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income protection

Hi. After reading the section on Life assurance, I want to get quotes for level term assurance and income protection. However, the search engines (eg Cavendish) only quote for Family Income Benefit which appears to pay out on death or specified critical illness. The reason I was interested in income protection is to get away from the critical illness restriction. I am emloyed on contract, so am unlikley to get (and am not interested in having) redundancy cover, just cover for incapacity due to illness. Is there a difference between income protection and Family income benefit? Any clarification and pointers much appreciated.

Thanks,

Bimmerman

Comments

  • Apologies for repetition of earlier post. Couldn't find previous post so had thought that it had got lost in the ether.:confused:

    Bimmerman
  • dunstonh
    dunstonh Posts: 120,005 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I answered on your other post. Go into your profile and you will see a link that says "find all threads started..." and you will see your other thread.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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