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Insurance & life assurance

Archives for May 2007

Why doesn't my insurance cost more?
I've worked in the insurance industry in the past, but admit this one has me rather confused! We've currently got a 10 year old Vectra, 150000 miles, very rusty, old, past it, probably worth less than £500.... and we're trading it in for an Astra which is less than a year old and has done 9000 miles and is costing £9000.…
Help Please with Travel Insurance
Hi There, Can anyone advise please, We (family) are off to OZ for 2 months at end of June ,we are taking 2 internal flights and a small 3 day cruise while we are there. Whats the best travel insurance? We have been on moneysupermarket but the only insurance is for outbound and inbound flights only. Am i understanding this…
car written off-pay insurance monthly -insurer wants year premium
Hello, this is my first post and I'm hoping for some advice. Mrs indebted had an accident in early March where her car was written off. She advised insurance broker and they duly advised insurer. She had paid March & April monthly payments but had cancelled May's payment. Have come home tonight to a default notice from the…
Car: Address Change Charge
I have recently moved couple of block away and contacted my car insurer for address change. They have asked for 50 pounds for the new place. Reason given is that it is a bit more riskier than the previous one. I was never told about the charge earlier and the policy document never mentions that there was going to be a…
Insuring both cars with same insurer
I've seen advertised policies which give a discount if you insure both cars e.g. mine and my husbands. Are they any good? How does it work if your renewals aren't in syn? Mine is due end June his is due Jan 2008. Any advice gratefully recieved.
Car insurance cancelled by insurer - advice please
I took out car insurance with More Than last October, for myself, Wife and 19 year old Son as drivers. I rang them today (putting a different number plate on the car) and they told me that they would be cancelling the policy in seven days as they don't insure 19 year olds on a group 14 car. I asked why they had issued the…
Confused - can anyone help?
Any advice? Have cancelled various insurance policies as I was paying too much and had a stroppy answer phone message from the insurance broker saying that I will now have to pay him a fee, as he will not get commission. :mad: To be entirely honest I haven't checked the small print before cancelling the DD's so he may well…
Advice about being Pick pocketed on holiday
In Athens last week I had the misfortune of being pick pocketed whilst on the Greek Metro. Before I travelled I took out travel insurance for the three of us who travelled via thomas cook, the company whom we booked flights with. We were insured for £300 cash each. Uncharacteristically I was carrying my friends wallet…
Indemnity Insurance – do I need it?
I'm thinking of doing a little work in the evening, weekends and holidays, it would be gardening and landscaping and I was wondering if I would need indemnity insurance or anything like that. It would just be a little bit of work, not my main income and was just wondering what people's experiences of this were? Thanks Dave
Travel insurance for 2 year old?
My wife and I currently have travel insurance via a company health care plan. However this does not cover our 2 year old daughter. We are travelling to France in July and want to make sure we have adequate insurance for the little one, both to cover the cost of flight should we have to cancel, baggage cover and medical…
Best Car Insurance for Teens?
Hopefully there are plenty of people on here who have teens that need insuring on their first car so know what we're going through. Being the car is 19 years old it's not needing anything more than 3rd party fire and theft - anything more would be more expensive than the car! The best we've found is Tesco at £330 as named…
How To Get Family Insurance via MoneySupermarket
Hi I've read Martin's article re travel insurance as I've recently booked a holiday to the Maldives for me and OH. His article says insurers will often accept over 18s (only in fte, which he is) on policies and I was hoping to add my DS on policy (even though he's not travelling with us this time). Unfortunately…
My renewal is due to today but...
Most of the sites I have been to for home insurance quotations are refusing to quote - they say that you need to call in! No claims ever made! & all the TC's before proceeding to the quotation stage are met or even exceeded. Even if I change certain things and being a bit naughty using another house no same thing. Any…
income protection
Hi. After reading the section on Life assurance, I want to get quotes for level term assurance and income protection. However, the search engines (eg Cavendish) only quote for Family Income Benefit which appears to pay out on death or specified critical illness. The reason I was interested in income protection is to get…
traveling aboard with car
im 19 and there is 3 of us planning on going on a road trip across france and maybe spain, with insurance company i am with now which is e-car insurance they say and i quote "All eCar Insurance policies provide cover within the Territorial Limits of the policy throughout the policy year. This extension is provided for the…
Contents and Travel Insurance
I am going away to Asia for a few months on holidays and I am bring my laptop, n95 , camera and few under electronics with me which are worth about £3000 in total . Is it possible to take out individual insurance policy on these products or will my travel insurance cover these in case they get nicked. cheers for the help.
www.Confused.com lives up to it's name
You too can be confused by confused.com! I used their site to find as cheap car quote. The best one came out at £149 through the AA. Wow, I thought, I'll give them a call & buy it. Upon phoning the AA they looked at their computer and said the best quote they could offer me was for £220! Confused? You bet I was! I told…
Allianz Cornhill / Cornhill Direct: Comments?
Anyone had good or bad experiences with this company? It offers a low cost extension to home insurance to cover home workers liability. This is hard to find with home insurance, but I want to know whether it is a good company to deal with. Thanks.
Income proection
Hi, I'm looking for a level term assurance and income protection policy (as per Martin's advice in the Life Assurance section) but can't seem to find it on the search engines (eg Cavendish). Is this the same as Family Income Benefit? The latter just seems to be a monthly payout of a term assurance with critical illness…
green life assurance
does anybody know any componies that offer green life assurance cheers ahandpatsy

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Insurance & life assurance

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