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Mortgage Protection Policies
Hi Not been on here for ages... (SORRY). I have over the past months come to the conclusion that the THREE Policies (Against my Mortgate) I have to cover for Redundancy, sickness etc.. are costing me far too much and I have read so much on here an the internet about how easy it COULD be to change and just to get ONE policy…
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Does contents cover, cover faulty locks
I have twice been locked out this week by a faulty lock on my front door, fortunately I have been able to get in by other means. Can someone please adivse me whether my cover is likely to cover for a faulty lock. My policy says 'loss of keys, lock replacement upto £300 included' However, thats all its says (nothing in the…
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Car insurance getting firms to match.
We have got a 100 pounds cheaper insurance quote from AA than direct line. Would it be worth trying to ask Direct Line to match that? Thanks!!:beer: :beer: :beer:
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Do Insurance Searches Leave a Credit Footprint
Does anyone know if any insurance companies leave a credit check footprint on your records with companies such as Experience? I am thinking specifically that if you do an insurance broker search with say confused.com or Insures, will your ability to get mortgages or credit cards be hindered? If anyone has any ifo on this…
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Post Office car insurance via Quidco
Has anyone else had a problem getting a quote from the Post Office via Quidco? I was hoping to get the PO's £50 off plus Quidco's £30 cash back but whenever I try to get a quote this way, the PO site says there's a problem with their online quotation system and they will email me with a quote, which they haven't done,…
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legal protection with home insurance
hi guys my home insurance is up for renewal and i have noticed i pay £20 for legal protection which covers me for many things eg accidents at work , which are covered by other options ,union subs and no win no fee. i would be interested to know others thoughts on wether this top up is worth it ?:confused:
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Finding out date of house for insurance?
Hello, We're going to buy house insurance for the first time and need to find ut what date the house was built-is there anywhere I can find this out? We're renting and our landlord has no idea. Thanks
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Insurance reporting to Credit Ref Agency
Hi, I've just taken out a home insurance policy with Royal SunAlliance. The premium is paid monthly. They make refrence to reporting the conduct of the account to a credit ref agency. Is this true? Thanks
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new driver car insurance
my son is about to pass his driving test. Has a renault clio worth about £4000. Best quote so far £2008 fully comp with privilege after he takes pass plus and with his mum on the policy as an additional driver. Any ideas as to how we can get this down or does it sound about right? Do I really need to get him his own policy…
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Is buildings insurance worth it???
Has anyone else wondered about this question? Last year one of my gutters came down after heavy rain and my insurers Barclays refused to pay after their surveyor said it was due to me failing to maintain the soffits. Now, when the renewal is due they are saying the premium is even more because of the claim - even though…
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Newly passed driver insurance??
Can anybody recommend an insurer for newly passed drivers I have tried confused.com and the quidco options but they are still quite pricey. Its for my friend she is 36 and will be driving a 2000 Ford Ka 1.3 Thanks
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A car insurance quandry
Hi there I'm buying a 1999 golf 1.9 TDI and been quoted ridiculous amounts via all the usual scraper websites to insure it, including tesco value and direct line. I'm 34, been driving for 17 years, never had an accident, no points on my licence, but the cheapest quote i got for 3rd party was £473 (Provident Yes), £512…
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Buildings Insurance on Leasehold Property - Who pays?
Hi there... I am the director of the management company which runs our building, consisting of 4 custom built flats in private grounds. All 4 properties are owner occupied. The freehold is owned by the builder and we pay a ground rent for that. There are no service charges as such.... the 4 of us split costs as they are…
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Advice please!
Somebody ran into the back of my car this week. I was stationary waiting to pull out onto a roundabout and they just ran into the back of me. Anyway, to cut to the chase, I don't want to claim through my insurance company and then them get it back from the other persons insurance, as I do not want to get a black mark…
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Norwich Union Direct
When talking with NU does anyone know how to talk direct with a UK call centre as opposed to one in India? I am always inclined not to deal with someone in India as i find it frustrating.
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Mortgage Insurance
My hubby and I have insurance for our mortgage if anything happens to us. However we are intending to pay a large chunk of this off and hopefully pay the remainder by this time next year. Is it possible to keep this running after that as a life insurance if the mortgage is paid off.
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Lorry driver says it was not him!
My car was written off after being side swiped by a lorry. The driver did not even know he had hit me and drove off. He was chased by another motorist, police were called and all the rest. Anyway car has been replaced by with a brand new one (my car was 10 months old). I had been told by the police that this was clearly…
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Busines class car insurance-named driver
We got our insurance through a broker and it worked out quite expensive, although the cheapest we could find. Anyhow, we need to change it as I am the named driver and now need to use the car 2 days a week to go to work. However I am not very clued up on car insurance and unsure whether I need business class or not and…
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Direct Line complaints
Morning, Grateful if anyone could post details of a contact at Direct Line HO relating to complaints. I'm having a terrible time with them atm and am getting nowhere with the internal complaints procedure. Thanks very much, L
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Help and advice needed
Found this forum after hours of trawling through insurance sites looking for help,hope someone on here can give me a bit of advice.we have a static caravan that is 10 years old but in great condition (well it was) we put double glazing in it,new carpets,new fitted kitchen and decorated thro out.when we insured it we were…