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Joint vs Individual Life Assurance...
Hello All, Me and my friend are purchasing a shared ownership property and are sorting out our life assurance and critical illness cover. I was wondering if there was any pro's or con's between getting a joint policy that pays out on the event of both of our deaths or getting individual policies? We're both aged 20 and the…
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Norwich Union stole my ceiling
If your home insurance is with Norwich Union, I recommend you read THIS cautionary tale before renewal. https://www.baggis.co.uk/onion.htm
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Protected No claims bounus question
Hi all, Some nice person drove into the side of my car last night when it was parked, and I wasn't in it. I would guess the damage is a good few hundred pounds to get fixed. I have a protected no claims bonus with my current insurer. Does anybody know if I claim for the damage through my insurance will the premium shoot up…
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Motor Excess
Quick Q: Do you have to pay an excess if someone claims against you but you don't claim yourself and an accident is deemed to be your fault? Ta
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Very disappointed with RIAS
I am very disappointed by RIAS' legal expenses and solicitor advice services. They are very reluctant and slow to deal with and I wish I hadn't changed from my previous company. I feel like a real a**se changing to RIAS. :mad:
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Temporary insurance for a 3rd car is it possible?
Any advice would be well received on the following...... Have 2 cars (1999 Peugeot 306 2.0HDi+ 2001 Ford Galaxy2.3i Ghia). I am insured for the peugeot and my wife with the galaxy. I have 0 claims discount although have been on my wifes insurance for 16yrs. My wife has protected no claims but has made a claim in dec 05…
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Life Insurance help
This has probably been asked millions of times before but can anyone help. In August 2006 my partner and myself obtained a joint mortgage (£65000 over 20 years) from the Halifax, neither of us had life insurance so we arranged this at the same time, through the halifax. Thinking I was quite savvy when it came to such…
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Home Insurance Renewal
Im looking at moving my home insurance, although ive not looked into it thoroughly yet i have been told that i can't move it until it is up for renewal, can you please tell me if this is true.
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Home Insurance - Kitchen covered under Buildings or Contents?
Had assumed that it was covered under buildings, but about to take out a new insurance policy and have just been walking around my house working how much to insure contents for, and suddenly realised that the kitchen must surely be covered under contents I think. Anyone confirm this for me?
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how do car insurance companies get away with it?
hi I am a 24 year old woman with 6 years no claims bonus and no points or convictions . i live in what is considered a "nice" area and my car is kept on a locked driveway. I have searched all car insurance companies most of which will NOT insure me . this is because of my job. i am an actress and acording to car insurance…
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Contents Insurance for my room in shared house ?
I am looking get contents insurance for my room. I rent 1 room in a property which has 4 other bedrooms rented by other people...I am a bit lost coz i tried confused.com and the questions they ask are just not relevant. like have you prev. had insurance ? etc...can anyone pls tell me who would be the cheapest provider in…
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MPP question?
Recently claimed for MPP after being made redundant on 23rd November 06. Started work back on 15th January 07 and Insurance company still haven't paid up. My cover was a 'from day one' policy. They are constantly giving excuses mainly because I was only at my last job for 6 months saying they still haven't heard back from…
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Strange Claim on home insurance
I'd like to know how to phrase my claim. I have a feeling that if I told the truth it might not be accepted. The truth is... My dog was so excited by a knock on the kitchen window that it ran full pelt towards the window, failed to brake in time and ran headfirst into the dishwasher breaking the control panel and rendering…
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Pension (level) Term Life Insurance
Having just read the thread about Term cover (which dated back to 2005), there was much written about probable rule changes to do with a 'Pension Term assurance' life cover that would come into force in April 2006. This would, in the words of the contributors, make level term insurance a minority product compared with the…
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Rejected insurance claim
I recently lost my engagement, wedding and eternity rings (don't ask). My claim was forwarded to the loss adjusters. I have just heard that they have refused my claim as I do not have any supporting evidence (receipts/valuations/photos etc), having been married for 18+ years, and no intention of losing anything, let alone…
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Motor insurance troubles...advice sought
Hi, may I first sincerely apologise that this post may grow to be quite lengthy. I'm involved in a war of principle (often a dangerous thing) with a motor insurance company and I'd very much appreciate any advice available, probably in connection with the law of contract. I'll be contacting citizen's advice next week, but…
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Help with Daughters first car insurance.
Hi I haven't a clue where to start. My 19 year old daughter has just recently passed her driving test with the Army. She is thinking of buying a 1999 v reg Corsa 1.2 12v breeze. costing around £2200.00. When we go online for insurance quotes it asks where will the car be parked. This will be on the army base but will also…
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Bike stolen??House insurance.
Hello everyone my bike got stolen at center parcs .I gave details to security on site and have not heard from them,but I have been contacted by police and been given incident number.I contacted insurance and told hem bike was worth £150 and was told that after the £100 excess was taken of I'd get £50 is it worth claiming…
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Child in Car Accident
Hi My first post on here, Thanks for the boards Martin they are a life saver. My 11 year old son accidently ran his cycle into a car. The car owner is claiming from her insuarance and pressuring me for her loss of no claims discount. The last time we spoke in a rather ehated fashion she told me her insurer is goign to…
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Someone wants to claim personal injury, what to do?
I was driving 4 young children (all under 10, 2 of them are my neighbour's kids) to school this morning, traffic was slow at 08:35. I pressed the break a little to late & thump a supermarket van in front of me. It was a v small thump, no damage to any cars involved but the driver went out to tell me that he's going to call…
