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Storm Damage - should I claim?
One of our trees came down in the storm damaging two neighbours garden fences - Insurance co. said would cover part of claim a one fence was part concrete (considered part of a building). Given I have an excess of £100 and repair costs are only going to be a couple of £100 more - Is it worth claiming or paying the cost…
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Car insurance for limited period?
Hi all, My car insurance is due for renewal on the 13th February, but I am actually going travelling for 9 months on 2nd March, and will therefore be selling my car. My dad has agreed to do the selling for me once I've left, as I will not get chance to do it myself due to me requiring a car for work up until my last day in…
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Life Insurance For Someone With Learning Difficulties
Can Anyone Help. My Daughter Is 16, Autistic And Has Severe Learning Difficulties .she Is Physically Healthy But Needs 1:1 Care Mostly And All Physical Care Such As Toileting, Cutting Up Food, Bathing Etc.because Of This I Can Only Work Part Time And We Live On Her Disabilty Allowance, And Her Mobility Allowance Lets Us…
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2 years no claims bonus
Hi I have 2 years no claims bonus with Tesco which is due for renewal, I phoned up to check whether I can get this protected but the girl said she has never heard of a protected no claims bonus below 4 years. Is this correct? I did google it but I thought id post here too in case anyone else can advise me Thanks guys :)
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Those with a Nationwide Mortgage and linked Insurance
Dear All When I got my mortgage with Nationwide in 2004, I took their Buildings and Contents Insurance which was very reasonable. The B & C Insurance were linked to the mortgage and formed one direct debit payment with the mortgage. However, I have just been looking again and it would seem I could save up to £100 with…
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contents insurance warning...
We completed on our old property on tuesday so i rang to change to our rented accomadation. Old buildings and contents was aprox 450 a year so i expected to save a fair bit as i just now needed minimum contents as most of stuff in storage. So i rang and asked to cancel buildings and move contents. (old property in rough…
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Can they make me use their suppliers to replace my diamond ring?
Hi this is just a quick question to see what other people's experiences are. I lost my diamond engagement ring which was bought from a top jewellers in USA. The insurance have been dealing with it since early November but tell me there will be a further delay in settlement because of the weather... ok They then said they…
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Lloyds tsb Home Insurance advertisement misleading ?
I have recently taken Lloyds tsb home insurance, buildings & contents after reading their latest publicity mailshot in the Daily Mail. The offer was that if you take out both the buildings & contents you would get 50% cashback on the contents premium. I checked the small print at the top of the mailshot and it stated that…
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Life insurance policy for high risk person?
Hello, I was wondering if anyone could point me in the direction for an insurer that will cover somebody at "high risk". We urgently need cover for our mortgage which has just been taken out.The problem is finding an insurer for pre-existing medical conditions & being over-weight. Is there an insurer that anyone knows of,…
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Life Cover?
Can anyone advise me on what would be the best/most cost affective way of getting life cover for my wife and me. Basically I need to have £60k cover for approx 10 years for both of us for the mortgage. I have recently cashed in an endowement policy that was performing badly. Thanks
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can I cancel
Hi We recently took out a policy that includes critical cover for me. Contract was issued on the 4th with the right to cancel form. DH has just phoned from work to ask me to cancel the critical cover (not the full policy) as it adds up to over £800 per yr. I dont want to phone the Ins company yet, without knowing all my…
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home insurance for clerical business use
hi there I am looking for a home insurance company which will cover me for working from home and meeting with 2-3 business clients a week at home. Lloyds TSB have said they will not cover me for this. the clients are accompanied at all times. any help is much appreciated. H
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Contents Insurance Advice
I'm taking out a contents insurance policy, it's the first time I've really felt the need, so my first policy! Just want to ask a few questions to make sure I'm not missing anything. I'm living in a flatting situation, so just insuring the contents of my room. Does this make a difference to the policy? I've overestimated…
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Poor service from M & S insurance
I recently received my renewal notice for my home and contents insurance from M & S insurance. On the advice of this website I did a moneysupermarket price comparison before renewing. This still came up with M & S, but with a quote almost £100 cheaper than that quoted on my renewal notice. When I rang M & S money to query…
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esure car insurance renewal def worth a read
I recently shopped around for my renewal on my car isurance currently with Esure using confused.com and Esure came out the best with £70 cheaper like for like. when I phoned Esure to find out why they were charging me more on my renewal than what the internet had quoted, they said that the quote was for new customers not…
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Build & Content Ins - Barclays & Quidco
Hi folks, Just wondered if anyone could shed any light on this query. I changed buildings & contents insurance to Barclays last Feb to take advantage of cashback (via greasypalm at the time) and the £50 'beat your quote' offer Barclays were running. Got the renewal quote in today and it's up a £1 or so per month... not…
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Car Insurance claim advice for WriteOff
My mate was in a car accident last week and although she got away with light buising and whiplash injuries the car was a write off She was the only car involved as she hit water Anyone got any advice on what she can claim from her own Insurance company (Diamond) She is expecting to be offered a paltry amount for her car,…
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dealing with finance co whilst GAP ins sorted
sorry - duplicate post ...
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dealing with finance co whilst GAP ins sorted
hi, I wondered if anyone could offer us any advice please, regarding dealing with a finance company whilst a gap insurance claim is sorted out? to cut a long story short, the car we bought on finance in june 2000 was written off in an accident in dec 2000, and we submitted the claim for total loss to the gap ins co whom we…
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Our slates damaged next door's car.....
Storm damage. Our insurer is happy to pay for our damage, but has stated that the neighbours should claim on their own car insurance for the damage to their car. Not told them yet. Guess they won't be happy. I'll probably offer to pay their excess. Is this common practice?
