Annual travel insurance for £10

hollydays

Someone on another board just pointed out Amex annual insurance through Quidco comes out at just £10 (20 cashback).Anyone used this,is it good cover.Sorry,cant post links.Thanks ,in advance for any help.

lisyloo

Does it provide cover for what you want it to cover?

If it does then it's probably as good as any, although £30 for an annual policy sounds extremely cheap so I'd be suspicious.
Perhaps if you can post a link then people can advise as to where the short comings are.
I would expect to pay about double that so there must be some catch some where probably is the extent and levels of coverage it provides.

lisyloo

I've had a quick look and the level of cover is very low.

For example valuables is £150.

Most people wear watches or wedding rings worth a lot more than this (which may be covered on home insurance) however it's a very low limit.

If you were going on a camping or backpacking style holiday rather than a cruise in all your finery then it might be OK.

You really need to check your personal requirements and see if it matches your needs.

If you have a budget lifestyle and go on budget holidays then it may be fine.

The cancellation limit is £1000 so if you go on more exotic or luxury holidays then you need better cover than this.

hollydays

Thanks-wonder if i might be covered on my home insurance for possessions when away from home,but the cancellation limit is low,so probably give it a miss.Thanks

forumfan_2

My parents & brother used Amex premium cover for a two week holiday in Crete and when their apartment was burgled they found that most of their possesions weren't covered so please check the policy details before you use it