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Motor Excess

Quick Q:

Do you have to pay an excess if someone claims against you but you don't claim yourself and an accident is deemed to be your fault?

Ta

Comments

  • Supernova
    Supernova Posts: 732 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Bump :-) ...
  • maclean2
    maclean2 Posts: 709 Forumite
    Hi - under a comprehensive policy the excess only applies to damage to your own car so you do not have to pay anything towards the claim made against you.

    If your cover is third party fire and theft you do not have to pay any excess towards the claim made against you.

    HTH
  • Supernova
    Supernova Posts: 732 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    maclean2 wrote:
    Hi - under a comprehensive policy the excess only applies to damage to your own car

    HTH

    OK, thanks for that!
  • Astaroth
    Astaroth Posts: 5,444 Forumite
    To add a word of caution... normally this is a case. There are a few insurers that have been talking about introducing excess for third party claims so always check your policy documents.
    All posts made are simply my own opinions and are neither professional advice nor the opinions of my employers
    No Advertising or Links in Signatures by Site Rules - MSE Forum Team 2
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