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car insurance query after an accident
Something has bee bugging thought I get the forums views I had an accident the car is a right off, I am still awaiting payment my insurance runs out at the end of august, I received a renewal letter does that mean I need to keep paying for insurance until my claim has been resolved. However the funny thing is - They asked…
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Motor insurance excess watch out
This may have been mentioned before, if so I appologise. Hubby checked out insurance for our car and discovered that by putting in an excess of £100 he got one figure and just out of interest he amended that figure to an excess of £200 and the overall saving was a mere £3. Therefore you may be under the wrong impression…
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should be a write off
Hi All, Need some advise on a what I think should be a write off. My car a Jeep grand cherokee x plate had a light roll and landed on its side but never went completely over, it had paint damage all down the off side, and panel damage to the wing and damage to the bumper, aslo both wheels were damaged and both tyres were…
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Home insurance- unoccupied for 3 months
I need to get some contents insurance asap, as I move into my new property ( rented) next week. The problem is I'm going away for 3 months 2 weeks later and the property will be unoccupied. Can anyone recommend any companies that will insure me whilst I'm away? I've tried a couple but the maxium unoccupied period is 60…
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Pet insurance
Hi could anyone point me in the right direction or suggest a fair and cheap insurer for pet insurance for an 8yr old dog who has no known problems. Thanks
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Young drivers insurance
Hi all, Ive been trying to get insurance cover for my learner driver son, been to all the usual sites, Quinn currently being the favourite but one thing that I can't get an answer to from any of the insurers is this. Why don't the insurers ask if the driver has any experience of actually driving ? Surely someone who has…
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does distance selling apply to car insurance?
Hello, I recently bought car insurance off the internet, i have since had to cancel the policy, which i did within 7 days. After reading this site, i noticed a section called distance selling rules which gives you the right to cancel goods or services and get a full refund as long as you do it within 7 days I had to send…
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PPI Claim
Hi Folks Does anyone know if PPI premiums should still be applied to an account during a claim? thanks rex
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car insurance for work.
Hi can anyone advise me please. I am currently insured to use my car for work (as in driving to and from etc.) on level 1 but might occasionally need to take a passenger and have been told by insurance company that I will lose my protected no claims, so is this normal for all insurance companies or should I look around.…
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Hastings Direct revoked my insurance for no reason
Just wondered what my rights were on this one. Last Monday evening I was rung up by Hastings to give me 7 days notice of them cancelling my motor insurance. Understandably bewildered I asked for the reason why. Apparently the underwriters had made an "IT Error" which undervalued the risk that insuring me and my car would…
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Car Insurance Query
Can someone point out what I can do here?. I held motor insurance, with my daughter as named driver while she was learning to drive. When she passed her test, I gave her the car (it was old and not worth very much). I maintained the current insurance on that car. I then bought a new car for myself. I insured this car and…
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Changing from motorcycle to car insurance..advice please
Hi Got 7 years NCB with motorbike insurance but am planning to get a car shortly. Not all insurers will recognise NCB from motorcycle riding when taking out car insurance. Anyone know of any insurers that do? Thanks Mallard
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Mortgage Payment Protection/ASU with pre-existing chronic condition
Dear All, I want to go self-employed and want to cover myself for ASU but have a disability which may but a spanner in the works. Since I have not had an accident relating to the condition for two years it is not classed as a pre-existing condition but since it is something I was born with, and is untreatable, it gets…
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Options - Old With Profits Life Policy
I am just checking out my options. I have a with profits life policy that has been running for over 22 years now and has a cash in value of £845. My premiums are £8/month, it has a life cover element of £22K and a maturity date in 31 years. I was planning to sit on it till February next year and then cash it in, I appear…
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Norwich Union House buildings insurance
I have just been on the phone to NU to get a quote only to be declined as my postcode is in a high risk of subsidence:confused: . I asked the lady if this was me or it is based on the postcode (KT17). She confirmed it is the postcode and as long as I live there or until NU change their policy I will always be declined so…
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Travel Insurance and Hurricanes ?
I've just booked a fortnight in Cancun and completely forgot about the hurricane season out there. After a bit of investigation, I find to my alarm that not only is this year expected to be more active than most, but the peak of the hurricane season is 10th Sept - bang in the middle of our holiday !! Not only that, but the…
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ALWAYS re-value your car every year
I've just saved £140 by switching my car insurance from Bell to Admiral after a quote from MoneySupermarket. Along the way I spoke to a guy at Bell to see if they could compete with Admiral's quote and he was able to compare all the details I'd given to Admiral directly because it's their sister company and he could access…
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Landlord type House Ins
Hi there I will be renting out my house in the next couple of weeks and so need to change my house insurance from the normal homeowner one to one that is for landlords. Does anyone recommend any companies for this?
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car insurance quotes on different sites, all different!
I am currently searching various sites for car insurance for a car that im looking to buy this week. I have put various different situations in, one with me on my own with a provisional, then with me with a full automatic licence (hopefully this will be true in 2 weeks!), then the above scenarios with additional drivers on…
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Whiplash Claim
Just looking for some advice here on what my partner has been offered. She had a car accident in May this year when a car hit her from behind. Basically another car came around the corner to fast and drove into the car behind her pushing it into her (she was waiting at a pedestrian crossing, but luckily everybody had…