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House insurance with outbuildings
Marnin', for a friend, honest!!! My mate has a very nice semi, nice area. Unfortunately he is gadget man - so his contents is expensive but it's the garage and summerhouse that are causing the problems. His double garage has loads of tools (snap-on and similar) in proper tool cabs (he used to be a mechanic), welding…
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CAncelling car insurance whilst making a claim
My car insurance expires on the 18th of june (monday), however i wrote my car off on thursday and now have no car to insure, so if i was to cancel next years insurance would it affect the claim that i am going through now as i am still waiting for them to pay out on my written off car? I pay for my insurance monthly so i…
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Getting a quote via a SCREENSCRAPING website
I find using these SCREENSCRAPING websites is a pain... Wot do I mean u ask?? Well about 10 minutes after u put ur details into the website u can guarantee u get a phone call from them or 1 of the companies they have quoted!! Was searching for insurance for my car and inbetwen filling the details I was constantly up and…
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Third party compensation Flood damage
Fifteen months ago the flat above my partner had a massive flood the owner was away and he had to contact the water board to turn the water off He has been trying to claim a very modest £1500 for his losses His flat is council owned and repairs are still ongoing Her insurers insist they are not liable and he does not have…
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Paymentshield and depression
Have in place a policy with this company but didn't read the small print (I learn quickly). Now my wife has been diagnosed with depression and signed off since March. Company refused the claim because a specialist has to confirm the diagnosis. Treatment for this is done within the GP surgery so there is never a referral.…
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Don't take the insurance?You may still be charged the admin fees
Martin's article on life insurance quotes and fees was brilliant. http://www.moneysavingexpert.com/insurance/level-term-insurance If you scroll down you'll see the companies who just charge an admin fee.£30 or £35 seems a small amount to pay for each policy set up.Especially when you see there can be tidy savings to be…
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When did I pass my test?
For the first time, I have to get car insurance in my name. How do I find out when I passed my driving test? It was rather a long time ago, and, having failed first time, I was on my second provisional licence and the pass certificate for nearly a year, before getting my full licence.
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Lifesearch life assurance broker
Hi, I just received a quote from the above online and within 2 minutes, there was a guy from them who called me to go through it. Very efficient! He advised that rether than going for joint cover, to go for 2 seperate policies and the put them "in trust" as opposed to "into estate" as then there would be individual payouts…
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summer = high insurance quotes?
I was just wondering as i previously mentioned in my earlier post car insurance quotes is quite high at the moment for me as compared to a month ago. is this because of the time of year in which people will most likly use their car the most for trips? also is it very likely the premiums will decrease by september/october?
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Car insurance cancellation charges
Hi, When shopping around for cheaper car insurance rates, please check with your current insurer how much they will charge you to swap, so just a hint, :confused: I have just been charged £35 to cancel my policy with the Post Office.
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Annual travel insurance for £10
Someone on another board just pointed out Amex annual insurance through Quidco comes out at just £10 (20 cashback).Anyone used this,is it good cover.Sorry,cant post links.Thanks ,in advance for any help.
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Life insurance & Mortgage Protection. Advice Pls!
Myself and my partner are currently trying to sort out Life Insurance and Mortgage Protection. Currently, if i die, my employers pay out x4 of my salary. Which covers the whole of our mortgage. If i'm sick or have an accident my sick pay only covers 2 months full and 2 months half at the moment. My partner gets 6 months…
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Home insurance query
Hi, too cut a long story short whilst having my floors sanded a nail went through a pipe and water gushed down through the house causing plaster damage etc... The insurance company are claiming its a water damage claim so my excess is £300 but I think it is accidental damage (lower excess) because the pipe wouldnt have…
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Travel Insurance - Are golf clubs considered 'personal possessions' ?
It used to be that golf clubs always had to be specified separately. But in trying to get a quote for annual multi trip insurance @ Its almost impossible to discover if golf clubs are insured. :confused:
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Payout Dispute- PLEASE HELP!
My car was a non-fault write off and my insurers have valued it at only £760 only the engineer never called me to notify me of the amount or give me an opportunity to dispute the value. I simply got a letter in the post. Surely this is wrong? I was looking to sell the car before the incident and have printed ads for the…
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Critical Illness Insurance Claim
Hi - sorry this is going to be a bit general to start with but was wondering if anyone had any experience filling these in. My partner has recently had a heart attack (a minor one but a heart attach non the less) and has a CI policy with Lincoln. The claim forms have come in and while he has nothing to hide, wondered if…
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claim excess insurance on car insurance - URGENT!
hi, I need to renew my car insurance policy today but when I got a quote from moneysupermarket.com in the policy details they have a £29.99 insurance policy which covers the claim excess, now this seems like a v. good idea cos I got another quote with a higher voluntry excess and reduced cost by £150, so total reduction…
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Direct Line existing customers
Hello to any of you already with Direct Line. My husband's car insurance is up for renewal shortly so I had a look around online but no-one beat Direct Line's renewal quote. However, out of curiousity I got a new quote from Direct Line online and it was cheaper! This is due to the online discount, and what is even better…
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barclays and quidco
i hope this is the right forum my home contents insurance runs out nxt month will i have to pay 1 mths fee for leaving them??its direct line it has come back as £2 more a mth than last year,is that because i claimed for a hoover? anyway origional question,quote for barclays is a little more but money back from quidco? no…
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Mortgage Payment Guard query
Hi there, not sure if this is the correct forum to post this question on or not. feel free to move it if need be. We are currently paying out £23 a month on an MPG policy with Halifax and I am now considering stopping this as I have the feeling it wouldn't pay out anyway. It was initially taken out when both DH and I were…
