Insurance & life assurance

Discussion List

• surendering policies

  Dear Sir, Unfortunately I have to either sell or surrender my life assurance policies as I can no longer afford the premiums, which would be the better option and where would I find any companies who deal with buying these policies should iI wish to sell them on?

• Travel Insurance- Far East

  Hi guys, We(family) are travelling to Far East this May for holidays. Our trip will cover Singapore and Philippines. There is a travel warning against certain parts of the Philippines against foreign nationals hence I am asking if anyone knows of any policies that will include cover for any accidents that might be due to…

• Car Insurance - making regular amendments

  I shall explain my situation. I have my own car, but it is registered under my Mother's name. Therefore when we insure it, it is insured under her name, with me as a named driver. Direct Line insure the car, and a few months back we paid to have it insured just fire and theft as I don't use the car during term time (I am a…

• Have you had a good or bad Experience with Home Service?

  My post is in no way knocking Home Serve for my recent experiences. I also do not have a problem with tradespersons who take care in their work and my property. Generally if will be nice to hear if you have had to claim from them over the Christmas and New Year period and how quick your engineer attended. Also did you have…

• Claiming grandad's insurance...but no contract

  OK, so my grandad passed away a few minutes after New Year and we need to start getting organised tomorrow. We know he was insured but we can't find his contract/proof of insurance. If we take a deathg certificate to the insurance people with proof that we are his family will we be able to claim his insurance? My dad is…

• Drink driver, ban almost up, where now for car insurance?

  I am about to complete a 9 month ban (reduced because of course attendance) for drink driving. (Just over limit, please don't judge me!). I am a driving enthusiast and am collecting a a performance car this week but the insurance costs are absolutely crippling. Does anyone have any advice as to the best insurer to go with?…

• Travel insurance for extended stays

  I am planning two European trips from January. The first is a 24 day coach trip round Europe, the second is a language assistant placement in Spain which will be for a min. 3 months. Most travel insurance providers set a max. of 90 days per trip. Can anyone recommend cheap and reliable providers who provide extended stay…

• Esure - Never Again

  Hi, I am having a huge problem with ESURE! Last year 2005/2006 our home and contents insurance were with them and we paid via Direct Debit - when this policy expired we took out a policy with a different company as ESURE would not price match, I advised them I would not be having our policy with them. I have now received…

• aa car insurance

  Our car is to be scrapped and we no longer can afford a car. We have 5 months to run on our insurance,but aa say they will not refund us, its not their policy. They will knock 52.00 if we take out a new policy with them, which is no good to us. Can they refuse us a refund. I paid on my switch card the full amount

• Worst New Year

  Hi people had the worst new year in France. Firstly i had my wallet pick pocketed on the metro then went onto Seafrance back to dover. This is where the problem lies. My car must have hit the car (J Reg Jaguar) infront when we were on the ferry and its back bumper had been indented. But I did have my handbrake on, however…

• Travel Insurance (Terrorism and delays)

  I'm trying to replace my annual travel insurance (Current insurers BAA are pulling out of the market). Most don't seem to cover terrorism. Does anyone know any that do please? I was also told that if medical care was needed abroad or repatriation due to terrorism this would be covered even if the polices don't cover…

• Royal & Sun Alliance Home Insurance

  Hi all, found this interesting post on another website regarding the different ways insurance providers quote for their insurance... click on this link and read on! http://www.ciao.co.uk/Royal_Sun_Alliance_Insurance_plc__Review_5140267

• Some peculiar situations regarding car insurance

  I have some confusing queries regarding my car insurance! Any help will be highly appreciated. 1. Since my office is near to my home [30-minute walking distance] I excluded commuting on my policy [to lower premium]. I understand it does mean that in case of visiting to/from office I won't be covered. But.... if I get…

• Quick Question about Level Term Assurance form?

  Hi, just filling out the form for Term Assurance. Is it worth opting for Increasing Benefit or not? Also the company quoted as cheapest for us are EGON-Scottish Equitable. Now I've heard of the latter but not the former part of this co. Are these reputable enough to go with? When I opt not to have increasing benefit the…

• Travel Insurance - 5 Months

  Hiya Im off travelling with my GF in a few weeks and need to sort out some travel insurance. Checked out insure and go it came to about £100 with the personal baggage/money cover Anyone know of anything cheaper i could try We are both under 23 also and travelling to thail, OZ, NZ, US Thanks

• Cheapest Car insurance for 17 Year Old Girl any Ideas??

  I am about to investigate car insurance for my 17 year old daughter who turns 17 on 5th January. I will be doing the usual Quidco, Confused.com etc. Was wondering if anyone had any cheap quotes recently. I did an excercise on this a couple of months ago and managed to get quote around £900 from Tesco. (Needless to say its…

• Car insurance for an 18 year old?

  Hi my son has turned 18 in oct and has been saving up for his favorite car (BMW) I have got a few quotes and it costs more than the car is worth to insure! :eek: the cheapest has been around 8k and the car is worth 6-7k maybe a little less. I understand that the car could be insured under a family members name but the…

• health check

  seems this is the only place to post this ?? ... want our son , age 20 to go privately for a thorough health check /"mot" ... something like the Bupa health assessment scheme where there's a menu of packages . more you spend , the more thorough it is etc . Seems nuffield do a similar called health & wellbeing assesment. If…

• Help me get organised - What insurance do I need?

  I've tried looknig through the insurance threads but am getting a little confused and would welcome some straightforward advice from you guys who know way more than me about insurance. Here's the gist: I've got the contents / buildings / car / travel insurance all sorted and regularly check got best deals, use quidco etc.…

• First car renewal

  Hi. My car insurance with screentrade (NIG) is up shortly and they posted me renewal price. In the renewal offer it said my no claims bonus was 0 years. Is this because my year isn't up yet? I have made a non fault claim which I hope hasn't affected it. The booklet I got with my insurance at the beginning of the policy…