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car insurance quotes on different sites, all different!

I am currently searching various sites for car insurance for a car that im looking to buy this week.
I have put various different situations in, one with me on my own with a provisional, then with me with a full automatic licence (hopefully this will be true in 2 weeks!), then the above scenarios with additional drivers on who are more experienced. Im keeping track of the amounts and the quotes for each situation and Im finding that on different sites, the same situation, costs different amounts for the same company. Ie, on confused.com, Norwich Union for one scenario, costs £473.09, then on !!!!!!!!!!!!!! the same quote for Norwich Union using the same info, comes back as £462.00. RAC and quinn direct are also different, i havent even started looking at the other companies yet to compare!!
Does anyone know why this is?

Comments

  • dunstonh
    dunstonh Posts: 120,179 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Different brokers take a different commission from the provider. Plus brokers negotiate terms that they can offer which will be different from other brokers.

    it occurs with most financial services products.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • puddy
    puddy Posts: 12,709 Forumite
    thanks. i have found that norwich union is more money on their own website than on the comparison websites?? how come??
  • dunstonh
    dunstonh Posts: 120,179 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Because they dont rebate as much commission. Just as IFAs can be cheaper than providers when selling pensions or investments.

    Buying direct is often the more expensive way.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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