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Lost my ring...now what?
I lost my engagement ring yesterday. I had it in the morning when i put it on after having a shower and noticed it was missing mid-morning whilst typing at work. I drive to work then walk 10 minutes from the car park to the office. I've retraced my steps about 30 times and i cannot find it. My fiancee works away mid-week…
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First car insurance advice
Hi, I have finally passed my driving test and now about to buy my first car. I have been search online for insurance cover for the car that I am going to buy, I have been quoted 830 to 870 from directline and confused.com searches. Is this normal? Sounds bit high to me, I would really appreciate if someone can give me…
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Does buildings Insurance cover me if I flood my flat?
Hi, I live in a leasehold block. The buildings insurance is included in the service charge. I don't have anything worth stealing and burglaries are very rare anyway. I have contents insurance just because i was worried that I'd accidentally flood the flat below and wanted to be covered for this. My friends says that…
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Can I claim my car insurance excess back?
Hi all. Bit of a long one I'm afraid. In Aug 06 I wrote off my car caused, I claim, by inadequately signed road repairs carried out by a contractor for Rutland County Council. I maintain that Rutland CC failed in their duty of care to take all reasonable steps to safeguard against the risk of a forseeable accident as a…
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Changing dog insurance - axa?
Has anyone got experience of the pet insurance supplied directly by Axa? I took out M&S when Axa were underwriting them with the £0 excess & I'm stuck with them for 1 dog due to treatment. I've seen on my dog forum that the underwriter has changed & the new T&C are appalling. I refuse to use a company that expects me to…
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Nectar card giving away 1000 nectar points...
with sainsburys insurance. i have sainsburys insurance but obviously this offer was not on then. is it possible to try and find a way to get allocated point too?
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Temporary insurance
I've recently bought a car. I've changed my policy to cover my new car, this means that my old car is uninsured. I want to get it insured for about 2 weeks so that I can allow people to test drive it. What's the best way to do this? Should I get insurance especially for temporary cover or would it be cheaper to pay for a…
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income protection insurance -where?
i have scoured the site, and acannot seem to find any information about long term income protection insurance, and where best to get it. as i roll on in years, i would like to know that i have an income that will continue to pay the essentials should something happen to me that debilitates me from work. it needs to be…
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Hire Car question
I'm wondering who should pay for the damage to my Hire Car. My car is being repaired at the moment because somebody drove in to the back of me, wonderful £250 excess payment to start with but I'll get that back .. they are claiming full responsibility. However I woke up this morning to find that my Hire Car which my…
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Life insurance help needed
Hello, I'm 28 married, have 2 children (aged 2 & 7) Wife is same age and is a housewive I earn after tax £1,029.00 a month Have a mortgage of £46,000 Pay £320ish month on mortgage Have no hard savings to fall back on The question is what sort of insurance policies should I be looking at incase of Accident,Sickness &…
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PPI Cancellation
Hi there, As most of us I took out a loan with PPI with it. The loan repayment as shown on Credit Agreement is £244.51 and the PPI repayment is £48, giving the total repayment to be £292.51. I cancelled the PPI after 2 years and the bank refunded me a total of £477 as they mentioned the rule 78 which is what they use to…
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Insurance cheque for carpet claim
Wondering if anyone can offer advice. At a New Year's Eve party someone managed to spill a large glass of red wine over our 18 month old pure wool beige living room carpet. Plenty of salt went down but could not soak up the amount of wine. Result: a huge stain, not right in the middle of the floor, but not what you want in…
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Endowment Life Insurance without morgage?
Hi, My question is very simple - does anyone sell Endowment Life Insurance which is not linked to morgages anymore? I took one out a 15yr one in my 20's with CIS in the 1980's and used the lump sum in their Platinum Bond - but now they tell me they do not sell endowment life insurance anymore. The agent tried to get me…
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Car insurance cancellation fees Robbery!
Hi everyone, Sold my car, tried to cancel the policy today. They said they were going to charge me a hefty £35 cancellation fee and then charge me an extra £21 on top to make up for the policy ending early:laugh: :laugh: . My policy costs £8.50 per month! My question is: Is this fair trading? Can they legally do this to…
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Insurance Claim
i made a claim on my buildings insurance a couple of weeks ago and they paid up, £480 also we had to pay £100 excess, ive just had a letter from them saying because weve claimed its going up from £11 a month to £17 a month, although i expected it going up im surprised at how much it actually went up, has anyone else had…
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3 insurance?
I bought a new viewty mobile phone from a 3 shop, whichwas stolen last night :mad:. When I bought the phone I asked about buying insurance in which the sales person told me they do not sell insurance so when i rang to report my phone stolen the sales advisor asked me did I take out insurance with the phone. which I said…
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I just halved my insurance cost!!
Hooray! Just wanted to share that I renewed my insurance with tesco today, and it's gone down from £31 to £14 a month!! Very pleased, considering i'm a young driver who is considered to be higher risk!! I quoted a much cheaper quote to them, and they said "we can match that". Easy!! :beer:
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Insurance for tenants...
Can anyone recommend insurance companies where I can get insurance for the contents of the room that I rent in a flat please? I am not after anything to do with the building, I don't even have furniture, just things like DVDs, TV, laptop etc. Thanks!
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Do I need life insurance?
Hi, Me and my wife are both 30 years old this year, wihtout children and without mortgage (renting) and debt free. I'm wondering whether I/we need a life insurance. We both have fairly good pensions and I have a death grant on mine (lump sum of 2x my annual salary). I don't know all the details about my wife's one. Most…
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House Insurance with Criminal Conviction advice please
When my OH was sent to prison I informed our home insurance compnay the very next day of the change and they cancelled his insurance policy on the grounds that they were not informed of the pending court case. He had been with them for over 15 years and had never once put a claim in. I put this case to them and told them…
