notice. I only just found out and did a quick 5 minutes check online. The…
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How much life assurance is required?
Hi everyone I have jumped over to this board from DFW. I got some great advice and someone questioned the total of my LA payments from my statement of affairs. Can someone independantly advise me on what assurance I require or is normal. Basic facts: I am 35. Ex smoker - only 3 months though:o I am married. OH is 32 and…
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Company Car Driver No Claims Situation
Hi - looking for advice please. Just been made redundant hence lost company car. Buying vehicle to tide us over until I get a new job and for my wife to use as a second car. We are checking the car insurance market and clearly this is heavily influenced by no claims levels. I have been driving for twenty years in company…
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Stolen Keys - what to do?
House was burgled on Sunday night, one of the things pinched was my jacket, with the car keys in the pocket. Have a spare key, but obviously worried about them coming back and pinching car. Not sure what to do - with Excess and loss of NCD, it will cost me about £400 to claim on the insurance, and I'm worried that the cost…